{"id":30143,"date":"2025-07-03T16:23:06","date_gmt":"2025-07-03T10:53:06","guid":{"rendered":"https:\/\/blogrevamp.cashfree.com\/?p=30143"},"modified":"2026-06-25T17:22:05","modified_gmt":"2026-06-25T11:52:05","slug":"common-types-of-digital-payment-frauds-in-india","status":"publish","type":"post","link":"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/","title":{"rendered":"Common Types of Payment Frauds You Must Watch Out For with Cashfree Payout Protect"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a8f1bb0aae82\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #364250;color:#364250\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #364250;color:#364250\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a8f1bb0aae82\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/#Common_Payment_Disbursal_Threats_You_Must_Know_About\" >Common Payment Disbursal Threats You Must Know About<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/#Stop_Fraud_Before_It_Happens_with_Payout_Protect_by_Cashfree_Payments\" >Stop Fraud Before It Happens with Payout Protect by Cashfree Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/#A_Step-by-Step_Guide_to_Using_Cashfree_Payout_Protect\" >A Step-by-Step Guide to Using Cashfree Payout Protect<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/#Summing_it_Up\" >Summing it Up<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">What if the next time you send money to a customer or partner, it silently goes into the wrong hands and you don\u2019t realize your mistake until it\u2019s too late?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 10 months (April 2024-January 2025),<a href=\"https:\/\/www.business-standard.com\/finance\/news\/digital-financial-frauds-touch-rs-4-245-crore-in-the-apr-jan-period-of-fy25-125032001214_1.html\"> Indian enterprises lost more than INR 4,245 crore due to digital payment <\/a>fraud; this is just the recorded figure. With the UPI boom, real-time payouts, and mobile-first banking, disbursements have seen an all-time high surge, and so have financial frauds. Every second, somewhere in the system, a fraudster is testing a loophole, exploiting a reward scheme, or triggering a fake payout. As fraudsters scale operations with bots, fake IDs, and stolen credentials, traditional controls just can\u2019t keep up.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This leads to revenue loss, loss of customer trust, regulatory issues, and damage to the platform&#8217;s reputation. Businesses that still rely on basic checks are flying blind in a world that demands intelligent risk controls. The question isn\u2019t if you\u2019ll be targeted. It\u2019s when and whether your system will recognise and stop it before money leaves your account.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Payment_Disbursal_Threats_You_Must_Know_About\"><\/span><strong>Common Payment Disbursal Threats You Must Know About<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"770\" height=\"514\" data-attachment-id=\"30147\" data-permalink=\"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/1-7-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?fit=1200%2C800&amp;ssl=1\" data-orig-size=\"1200,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1 (7)\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?fit=770%2C514&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?resize=770%2C514&#038;ssl=1\" alt=\"\" class=\"wp-image-30147\" srcset=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?resize=270%2C180&amp;ssl=1 270w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?resize=770%2C515&amp;ssl=1 770w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/1-7.png?w=1200&amp;ssl=1 1200w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s explore the major payment-related frauds and error types that threaten your disbursal operations:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identity Masking using Multiple UPI VPAs<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is the most common type of fraud that happens today with Indian businesses since more than <a href=\"https:\/\/en.wikipedia.org\/wiki\/Unified_Payments_Interface\">500 million active users in India rely on UPI<\/a> for daily payments. Scammers can exploit UPI\u2019s flexibility by creating multiple UPI handles linked to the same mobile number or bank accounts. This makes it harder to trace identity or detect misuse across accounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, the same user (here, Ashish) can create VPAs like: <strong>9348101196@axisbank, 9348101196@sbi, nishant4218@sbi, nishttyagi126@utkarshbank, etc. <\/strong>This trick is frequently used in referral abuse, gaming promo abuse, or loyalty reward frauds, where the same user claims multiple benefits by appearing as different individuals.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Penny Drop Abuse for Bank Validation Fraud<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Penny drops (Rs 1 verification transfers) are commonly used by merchants to validate bank account ownership. Fraudsters can easily exploit this by creating multiple virtual bank accounts and running automated scripts to trigger lakhs of Rs. 1 transactions. Over time, these add up to large, unintended payouts (more than lakhs) from merchants who are unaware of the abuse.