Are you looking for the PhonePe transaction limit per day?

Then, look no further! Because here is a rundown of all you need to know. 

PhonePe Transaction Limit Per Day

What is the PhonePe Transaction Limit Per Day?

The PhonePe transaction limit per day is Rs. 1 lakh

Moreover, you can make 20 transactions per day through PhonePe. 

You can also request money up to Rs. 2000 on the Phonepe app. 

Note: As of November 2022, NPCI is proposing to put a 30% volume cap on all UPI apps. This is to ensure apps like Google Pay and PhonePe don’t have a monopoly of the UPI market. This means that the Indian population will not be able to make unlimited transactions on their UPI apps.

PhonePe Transaction Limit Per Day

Looking accept UPI payments through PSPs like Phone Pe, Google Pay, BHIM and so on?

Consider a simple UPI integration with Cashfree Payments!


Now that you know the Phone Pe transaction limit per day, here’s a disclaimer.

The UPI transaction limit per day for Phonepe can differ according to banks

NPCI has not issued any regulations for the UPI transaction limit per day. So, banks have varying limits. For instance, the Phonepe transaction limit per day for SBI is  Rs 1,00,000. However, it is 50,000 for the Bank of Baroda.

Moreover, some banks have defined the Phonepe transaction limit by week, not per day. For instance, the Phonepe UPI transaction limit per week for IDFC Bank is Rs. 30,00,000. 

P.S. Most banks have not defined a Phonepe UPI transaction limit per month. Limits are defined by day or by week. 

PhonePe Bank Transfer Limits For 105 Banks

Here is an exhaustive list of Phone Pe Transaction limits per day, per week and per month for all Indian banks.

Please press Ctrl+F to find the name of your respective bank.

Name of BankPer Transaction Limit of PhonePe (INR) PhonePe Transaction limit Per day (INR)Phone Pe Transaction Limit Per Week (INR)Phone Pe Transaction Limit Per Month (INR)
A P Mahesh25,000100,000NANA
Aditya Birla Bank100000100000NANA
Airtel Payments1,00,0001,00,000NANA
Allahabad Bank25,0001,00,000 NA NA 
Allahabad UP Gramin25,000100,000NA NA 
Andhra Bank1,00,0001,00,000NANA
Andhra Pradesh Grameen Vikas 2500025000NANA
Andhra Pragathi2500025000NANA
Apna Sahakari100000100000No limitNo limit
Assam Grameen50002500050000100,000
Bandhan Bank100000100000NANA
Bank of Baroda25,00050,000NANA
Bank of Maharashtra1000020000NANA
Baroda Gujarat Gramin25,000NANANA
Name of Bank: Baroda Uttar Pradesh Gramin 25,000100,000NANA
Name of Bank: Bassein2000040000NANA
Bihar Gramin100,000200,000NA2,000,000
BOI 10,000100,000NANA
Canara Bank100,000100,000NANA
Catholic Syrian Bank 1,00,0001,00,000 NANA
Central Bank of India2500050000NANA
Chaitanya Godavari Gramin Bank25,000100,000NANA
Chhattisgarh Rajya Gramin Bank2500025000NANA
Citibank 1,00,000 1,00,000 NANA
Corporation Bank500001,00,000NA20,00,000
City Union Bank1,00,0001,00,000NANA
DBS Bank1,00,0001,00,000NANA
DCB BANK2500025,000NANA
Dena Bank 100,000 100,000NANA
Deutsche Bank AG100,000NANANA
Dhanlaxmi Bank50,0001,00,000NA1,500,000
Dombivli Nagri Sahakari Bank100,000100,000NANA
Equitas Small Finance Bank Payments Bank 1,00,0001,00,000NANA
Name of Bank:  Federal bank1,00,0001,00,000 NANA
G P Parsik Bank500001000007000003000000
Gujarat State Bank2500050000NANA
HDFC Bank1,00,0001,00,000NA NA
HSBC Bank100000100000NANA
Indian Bank1,00,0001,00,000 NANA
ICICI Bank10,00010,000NANA
IDBI 25,00050,000NA NA
IDFC 1,00,000100,000700,0003,000,000
IndusInd Bank100000100000NANA
IndusInd Bank100000100000NANA
Janta Sahakari Bank100000NANANA
Karnataka Bank 1,00,000100,000NA20,00,000
Karnataka Vikas2500025000NANA
Karur Vysya Bank1,00,0001,00,000 NANA
Kerala Grameen Bank**10-5000050000NANA
Kotak bank25,00050,000NANA
Langpi Dehangi2500025000NANA
Mahanagar Bank25,000100,000NANA
Maharashtra Grameen Bank2500025000NANA
Malwa Gramin Bank2500025000NANA
Meghalaya Rural Bank2500025000NANA
Mehsana Urban  Co-operative Bank1,00,0001,00,000NANA
NKGSB Co-Op Bank Ltd 20,00040,000NANA
Punjab and Maharashtra Co-Op Bank Ltd1,00,0001,00,000NANA
Paytm Payments Bank100000NANANA
Pragathi Krishna Grameen Bank*10-2000020000NANA
Prathama Bank2500025000NANA
Purvanchal Bank2500025000NANA
Rajasthan Marudhar2500025000NANA
Rajkot Nagrik Bank100000100000No limitNo limit
Samruddhi Co-Op Bank50,00050000350000150000
Saraswat Co-op Bank  1,00,00050,000NANA
Saurashtra Gramin Bank2500025000NANA
SBI / State Bank of India100,000100,000NANA
South Indian Bank1,00,0001,00,000 NANA
Standard Charter Bank100000NANANA
Standard Chartered Bank100000100000NANA
Surat People Cooperative Bank100,000100,000NANA
SVC Bank10,00020,000140,000600,000
Syndicate bank50,00050,000NANA
Thane Bharat Sahakari Bank50000100000No limitNo limit
Thane Janta sahakari Bank100000100000No limitNo limit
The Jammu and Kashmir Bank Ltd25,00025,000NA250,000
The Kalyan janta sahakari Bank100000100000No limitNo limit
The Sutex Co–Op Bank200000200000NANA
UCO1,00,0001,00,000NA NA 
Ujjivan Small Finance Bank50,000100,000NANA
Union Bank of India1,00,000100,0005,00,00020,00,000
United Bank of India 100,00025,000NA NA 
Uttarakhand Gramin Bank2500025000NANA
Varanchha Bank20,00040,000NANA
Vijaya bank50,00050,000NANA
Vishveshwar Co opp Bank1,00,0001,00,000NANA
Yes bank1,00,0001,00,000NANA

Unlimited Transaction Limit For Businesses

As a business, you might need to send and receive thousands of UPI transactions.

Some of them might be through PhonePe itself. 

After 46% of 2.8 billion digital payments in India are done through Phonepe. As a business, you have to offer popular payment modes to customers. 

So can you offer UPI as a payment mode to your customers?

Two words.

A UPI payment gateway

PhonePe Transaction Limit Per Day

A UPI payment gateway can help you accept unlimited payments. 

In fact, you can easily integrate the UPI payment gateway through the web, API or mobile integrations. 

But that’s not all.

Here are just some of the features a UPI payment gateway can offer:

Sounds like something you’d be interested in?