{"id":37659,"date":"2026-08-27T20:12:27","date_gmt":"2026-08-27T14:42:27","guid":{"rendered":"https:\/\/blogrevamp.cashfree.com\/?p=37659"},"modified":"2026-08-27T20:12:32","modified_gmt":"2026-08-27T14:42:32","slug":"how-to-cancel-autopay","status":"publish","type":"post","link":"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/","title":{"rendered":"How to Cancel AutoPay in GPay, PhonePe &amp; UPI: Step-by-Step Guide"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #005c31;color:#005c31\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #005c31;color:#005c31\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#What_is_AutoPay\" >What is AutoPay?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Common_Uses_of_AutoPay\" >Common Uses of AutoPay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Why_People_Cancel_AutoPay\" >Why People Cancel AutoPay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Cancel_AutoPay\" >How to Cancel AutoPay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Cancel_AutoPay_in_Google_Pay_GPay\" >How to Cancel AutoPay in Google Pay (GPay)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Cancel_AutoPay_in_PhonePe\" >How to Cancel AutoPay in PhonePe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Cancel_a_UPI_AutoPay_Mandate\" >How to Cancel a UPI AutoPay Mandate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Pro_Tip_Need_a_Temporary_Break_Try_%E2%80%9CPause_AutoPay%E2%80%9D\" >Pro Tip: Need a Temporary Break? Try &#8220;Pause AutoPay&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Cancel_Recurring_Payments_from_a_Merchant_Website_or_App\" >How to Cancel Recurring Payments from a Merchant Website or App<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Stop_Recurring_Payments_on_a_Credit_Card_or_Debit_Card\" >How to Stop Recurring Payments on a Credit Card or Debit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Stop_Automatic_Payments_from_Your_Bank_Account\" >How to Stop Automatic Payments from Your Bank Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#What_Happens_After_Cancelling_AutoPay\" >What Happens After Cancelling AutoPay?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Why_Is_AutoPay_Still_Active_After_Cancellation\" >Why Is AutoPay Still Active After Cancellation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#AutoPay_Not_Stopping_Try_This_Checklist\" >AutoPay Not Stopping? Try This Checklist<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Verify_Active_AutoPay_Mandates\" >How to Verify Active AutoPay Mandates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#How_to_Cancel_AutoPay_Based_on_Payment_Type\" >How to Cancel AutoPay Based on Payment Type<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Things_to_Check_Before_Cancelling_AutoPay\" >Things to Check Before Cancelling AutoPay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#When_You_Should_Not_Cancel_AutoPay\" >When You Should Not Cancel AutoPay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Best_Practices_for_Managing_AutoPay\" >Best Practices for Managing AutoPay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">AutoPay makes recurring payments convenient by automatically paying bills, subscriptions, EMIs, insurance premiums, and other recurring charges without requiring manual approval every time. While this saves time, it can also result in unexpected deductions if you forget about an active subscription or no longer use a service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you want to stop a <a href=\"https:\/\/www.cashfree.com\/upi-autopay\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">UPI AutoPay mandate<\/mark><\/a>, cancel recurring payments in Google Pay (GPay) or PhonePe, or disable automatic card payments, this guide explains the process step by step. You&#8217;ll also learn what happens after cancelling AutoPay, why charges may continue in some cases, and how to verify that a mandate has been successfully revoked.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_AutoPay\"><\/span>What is AutoPay?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AutoPay is a <a href=\"https:\/\/www.cashfree.com\/recurring-payment\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">recurring payment<\/mark><\/a> feature that allows a merchant or service provider to automatically collect payments from your approved payment method after you authorize a payment mandate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on how the payment is set up, the payment method can be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.cashfree.com\/blog\/what-is-upi-id-how-to-create-find-change-it\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">UPI ID<\/mark><\/a><\/li>\n\n\n\n<li>Bank account<\/li>\n\n\n\n<li>Credit card<\/li>\n\n\n\n<li>Debit card<\/li>\n\n\n\n<li>Wallet (for supported services)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For <a href=\"https:\/\/www.cashfree.com\/upi-payment-gateway\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">UPI payments<\/mark><\/a>, this authorization is called a UPI AutoPay mandate. Once approved, future payments are automatically deducted according to the amount and frequency you agreed to while creating the mandate. It helps users avoid missed payments while giving merchants a reliable way to collect recurring charges.