[What’s New] OCR Aadhar Verification: Now Verify Through Aadhar Images

A lot of businesses would agree that Aadhar verification has made KYC procedures terrifically simpler. 

However, with this increased simplicity comes the ever-changing functionalities and regulations.

For instance, UIDAI issued the new aadhar rules under Aadhaar (Authentication and Offline Verification) Regulations, 2021.  One of the key additions to the existing rules was the process for Aadhaar Paperless Offline e-KYC (oKYC). Unlike e-KYC, oKYC enables Aadhar number verification without interacting with the UIDAI infrastructure.

Now, business had two ways of going about Aadhar verification:

1. OKYC: wherein you can validate the registered mobile number alongside the 12-digit Aadhaar number.

2. Aadhar verification OCR: wherein businesses can verify the end user using the Aadhaar card Image.

In this blog, we will learn all about Aadhar verification OCR, why it is important for business and how Cashfree Payments enables it through APIs.

Introducing OCR Aadhaar Verification by Cashfree Payments

Aadhaar Verification using OCR allows businesses to verify a user’s Aadhar using the front and back images of their aadhaar card. There is a single api involved in this verification process.

For verifying the end user using Aadhaar card Image merchant needs to follow this process:

1. Collect Front and Back of Aadhaar Card Image of the end user on their platform.
2. Pass both images in our api request.
3. We reject the images as invalid if the image is fraud/ tampered using text detection checks.
4. If Aadhaar is valid in the API response we will provide the details extracted from the image.

Head over to our developer docs for more details!

Note – 

1. We have only released the api version of this feature, it is not available on the merchant dashboard as of now.
2. We are supporting only PVC card formats for Aadhaar image inputs right now. We will optimize the model and support other formats too.

Industries That Will Benefit From Aadhar OCR Verification

Most businesses aiming to do KYC through Aadhaar verification can profit from this new feature. Some use cases include:

1. Banking
2. Lending
3. Trading and Investments: 
4. Payments and Neo Banks
5. Insurance
6. Logistics 
7. Ecommerce
8. Staffing and recruitment agencies

Head over to our blog for more details!

In fact, if you are a business looking to start Adhar OCR Verification, directly contact our KYC Verification experts today!