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Bharat Bill Payment System - Biller Solution

Fast and secure bill payment collection

Leverage India’s next-generation bill payments infrastructure and collect recurring payments both digitally and offline, at the lowest cost, with Cashfree Payments’ BBPS-Biller solution.

    flow one


    UPI channels and bank apps


    billers already live on BBPS

    35 lakhs+

    offline centres in network

    How to start collecting bill payments using BBPS?


    Step 1

    Get listed on the BBPS Network as a biller

    Step 2

    Get paid via both online and offline channels

    Step 3

    Collect upcoming payments, seamlessly
    Elevate your bill collections experience with our platform

    Biller Categories

    Digital-first bill payments are growing across 20+ categories
    Contact us
    Electricity and Water Bills
    Electricity and Water Bills

    For DISCOMs, Water Supply Board, Municipal Corporations etc.

    Partial and full loan repayments
    Partial and full loan repayments

    For NBFCs, LSPs and other lending-focused agencies

    Broadband, Cable and DTH bills and advance payments
    Broadband, Cable and DTH bills and advance payments

    For LCOs, MSOs, Broadband, DTH distributors etc.

    Landline and Mobile Postpaid recharges
    Landline and Mobile Postpaid recharges

    For mobile network and landline operators

    B2B invoice payments
    B2B invoice payments

    For businesses collecting payments via invoices

    Insurance Premium payments online and offline
    Insurance Premium payments online and offline

    For insurance providers, aggregators etc.

    Piped Gas and LPG Cylinder
    Piped Gas and LPG Cylinder

    For city gas distribution networks, LPG providers etc.

    PGs and Coliving Rentals
    PGs and Coliving Rentals

    For all rental service providers like PGs, co-living, hostels etc.

    Anytime, anywhere bill collections simplified

    Go live in less than 3 weeks

    Connect with all major UPI apps and offline collection centres in one go. Get instant alerts of payments received, and track incoming payments with ease.

    90% faster reconciliation

    With real-time payments tracking, reconciliation and reporting on your dashboard, save on your manual efforts.

    Minimise collection cost

    Leverage e-bills and automation to provide superior customer experience with up to 4X lower operation and integration cost.

    Settlements in <24 hrs

    Access funds the very next day, with guaranteed settlement cycles on the BBPS network.

    24*7 customer support

    Onboard seamlessly with extensive pre-integration and post-integration customer support.

    Frequently Asked Questions
    Bharat Bill Pay System (BBPS) is an integrated online ecosystem that connects 35 lakhs offline collection centres and 150+ digital payment channels including major UPI apps for all kinds of bill payments. A single integration, often facilitated by payment aggregators like Cashfree gives you access to this huge network which enables you to provide multiple payment options for your customers, both online and offline.

    The billers are entities that generate the recurring bills to be paid. A few common examples are:
    • Electricity boards with the electricity bills
    • NBFCs with loan repayment
    • Insurance companies with premium payments
    • Housing facilities with rents
    • Clubs and associations with membership charges
    • Broadband and cable TVs with usage bills
    • And many more.

    Cashfree’s Biller solution for BBPS helps you collect bills from all major UPI apps like Paytm, PhonePe, Google Pay, and more with a single integration that connects you to the BBPS network. You can start the integration process with the following steps:
    • Express your interest here
    • Our BBPS expert will reach out to you at the earliest to take the next steps on onboarding agreement and provide you complete integration support.
    • Post integration, the Cashfree team supports you to do end-to-end testing and enables you to start collecting bill payments on the BBPS network within 3 weeks.

    The transaction limits are dependent on the mode of payment. For example, if the customer is making the payment through an UPI app, the UPI transaction limits would be applicable for the BBPS transaction.
    BBPS works on a T+1 settlement cycle. The billers get fast and guaranteed settlements for transactions through BBPS within 24 hours after the payment is made.

    To be eligible to be listed on the BBPS network, you should belong to one of the 20+ categories specified by BBPS listed here. You can also verify if your business is eligible by connecting with our experts here.

    With Cashfree’s Biller solution for BBPS, you can integrate and go live as a biller in less than 3 weeks. To start integrating, reach out to our BBPS expert here

    Yes, you can collect recurring bills for your business using BBPS. For example, if you are a NBFC giving out loans, your borrowers will have to repay the loan on a recurring basis. Once your borrowers make the first payment, they get the bills of the subsequent payments on their UPI app, which they can pay anytime and anywhere.

    The charges per transaction vary from category to category. To get the best pricing for your business category, please reach out to us here

    Biller Operating Unit (BOU) and Consumer Operating Unit (COU) are both authorised entities that offer BBPS services. BOU offers the BBPS services to billers while COU acts as consumer-facing collection agents.

    Have more questions?

    Visit our support page