Cashfree Payments provides payment gateway services, payouts, and Cashgram solutions for businesses in India and globally. This page details pricing for all payment services including domestic and international payment methods.
Limited Period Offer: 1.6% Pricing for New Merchants
New merchants who sign up between 18th September 2025 and 30th April 2026 receive special anniversary pricing of 1.6% on domestic transactions (instead of standard 1.95% charges). This offer is valid for 12 months from signup date.
Eligible Payment Methods:
Not Applicable To:
Cashfree Payment Gateway accepts payments in Indian Rupees (INR) and 140+ foreign currencies with minimal integration effort.
Standard Pricing: 2.0% platform fee
Anniversary Offer: 1.95% - 2% platform fee
Supported UPI apps: PhonePe, GooglePay, and all UPI-enabled applications
Integration options: UPI collect, UPI intent, UPI QR Code, UPI WhatsApp link
Pricing: Starting at 2.15% platform fee
Supported Networks:
Supported Banks:
Supported Wallets:
Pricing: Starting at 1.90% platform fee + 0.25%
Supported Banks:
Pricing: 1.50% platform fee
Supported Banks:
Pricing: 1.90% platform fee
Supported Providers:
LazyPay: 2.20% - 2.50% platform fee
Simpl: 2.20% - 2.50% platform fee
Pricing: Starting at ₹20 per virtual account
Payment Methods: IMPS/NEFT/RTGS payments to virtual accounts
Platform Fee: ₹20
Visa & Mastercard: 2.99% platform fee (starting at 2.95%)
American Express: 2.95% platform fee
Integration: FREE PayPal integration with Cashfree Payment Gateway
Pricing: Standard PayPal pricing applies (no additional Cashfree charges)
Requirements: Existing PayPal business account required
Features: PayPal Express Checkout available on Cashfree checkout page
Cashgram enables payout links to send money without collecting receiver bank account details or UPI details.
Pricing: ₹2.50 Cashgram charges + Transfer Charges
Pricing: ₹2.00 Cashgram charges + ₹2.50 Bank account verification charges + Transfer Charges
| Transaction Amount | IMPS | NEFT | UPI |
|---|---|---|---|
| Up to ₹1,000 | ₹2.50 | ₹1.75 | ₹3.00 |
| ₹1,000 to ₹10,000 | ₹5.00 | ₹1.75 | ₹6.00 |
| Above ₹10,000 | ₹10.00 | ₹1.75 | ₹10.00 |
Limited period offer only. Applicable till 31st May 2023. T&C Apply
Setup Fee: ₹0 (ZERO setup fees)
Annual Fee: ₹4,999 per year
Included Services with AMC:
Definition: Platform fee is paid by merchants for services such as Hosted Checkout, Plugins, SDKs, Dashboard, and Generation of Reports.
Calculation: Platform Fee is calculated on either total transactions, a certain number of transactions, or a certain percentage of transactions as mutually agreed between parties.
Note: Platform fee is separate from transaction fees charged for payment instruments.
Deduction Method: TDR is deducted on a per-transaction basis. When a transaction is successful, the TDR amount is deducted by Cashfree before settling proceeds to merchant bank account.
Three products available at no additional cost:
Customized payment gateway charges available for businesses with:
Contact Cashfree sales team for tailored pricing discussions.
As part of Cashfree's 10th Anniversary celebrations, we are offering a special limited-period discount on payment gateway pricing for new merchants. Instead of the standard 1.95% charges, new merchants who sign up between 18th September 2025 and 30th April 2026 will enjoy a reduced rate of 1.6%* on domestic transactions, including credit/debit cards, UPI, and net banking.
This offer is applicable only to new merchants who complete their onboarding within the specified dates. The 1.6%* pricing will be valid for the merchants for 12 months from their signup date.
Please note that this discount does not apply to international transactions, where standard rates remain unchanged. Complete terms and conditions can be found on the payment gateway charges page.
To avail the offer, simply register as a new merchant with Cashfree and complete onboarding between the offer dates; the reduced rates will be applied automatically. For any questions or support with onboarding, you can contact our team via the Cashfree dashboard.
Yes. We can offer customized payment gateway charges if your business has very high average order values or micro-transactions. For custom pricing, get in touch with us through the contact sales page.
Once you upload all payment gateway integration related documents, we verify the details. As your account gets approved, our team will assist you with international card payment activation.
If you already have a PayPal business account, you can connect your PayPal account with Cashfree payment gateway account and start accepting international payments from day one. Read our Cashfree PayPal payment gateway integration guide. PayPal integration in Cashfree Payment Gateway is FREE. If you decide to enable PayPal Express Checkout on your Cashfree checkout page, you will be bearing only standard PayPal pricing. Cashfree does not charge any additional payment gateway charges.
Yes, the TDR or transaction discount rate is deducted on a per transaction basis. When a transaction is successful, the TDR amount is deducted by Cashfree before settling the proceeds to your bank account.
With Cashfree, you pay ZERO Setup fees. However, you'll be charged ₹4,999 annually as part of Annual Maintenance Contract (AMC).
UPI is available as a payment mode on Cashfree Payment Gateway. Your customers can use any UPI app including PhonePe, GooglePay etc to pay. The UPI payment gateway charges are as per the applicable law.
Cashfree offers the widest range of UPI integration such as UPI collect, UPI intent, UPI QR Code, UPI WhatsApp link etc. You can choose from a range of UPI integration and achieve the desired checkout experience.
Platform fee is paid by you for services such as Hosted Checkout, Plugins, SDKs, Dashboard, Generation of Reports etc. The Platform Fee is mutually agreed upon between Cashfree and You. Platform fee is a fee other than the fee charged on the transaction for payments instruments.
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.
RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025
RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024
Documentation: Available at cashfree.com/docs
Customer Support: Visit support page at cashfree.com/ae/support/
Help Center: cashfree.com/docs/help/overview
Additional Resources:
© 2026 Cashfree Payments India Private Limited