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Uses_of_AutoPay\"><\/span>Common Uses of AutoPay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AutoPay is commonly used for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>OTT subscriptions (Netflix, Disney+ Hotstar, Amazon Prime Video, etc.)<\/li>\n\n\n\n<li>Utility bill payments<\/li>\n\n\n\n<li>Mobile and DTH recharges<\/li>\n\n\n\n<li>Insurance premium payments<\/li>\n\n\n\n<li>Loan EMI collections<\/li>\n\n\n\n<li>SIP investments<\/li>\n\n\n\n<li>Gym and club memberships<\/li>\n\n\n\n<li>SaaS subscriptions<\/li>\n\n\n\n<li>Music and video streaming services<\/li>\n\n\n\n<li>Cloud storage subscriptions<\/li>\n\n\n\n<li>Digital service renewals<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Although AutoPay is convenient, you should regularly review active mandates and remove those you no longer need.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_People_Cancel_AutoPay\"><\/span>Why People Cancel AutoPay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Users usually disable AutoPay for one or more of the following reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They no longer use the subscription.<\/li>\n\n\n\n<li>A free trial is about to end.<\/li>\n\n\n\n<li>They have switched to another payment method.<\/li>\n\n\n\n<li>The subscription has become too expensive.<\/li>\n\n\n\n<li>They want better control over monthly expenses.<\/li>\n\n\n\n<li>They changed their bank account or <a href=\"https:\/\/www.cashfree.com\/blog\/top-upi-apps-in-india\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">UPI app<\/mark><\/a>.<\/li>\n\n\n\n<li>They noticed duplicate or unexpected recurring charges.<\/li>\n\n\n\n<li>They want to prevent accidental renewals.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Knowing why you&#8217;re cancelling also helps determine whether you only need to revoke the <a href=\"https:\/\/www.cashfree.com\/blog\/e-mandate\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">payment mandate<\/mark><\/a> or cancel the subscription itself.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Cancel_AutoPay\"><\/span>How to Cancel AutoPay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In most cases, cancelling AutoPay takes only a few minutes. The exact steps may differ depending on the app, but the overall process remains similar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Cancel AutoPay<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Open the app where the recurring payment was originally set up.<\/li>\n\n\n\n<li>Go to Profile, Settings, Payments, or Manage Payments.<\/li>\n\n\n\n<li>Open the AutoPay, Mandates, Subscriptions, or Recurring Payments section.<\/li>\n\n\n\n<li>Select the active mandate you want to cancel.<\/li>\n\n\n\n<li>Tap Cancel, Revoke, Disable, or Stop AutoPay.<\/li>\n\n\n\n<li>Confirm using your UPI PIN, app PIN, or biometric authentication.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Once the cancellation is successful, future automatic debits under that mandate should stop.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><span class=\"highlight\"><strong>Important:<\/strong> Cancelling an AutoPay mandate only prevents future payments. It does not automatically refund payments that have already been processed or cancel your subscription with the merchant.<\/span><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Cancel_AutoPay_in_Google_Pay_GPay\"><\/span>How to Cancel AutoPay in Google Pay (GPay)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"770\" height=\"514\" data-attachment-id=\"37695\" data-permalink=\"https:\/\/blogrevamp.cashfree.com\/how-to-cancel-autopay\/steps-to-cancel-autopay-in-google-pay\/\" data-orig-file=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?fit=1536%2C1024&amp;ssl=1\" data-orig-size=\"1536,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"Steps to cancel AutoPay in Google Pay\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?fit=770%2C514&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=770%2C514&#038;ssl=1\" alt=\"Steps to cancel AutoPay in Google Pay\" class=\"wp-image-37695\" srcset=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=1200%2C800&amp;ssl=1 1200w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=270%2C180&amp;ssl=1 270w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?resize=770%2C515&amp;ssl=1 770w, https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/Steps-to-cancel-AutoPay-in-Google-Pay.png?w=1536&amp;ssl=1 1536w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">If you created a UPI AutoPay mandate using Google Pay, you can revoke it directly from the app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Cancel AutoPay in Google Pay<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Open the Google Pay app.<\/li>\n\n\n\n<li>Tap Profile Picture (top right)<\/li>\n\n\n\n<li>Scroll to Autopay under Manage Payments<\/li>\n\n\n\n<li>Tap the subscription under the &#8220;Live&#8221; tab<\/li>\n\n\n\n<li>Tap Cancel Autopay<\/li>\n\n\n\n<li>Enter UPI PIN<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">After confirmation, future recurring debits linked to that mandate should stop.