DEBIT CARD EMI

Offer Debit Card EMI

and reach 95+ crore customers
Make your products easily affordable to the largest customer segment across India and unlock 40% higher average order value by offering 

EMI on Debit Card.

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Provide affordability to customers even without a credit card
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Increase visibility of your

Debit Card EMI Offers

With Cashfree’s BNPL Plus widget you can display EMI on Debit Cards and No Cost EMI offers right on your product page:

  • Reduce customer drop offs by 30% with upfront visibility of offers

  • Remove the hesitation to buy high value goods by promoting discounts and BNPL and maximise the cart value by 40%

Plug-in available for:

shopify
woocommerce

Powering the conversion funnel for brands:

fujifilm
thinkpc
sladorn
joeshu
shopesy
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Boost your business with

Debit Card EMI

from India’s top banks
hdfc
axis
kotak
icici
comingSoon
  • hdfc
  • axis
  • kotak
  • icici
  • comingSoon
  • hdfc
  • axis
  • kotak
  • icici
  • comingSoon

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Frequently Asked Questions

Debit Card EMI is a payment option that allows customers to convert their purchases into easy monthly installments using their debit cards, providing them with affordability and flexibility in payments.

EMI on Debit Cards enables customers to make purchases without worrying about the immediate full downpayment for their purchase or order value, making it easier for them to afford higher-priced products and increasing their purchasing power.

EMI on Debit Card utilizes funds from the customer's bank account, while Credit Card EMI uses their available credit limit. Debit Card EMI does not require a credit card and typically has a variable interest rate based on the bank, providing end customers with flexibility in choosing the most suitable EMI option for their needs.

Debit Card EMI is available through partnerships with multiple banks. Currently we are live with leading banks such as HDFC, Axis, & Kotak but we continue to expand our network of partner banks to provide broader coverage. As an online business, you can offer HDFC Debit Card EMI, Kotak Debit Card EMI and Axis Debit Card EMI on your checkout. Your customers can avail these options based on their debit card EMI eligibility.

Depending on the bank and the specific EMI offer, there may be nominal processing fees or interest charges associated with EMI on Debit Card. However, we strive to provide attractive and competitive rates to benefit both customers and merchants.

Typically, debit card EMIs are accompanied by processing fees and interest charges. However, in the case of no-cost EMI on debit card, the end customers only pay the total amount equivalent to the purchase made, without any additional costs, while the merchant covers the interest charges to the bank.

Yes you can, creating and configuring a no cost EMI on debit cards is super simple. Just follow the steps below:

  • Go to Payment Gateway Dashboard > Offers > Create No Cost EMI.
  • Enter offer details: Title, offer code, and description.
  • Specify start and end timeline. Choose "Starts Immediately" for instant activation.
  • Add terms and conditions. Provide a short description or link to your business's terms and conditions.
  • Select EMI Type (Credit card or Debit card) and Issuer (bank).
  • Choose EMI tenures to offer and view corresponding interest charges.
  • Set Max Transactions Limit to restrict the number of transactions for the offer.
  • Click Create to save the No Cost EMI offer.
  • View the created offer in the Offers section of your dashboard.
  • Offers will be displayed during checkout.

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