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Unauthorised access\/Internal user fraud<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A fraud that is mostly executed by ex-employees and anyone else with access to your company\u2019s system, or if you have outsourced your technical development to a third party. The damage is usually noticed only when reconciliation fails. Traditional controls lack the behavioural detection needed to catch these early-stage threats.<strong><br><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reward Scheme Abuse<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Fraudsters exploit loyalty and referral programs by posing as multiple users to claim excessive rewards. This often involves creating fake UPI VPAs like user@apl, user@rapl, and user@yapl, all linked to the same individual. They may also use virtual bank accounts or reuse the same bank account with different IFSC codes to bypass basic checks. This drains marketing budgets and distorts campaign performance, while manual systems struggle to detect cross-account abuse.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Systemic Internal Failures<\/strong> <strong>and Double Payouts<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Software glitches, misconfigurations, or simply human error can result in duplicate transfers or unintended payouts. Such mistakes disrupt the cash flow and require time-consuming reconciliations, eating into profitability.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Disbursement errors<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Errors like mistyped UPI IDs or incorrect bank accounts can result in sending funds to the wrong beneficiary. Reversals can take days or be impossible, adding operational burden and reputational risk.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identity theft<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This fraud takes place when fraudsters create fake vendor or employee profiles with forged documents and set up bank accounts to illegally withdraw money. These accounts often slip through KYC processes and result in unauthorised disbursements.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zero-Padding in Bank Account Numbers<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">To bypass duplicate checks, fraudsters add unnecessary leading zeroes to bank account numbers. For example, the account 31279976522 may be entered as 0031279976522 or even 000031279976522, tricking basic systems into treating them as unique. This simple manipulation often helps them bypass referral systems or create fake vendor profiles.<br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Same Bank Account with Different IFSC Codes:<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In IMPS transactions, only the first four digits of an IFSC code are used for routing. Fraudsters can easily take advantage of this by pairing the same bank account number with multiple IFSC codes from different branches to appear as distinct beneficiaries. For instance:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SBIN0001211 and SBIN0002122 are used with the same bank account number.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Stop_Fraud_Before_It_Happens_with_Payout_Protect_by_Cashfree_Payments\"><\/span><strong>Stop Fraud Before It Happens with Payout Protect by Cashfree Payments<\/strong><strong><br><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cashfree\u2019s Payout Protect (also known as RiskShield for disbursals) embeds proactive fraud controls across every payout. Its capabilities map directly to each threat:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Detecting Multiple VPA from a Single User<\/strong><strong><br><\/strong>RiskShield maps every UPI VPA to the actual bank-verified account holder name. So even if a fraudster uses several VPA across third-party UPI apps, the system can trace them back to a single user and flag the behaviour in real time.<\/li>\n\n\n\n<li><strong>Flagging Virtual Bank Account Loops<\/strong><strong><br><\/strong>The ML model within RiskShield monitors disbursal patterns and recognises suspicious clusters of payouts going to multiple virtual accounts with similar metadata like device ID, IP, or timing, flagging them as reward abuse attempts.<\/li>\n\n\n\n<li><strong>De-duplicating Accounts with IFSC Variations<\/strong><strong><br><\/strong>RiskShield treats the combination of the first four digits of the IFSC and the bank account number as a unique identity, ensuring that one account isn\u2019t passed off as multiple beneficiaries by using different IFSC branches.<\/li>\n\n\n\n<li><strong>Detecting Account Takeover: <\/strong>When a compromised account triggers unusual payout volume, frequency, or destination behaviour, Payout Protect\u2019s ML-based anomaly detection flags or blocks the transaction in real time. A \u201cRisky Transfers\u201d dashboard presents these instances for swift review.<a href=\"https:\/\/www.cashfree.com\/docs\/payouts\/payout-protect\/payout-protect?utm_source=chatgpt.com\">&nbsp;<\/a><\/li>\n\n\n\n<li><strong>Preventing Rewards Scheme Abuse:<\/strong> Businesses can configure smart rules, such as \u201cno more than \u20b950,000 per UPI handle per month,\u201d so attempts to exploit loyalty payouts are automatically blocked or flagged.