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If You Can&#8217;t Find the AutoPay in Google Pay<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If the recurring payment isn&#8217;t visible:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check whether the mandate was created using another UPI app such as PhonePe or Paytm.<\/li>\n\n\n\n<li>Make sure you&#8217;re signed in with the correct Google account.<\/li>\n\n\n\n<li>Update Google Pay to the latest version.<\/li>\n\n\n\n<li>Check if the subscription is managed directly by the merchant instead of Google Pay.<\/li>\n\n\n\n<li>Contact the merchant if the mandate is still active but doesn&#8217;t appear in the app.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Also read: <a href=\"https:\/\/www.cashfree.com\/blog\/google-pay-transaction-limit\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">GPay Transaction Limit Per Day<\/mark><\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Cancel_AutoPay_in_PhonePe\"><\/span>How to Cancel AutoPay in PhonePe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PhonePe also lets users manage and revoke active UPI AutoPay mandates directly within the app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Cancel AutoPay in PhonePe<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Open the PhonePe app.<\/li>\n\n\n\n<li>Tap Profile Picture<\/li>\n\n\n\n<li>Scroll to Manage Payments \/ Payment Management<\/li>\n\n\n\n<li>Tap AutoPay<\/li>\n\n\n\n<li>Select active mandate<\/li>\n\n\n\n<li>Tap Remove \/ Delete AutoPay<\/li>\n\n\n\n<li>Confirm with UPI PIN<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Once the mandate is cancelled successfully, it should no longer appear as an active AutoPay instruction.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">AutoPay Still Active in PhonePe?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If recurring payments continue after cancellation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Verify that the mandate status shows <strong>Cancelled<\/strong>.<\/li>\n\n\n\n<li>Check whether the merchant requires separate subscription cancellation.<\/li>\n\n\n\n<li>Wait until the current billing cycle ends if the next debit was already scheduled.<\/li>\n\n\n\n<li>Contact PhonePe support if the mandate status doesn&#8217;t update after some time.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><span class=\"highlight\"><strong>Note:<\/strong> The exact navigation may differ slightly depending on whether you&#8217;re using Android or iPhone and the version of the app installed. If you&#8217;re unable to locate the AutoPay section, update the app or contact customer support for assistance.<\/span><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>Also read: <a href=\"https:\/\/www.cashfree.com\/blog\/phonepe-transaction-limit-per-day\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">PhonePe Transaction Limit Per Day<\/mark><\/a><\/strong><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Cancel_a_UPI_AutoPay_Mandate\"><\/span>How to Cancel a UPI AutoPay Mandate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A UPI AutoPay mandate can usually be cancelled from the same UPI app where you originally approved it. This may include Google Pay, PhonePe, Paytm, BHIM, or your bank&#8217;s UPI app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re unsure which app was used to create the mandate, check each UPI app&#8217;s <strong>Mandates<\/strong> or <strong>AutoPay<\/strong> section to locate the active instruction.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Cancel a UPI AutoPay Mandate<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Open the UPI app where the mandate was created.<\/li>\n\n\n\n<li>Go to <strong>Profile<\/strong>, <strong>Settings<\/strong>, or <strong>Manage Payments<\/strong>.<\/li>\n\n\n\n<li>Open <strong>AutoPay<\/strong>, <strong>Mandates<\/strong>, or <strong>Subscriptions<\/strong>.<\/li>\n\n\n\n<li>Select the active mandate you want to cancel.<\/li>\n\n\n\n<li>Tap <strong>Revoke<\/strong>, <strong>Cancel<\/strong>, or <strong>Disable<\/strong>.<\/li>\n\n\n\n<li>Confirm using your UPI PIN.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Once the mandate is revoked, future recurring payments under that authorization should stop.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>Note:<\/strong> Some merchants, especially lenders, investment platforms, and subscription services, may also require you to cancel the subscription or service separately. Revoking the UPI mandate alone may not terminate your agreement with the merchant.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pro_Tip_Need_a_Temporary_Break_Try_%E2%80%9CPause_AutoPay%E2%80%9D\"><\/span><strong>Pro Tip: Need a Temporary Break? Try &#8220;Pause AutoPay&#8221;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you plan to resume a subscription later (like taking a break from an OTT platform or putting an investment on hold), you don&#8217;t always have to cancel or delete the mandate permanently. Supported UPI apps like Google Pay and PhonePe allow you to <strong>Pause<\/strong> an AutoPay mandate for a specific timeframe (e.g., 1 to 3 months).<sup><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>How it works:<\/strong> Under the active mandate details, select <strong>Pause AutoPay<\/strong> instead of Cancel, pick your start\/end dates, and authorize it with your UPI PIN. During the paused period, the merchant cannot auto-debit your account.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Cancel_Recurring_Payments_from_a_Merchant_Website_or_App\"><\/span>How to Cancel Recurring Payments from a Merchant Website or App<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Not every recurring payment is controlled through your payment app. Many merchants manage subscriptions directly through their own website or mobile application.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is common for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Netflix<\/li>\n\n\n\n<li>Amazon Prime Video<\/li>\n\n\n\n<li>Disney+ Hotstar<\/li>\n\n\n\n<li>Spotify<\/li>\n\n\n\n<li>YouTube Premium<\/li>\n\n\n\n<li>Google One<\/li>\n\n\n\n<li>Microsoft 365<\/li>\n\n\n\n<li>Adobe Creative Cloud<\/li>\n\n\n\n<li>ChatGPT Plus<\/li>\n\n\n\n<li>Other SaaS and digital subscriptions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In these cases, cancelling the UPI mandate or card authorization alone may not end the subscription. The merchant may simply ask you to add another <a href=\"https:\/\/www.cashfree.com\/blog\/payment-mode-types\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">payment method<\/mark><\/a> or continue attempting future collections.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Cancel a Merchant Subscription<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Sign in to your account on the merchant&#8217;s website or app.<\/li>\n\n\n\n<li>Go to Account, Billing, Membership, or Subscription Settings.<\/li>\n\n\n\n<li>Open your active subscription.<\/li>\n\n\n\n<li>Select Cancel Subscription, Turn Off Auto-Renew, or a similar option.<\/li>\n\n\n\n<li>Follow the on-screen instructions.<\/li>\n\n\n\n<li>Save the cancellation confirmation email or screenshot.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em><span class=\"highlight\">Important: Always cancel the subscription first if possible, and then revoke the payment mandate. This helps avoid billing disputes later.<\/span><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Stop_Recurring_Payments_on_a_Credit_Card_or_Debit_Card\"><\/span>How to Stop Recurring Payments on a Credit Card or Debit Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If recurring payments are linked to your credit card or debit card instead of UPI, you&#8217;ll usually need to contact both the merchant and, if required, your bank.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Stop Card-Based Recurring Payments<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Contact the merchant and request cancellation of recurring billing.<\/li>\n\n\n\n<li>Ask for written confirmation by email or SMS.<\/li>\n\n\n\n<li>Verify that your subscription has been cancelled.<\/li>\n\n\n\n<li>If charges continue, contact your card issuer or bank.<\/li>\n\n\n\n<li>Request that future recurring transactions under that authorization be blocked.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">If the merchant continues to debit your card after cancellation, keep copies of your cancellation confirmation and contact your bank to raise a <a href=\"https:\/\/www.cashfree.com\/blog\/payment-disputes\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">payment dispute<\/mark><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Stop_Automatic_Payments_from_Your_Bank_Account\"><\/span>How to Stop Automatic Payments from Your Bank Account<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Some recurring payments are deducted directly from your bank account through standing instructions or other debit arrangements instead of UPI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In these situations, you may need to contact both the <a href=\"https:\/\/www.cashfree.com\/blog\/merchant-payment-meaning-process-fees\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">merchant<\/mark><\/a> and your bank.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Stop Automatic Bank Account Payments<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Contact the company collecting the payment.<\/li>\n\n\n\n<li>Request cancellation of the recurring billing arrangement.<\/li>\n\n\n\n<li>Ask for written confirmation.<\/li>\n\n\n\n<li>Contact your bank if deductions continue.<\/li>\n\n\n\n<li>Request revocation of the authorization or a stop-payment instruction, if available.<\/li>\n\n\n\n<li>Monitor your bank account for future debits.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">This approach is commonly required for insurance premiums, loan repayments, utility bills, and other direct debit arrangements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Happens_After_Cancelling_AutoPay\"><\/span>What Happens After Cancelling AutoPay?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After you cancel an AutoPay mandate, future automatic debits under that specific authorization should stop.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, cancelling AutoPay does <strong>not<\/strong> automatically:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Refund payments that have already been processed.