<a href=\"https:\/\/www.cashfree.com\/docs\/payments\/risk-shield\/smart-rules?utm_source=chatgpt.com\">&nbsp;<\/a><\/li>\n\n\n\n<li><strong>Avoiding Systemic Failures &amp; Double Payouts:<\/strong> Real-time monitoring detects duplicate or surge anomalies based on time-based thresholds. Smart limits also cut cumulative risks, preventing double disbursals caused by internal errors.<\/li>\n\n\n\n<li><strong>Mitigating Disbursement Errors:<\/strong> Beneficiary verification via API confirms account validity before funds leave. Transfers that trigger anomaly logic\u2014such as new or mismatched details\u2014are stopped and added to \u201cRisky Transfers\u201d for manual intervention.<a href=\"https:\/\/www.cashfree.com\/docs\/payouts\/payout-protect\/payout-protect?utm_source=chatgpt.com\">&nbsp;<\/a><\/li>\n\n\n\n<li><strong>Combating Identity Theft: <\/strong>Cashfree incorporates a pre-built blacklist from RBI, SEBI, IRDAI, and law enforcement databases to automatically block payouts to high-risk identities. You can also add internal blacklists based on emerging threats.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_Step-by-Step_Guide_to_Using_Cashfree_Payout_Protect\"><\/span><strong>A Step-by-Step Guide to Using Cashfree Payout Protect<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"770\" height=\"514\" data-attachment-id=\"30149\" data-permalink=\"https:\/\/blogrevamp.cashfree.com\/common-types-of-digital-payment-frauds-in-india\/3-5-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?fit=1200%2C800&amp;ssl=1\" data-orig-size=\"1200,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"3 (5)\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?fit=770%2C514&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?resize=770%2C514&#038;ssl=1\" alt=\"\" class=\"wp-image-30149\" srcset=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?resize=270%2C180&amp;ssl=1 270w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?resize=770%2C515&amp;ssl=1 770w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2025\/07\/3-5.png?w=1200&amp;ssl=1 1200w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">To get started, log in to your Cashfree Payouts dashboard and enable <strong>Payout Protect\u2014no additional integration is needed.<\/strong> Plus, you get a free trial for 30 days.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Turn on <strong>Machine learning based Risky Transfer Detection<\/strong> to monitor payout behaviour in real time.<\/li>\n\n\n\n<li>Define <strong>Smart Limits<\/strong>: Set thresholds for maximum per transaction, daily, monthly, and per account\/UPI handle, as well as specifying restricted payout times. If a payout exceeds any of the set limits, it\u2019s flagged as \u201cPending Review\u201d so you can manually approve\/reject it.<\/li>\n\n\n\n<li>Next, enable <strong>Cashfree Blacklist<\/strong> for automatic blocking of dangerous entities. You can also add any internal red-flagged accounts. This is linked with the Department of Telecom\u2019s Fraud Risk Identifier, a national repository that flags high-risk mobile numbers based on inputs from cybercrime agencies, banks, and financial institutions.<\/li>\n\n\n\n<li>Use daily reports and the <strong>\u201cRisky Transfers\u201d<\/strong> screen to review flagged transactions and take appropriate action\u2014approve or block.<\/li>\n\n\n\n<li>You are all set to protect your business against payment payout-related fraud. Refine rules monthly based on data-driven insights and fraud trends.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Summing_it_Up\"><\/span><strong>Summing it Up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fraud doesn\u2019t wait, and neither should your protection. As digital disbursals scale, so do the risks. With Cashfree\u2019s Payout Protect, you get real-time controls, intelligent fraud detection, and peace of mind built right into your workflow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What if the next time you send money to a customer or partner, it silently goes into the wrong hands and you don\u2019t realize your mistake until it\u2019s too late? In 10 months (April 2024-January 2025), Indian enterprises lost more than INR 4,245 crore due to digital payment fraud; this is just the recorded figure.<\/p>\n","protected":false},"author":137,"featured_media":30144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[9451],"tags":[],"class_list":["post-30143","post","type-post","status-publish","format-standard","has-post-thumbnail","category-payout-protect"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Digital Payment Frauds in India: Is Your Payout System Truly Secure?<\/title>\n<meta name=\"description\" content=\"Over \u20b94,245 crore lost to digital payment fraud in just 10 months. Learn why real-time disbursements need intelligent risk controls to protect your business from growing financial threats.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cashfree.com\/blog\/common-types-of-digital-payment-frauds-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digital Payment Frauds in India: Is Your Payout System Truly Secure?\" \/>\n<meta property=\"og:description\" content=\"Over \u20b94,245 crore lost to digital payment fraud in just 10 months. 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