<\/li>\n\n\n\n<li>Reverse the current billing cycle.<\/li>\n\n\n\n<li>Cancel your subscription with the merchant.<\/li>\n\n\n\n<li>Delete previous transaction history.<\/li>\n\n\n\n<li>Close your merchant account.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>For example,<\/strong> if your monthly subscription renews on the 1st of every month and you cancel AutoPay on the 10th, you&#8217;ll usually continue to enjoy the service until the current billing period ends.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Is_AutoPay_Still_Active_After_Cancellation\"><\/span>Why Is AutoPay Still Active After Cancellation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes users believe they have successfully cancelled AutoPay but continue to see recurring charges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can happen for several reasons.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Common Reasons<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The mandate was cancelled in the wrong payment app.<\/li>\n\n\n\n<li>The merchant subscription is still active.<\/li>\n\n\n\n<li>The next payment had already been scheduled before cancellation.<\/li>\n\n\n\n<li>The recurring payment is linked to a credit or debit card instead of UPI.<\/li>\n\n\n\n<li>The cancellation request is still being processed.<\/li>\n\n\n\n<li>The merchant requires separate cancellation through its website or app.<\/li>\n\n\n\n<li>The mandate status has not yet been updated.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If money continues to be deducted after you&#8217;ve completed all cancellation steps, contact the merchant first. If the issue isn&#8217;t resolved, reach out to your bank or <a href=\"https:\/\/www.cashfree.com\/blog\/payment-service-provider\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">payment service provider<\/mark><\/a> and raise a dispute.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"AutoPay_Not_Stopping_Try_This_Checklist\"><\/span>AutoPay Not Stopping? Try This Checklist<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If recurring payments continue after cancellation, follow this checklist:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Confirm the mandate status is marked as <strong>Cancelled<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Verify that the subscription has also been cancelled on the merchant&#8217;s website or app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Check whether the payment was linked to UPI, a debit card, or a credit card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Wait until the current billing cycle ends if the next debit had already been initiated.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Keep screenshots and cancellation confirmation emails.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Contact the merchant&#8217;s customer support.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 If unauthorized deductions continue, contact your bank or payment provider and raise a complaint.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Following these steps usually resolves most recurring payment issues.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Verify_Active_AutoPay_Mandates\"><\/span>How to Verify Active AutoPay Mandates<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before cancelling AutoPay, it&#8217;s a good idea to check which mandates are currently active.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most payment apps provide a dedicated section where you can review all approved recurring payment instructions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Steps to Check Active Mandates<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Open the payment app you normally use.<\/li>\n\n\n\n<li>Go to Profile, Settings, or Manage Payments.<\/li>\n\n\n\n<li>Open AutoPay, Mandates, or Subscriptions.<\/li>\n\n\n\n<li>Review the list of active recurring payment mandates.<\/li>\n\n\n\n<li>Select any mandate to view details such as the merchant name, payment frequency, next debit date, and current status.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">If you regularly use multiple UPI apps, review each one periodically. Many users forget which app was originally used to create a mandate, resulting in unused payment authorizations remaining active.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Cancel_AutoPay_Based_on_Payment_Type\"><\/span>How to Cancel AutoPay Based on Payment Type<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The steps for cancelling AutoPay depend on how the recurring payment was originally set up. The table below provides a quick overview.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Payment Type<\/strong><\/td><td><strong>Where to Cancel<\/strong><\/td><td><strong>Need to Cancel with Merchant?<\/strong><\/td><td><strong>Bank Support Required?<\/strong><\/td><\/tr><tr><td>UPI AutoPay<\/td><td>The UPI app where the mandate was created (Google Pay, PhonePe, Paytm, BHIM, etc.)<\/td><td>Sometimes<\/td><td>Usually No<\/td><\/tr><tr><td>Google Pay AutoPay<\/td><td>Google Pay app<\/td><td>Sometimes<\/td><td>No<\/td><\/tr><tr><td>PhonePe AutoPay<\/td><td>PhonePe app<\/td><td>Sometimes<\/td><td>No<\/td><\/tr><tr><td>Paytm AutoPay<\/td><td>Paytm app<\/td><td>Sometimes<\/td><td>No<\/td><\/tr><tr><td>BHIM AutoPay<\/td><td>BHIM app<\/td><td>Sometimes<\/td><td>No<\/td><\/tr><tr><td>OTT or App Subscription<\/td><td>Merchant website or app<\/td><td>Yes<\/td><td>No<\/td><\/tr><tr><td>Credit Card Recurring Payment<\/td><td>Merchant first, then card issuer if required<\/td><td>Yes<\/td><td>Sometimes<\/td><\/tr><tr><td>Debit Card Recurring Payment<\/td><td>Merchant first, then bank if required<\/td><td>Yes<\/td><td>Sometimes<\/td><\/tr><tr><td>Bank Account Auto Debit<\/td><td>Merchant and bank<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em><span class=\"highlight\"><strong>Tip:<\/strong> If you&#8217;re unsure where the recurring payment was created, check all the payment apps you use. Many users have mandates spread across multiple UPI apps without realizing it.<\/span><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Things_to_Check_Before_Cancelling_AutoPay\"><\/span>Things to Check Before Cancelling AutoPay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before revoking an AutoPay mandate, make sure you understand how it could affect your subscription or service.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Check Your Next Billing Date<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">If your next payment is due within the next few hours or days, the debit may already have been scheduled. Cancelling the mandate might only stop future billing cycles.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Review the Merchant&#8217;s Cancellation Policy<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Some merchants require advance notice before cancellation or may have minimum subscription periods.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Verify Whether a Lock-in Period Applies<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Certain services, such as insurance policies, investment plans, or business software subscriptions, may include contractual commitments. Cancelling AutoPay does not always terminate these agreements.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Save Proof of Cancellation<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">After cancelling, keep:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Screenshots of the confirmation page<\/li>\n\n\n\n<li>Confirmation emails<\/li>\n\n\n\n<li>SMS notifications<\/li>\n\n\n\n<li>Support ticket numbers<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These records can help if you need to dispute a future charge.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Monitor Your Payment Method<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Check your bank account, card statement, or UPI transaction history during the next billing cycle to ensure no further deductions are made.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The RBI 24-48 Hour Pre-Debit Rule (Your Warning Sign)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Under Reserve Bank of India (RBI) mandates, your bank or UPI app is legally required to send you a pre-debit notification (via SMS or push notification) 24 to 48 hours before any recurring payment is processed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>How to use this to your advantage:<\/strong> Treat these notifications as your last-minute alert. If you see a pre-debit message for a service you no longer want, open your UPI app immediately to pause or revoke the mandate before the scheduled auto-debit triggers.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_You_Should_Not_Cancel_AutoPay\"><\/span>When You Should Not Cancel AutoPay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although cancelling AutoPay can prevent unwanted recurring charges, there are situations where you should proceed carefully.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avoid cancelling AutoPay if it is linked to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan EMI payments<\/li>\n\n\n\n<li>Insurance premium payments<\/li>\n\n\n\n<li>SIP investments<\/li>\n\n\n\n<li>Credit card bill payments<\/li>\n\n\n\n<li>Utility services that may be disconnected for non-payment<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Missing these payments could result in late fees, penalties, service interruptions, or impact your credit history. If you still want to cancel AutoPay, make sure you&#8217;ve arranged another payment method before the next due date.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Best_Practices_for_Managing_AutoPay\"><\/span>Best Practices for Managing AutoPay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you use UPI, cards, or bank accounts for recurring payments, following a few simple practices can help you avoid unexpected deductions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Review your active mandates every few months.<\/li>\n\n\n\n<li>Cancel subscriptions you no longer use.<\/li>\n\n\n\n<li>Read renewal terms before starting free trials.<\/li>\n\n\n\n<li>Enable payment notifications and transaction alerts.<\/li>\n\n\n\n<li>Use separate payment methods for business and personal subscriptions.<\/li>\n\n\n\n<li>Keep your mobile number and email address updated to receive mandate notifications.<\/li>\n\n\n\n<li>Regularly review your bank and card statements for unfamiliar recurring charges.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A few minutes of periodic review can help you stay in control of your recurring payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Also read: <a href=\"https:\/\/www.cashfree.com\/blog\/top-subscription-management-software\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">List of  Top Subscription Management Software<\/mark><\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AutoPay is a convenient way to manage recurring payments for subscriptions, bills, insurance premiums, and other regular expenses. However, it&#8217;s equally important to review your active mandates and cancel those you no longer need.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In most cases, you can revoke an AutoPay mandate directly from the payment app where it was created, such as Google Pay, PhonePe, Paytm, or BHIM. If the recurring payment is managed by the merchant, you&#8217;ll also need to cancel the subscription through the merchant&#8217;s website or app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After cancelling, keep a copy of the confirmation, monitor your account during the next billing cycle, and contact the merchant or your bank if unexpected deductions continue. Taking these steps can help prevent unnecessary charges and ensure your recurring payments remain under your control.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\">What is AutoPay?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">AutoPay is a recurring payment feature that allows approved payments to be deducted automatically from your chosen payment method, such as a UPI account, bank account, credit card, or debit card. It is commonly used for subscriptions, utility bills, insurance premiums, and loan repayments.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How do I cancel AutoPay in Google Pay (GPay)?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Open Google Pay, go to the <strong>AutoPay<\/strong> or <strong>Mandates<\/strong> section, select the active mandate, tap <strong>Cancel<\/strong> or <strong>Revoke<\/strong>, and confirm using your UPI PIN.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How do I cancel AutoPay in PhonePe?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Open PhonePe, navigate to <strong>Manage Payments<\/strong> or <strong>AutoPay<\/strong>, select the active recurring payment, and revoke the mandate after confirming with your UPI PIN.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How do I cancel a UPI AutoPay mandate?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Open the UPI app where the mandate was originally created, go to <strong>Mandates<\/strong> or <strong>AutoPay<\/strong>, select the active instruction, and revoke it.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Can I stop recurring payments from my credit card?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Start by cancelling the subscription with the merchant. If charges continue, contact your bank or card issuer to block future recurring transactions or raise a dispute if necessary.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Why is AutoPay still active after I cancelled it?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">There could be several reasons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The payment had already been scheduled.<\/li>\n\n\n\n<li>The merchant subscription is still active.<\/li>\n\n\n\n<li>The mandate was cancelled in the wrong payment app.<\/li>\n\n\n\n<li>The cancellation request is still being processed.<\/li>\n\n\n\n<li>The recurring payment is linked to a card rather than UPI.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Always check both the payment app and the merchant account before assuming the cancellation has failed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Will I receive a refund after cancelling AutoPay?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">No. Cancelling AutoPay only stops future recurring payments. It does not automatically refund payments that have already been processed. Refund eligibility depends on the merchant&#8217;s cancellation and refund policy.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How long does it take for an AutoPay cancellation to take effect?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">In most cases, the mandate status is updated immediately or within a few minutes. However, if the next payment was already scheduled before cancellation, that debit may still be processed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Can I enable AutoPay again later?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. If you want to resume automatic payments, you&#8217;ll usually need to create a new AutoPay mandate or authorize recurring billing again through the merchant or payment app.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Is UPI AutoPay safe?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. UPI AutoPay is designed for secure recurring payments and requires user authorization before a mandate is created. To stay protected, review your active mandates regularly and revoke any that you no longer use.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">What should I do if a merchant continues charging me after cancellation?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">First, verify that both the payment mandate and the subscription have been cancelled. If charges continue, contact the merchant&#8217;s customer support. If the issue remains unresolved, raise a dispute with your bank, card issuer, or <a href=\"https:\/\/www.cashfree.com\/blog\/payment-service-provider\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">payment service provider<\/mark><\/a> and provide your cancellation confirmation as evidence.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>In case you missed it:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-1\"><a href=\"https:\/\/www.cashfree.com\/blog\/payment-aggregators\/\" target=\"_blank\" rel=\"noreferrer noopener\">What are Payment Aggregators?<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-2\"><a href=\"https:\/\/www.cashfree.com\/blog\/vpa-in-upi\/\" target=\"_blank\" rel=\"noreferrer noopener\">What VPA means in UPI<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-3\"><a href=\"https:\/\/www.cashfree.com\/blog\/pos-machine-full-form-types-how-it-works\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Is POS Machine?<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-4\"><a href=\"https:\/\/www.cashfree.com\/blog\/payment-mode-types\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Is Payment Mode?<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-5\"><a href=\"https:\/\/www.cashfree.com\/blog\/what-is-payment-success-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is the \u2018Success Rate\u2019 in Payments?<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-6\"><a href=\"https:\/\/www.cashfree.com\/blog\/upi-transaction-limit\/\" target=\"_blank\" rel=\"noreferrer noopener\">UPI Transaction Limit: SBI, HDFC, ICICI, &amp; other banks<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-7\"><a href=\"https:\/\/www.cashfree.com\/blog\/pci-dss-compliance-requirements-checklist\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is PCI DSS Compliance?<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-8\"><a href=\"https:\/\/www.cashfree.com\/blog\/deferred-payment\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is Deferred Payment?<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-9\"><a href=\"https:\/\/www.cashfree.com\/blog\/fake-payment-screenshot-scams\/\">Fake Payment Screenshot Scams: How to Identify &amp; Prevent UPI Fraud<\/a><\/li>\n\n\n\n<li class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-10\"><a href=\"https:\/\/www.cashfree.com\/blog\/spot-fake-upi-payment-app-scams\/\">Fake UPI Payment App Scams: How to Detect Fake PhonePe &amp; GPay Apps<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AutoPay makes recurring payments convenient by automatically paying bills, subscriptions, EMIs, insurance premiums, and other recurring charges without requiring manual approval every time. While this saves time, it can also result in unexpected deductions if you forget about an active subscription or no longer use a service. Whether you want to stop a UPI AutoPay<\/p>\n","protected":false},"author":142,"featured_media":37690,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1383],"tags":[],"class_list":["post-37659","post","type-post","status-publish","format-standard","has-post-thumbnail","category-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Cancel AutoPay on GPay, PhonePe &amp; UPI AutoPay<\/title>\n<meta name=\"description\" content=\"Learn how to cancel AutoPay on Google Pay (GPay), PhonePe, Paytm, and UPI AutoPay. Stop recurring payments, revoke mandates, and prevent unwanted deductions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cashfree.com\/blog\/how-to-cancel-autopay\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Cancel AutoPay on GPay, PhonePe &amp; UPI AutoPay\" \/>\n<meta property=\"og:description\" content=\"Learn how to cancel AutoPay on Google Pay (GPay), PhonePe, Paytm, and UPI AutoPay. Stop recurring payments, revoke mandates, and prevent unwanted deductions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cashfree.com\/blog\/how-to-cancel-autopay\/\" \/>\n<meta property=\"og:site_name\" content=\"Cashfree Payments Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-27T14:42:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-27T14:42:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogrevamp.cashfree.com\/wp-content\/uploads\/2026\/07\/How-to-cancel-AutoPay-guide.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1499\" \/>\n\t<meta property=\"og:image:height\" content=\"1049\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rishabh Ranjan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rishabh Ranjan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"15 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Cancel AutoPay on GPay, PhonePe & UPI AutoPay","description":"Learn how to cancel AutoPay on Google Pay (GPay), PhonePe, Paytm, and UPI AutoPay. 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