{"id":4821,"date":"2021-11-02T16:10:57","date_gmt":"2021-11-02T10:40:57","guid":{"rendered":"https:\/\/cashfree.com\/blog\/?p=4821"},"modified":"2023-03-07T18:41:37","modified_gmt":"2023-03-07T13:11:37","slug":"banking-as-a-service-whitepaper","status":"publish","type":"post","link":"https:\/\/blogrevamp.cashfree.com\/banking-as-a-service-whitepaper\/","title":{"rendered":"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">There\u2019s no hiding away from the fact that API banking will influence the next wave of transformation in the BFSI industry. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director of Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in the global banking ecosystem. The whitepaper attempts to understand and explain the nuances in BaaS, an essential application of API banking.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What\u2019s inside the report:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The potential of BaaS in India<\/li>\n\n\n\n<li>Early banking and BaaS in India and it\u2019s evolution<\/li>\n\n\n\n<li>Revenue potential of BaaS &amp; the unbundling of banking<\/li>\n\n\n\n<li>Enabling BaaS via regulatory support<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Grab your exclusive copy of the latest Cashfree Payments whitepaper now!<\/h3>\n\n\n\n<div data-tf-widget=\"gtDpc17V\" style=\"width:920px;height:500px;\"><\/div><script src=\"\/\/embed.typeform.com\/next\/embed.js\"><\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s no hiding away from the fact that API banking will influence the next wave of transformation in the BFSI industry. Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director of Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in<\/p>\n","protected":false},"author":15,"featured_media":4848,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1,1412,1372],"tags":[1499,2107,1517,1516],"class_list":["post-4821","post","type-post","status-publish","format-standard","has-post-thumbnail","category-all","category-policy","category-updates","tag-banking-as-a-service","tag-experts-speak","tag-open-banking","tag-whitepaper"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]<\/title>\n<meta name=\"description\" content=\"Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director, Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in the global banking ecosystem.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]\" \/>\n<meta property=\"og:description\" content=\"Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director, Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in the global banking ecosystem.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/\" \/>\n<meta property=\"og:site_name\" content=\"Cashfree Payments Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-02T10:40:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-07T13:11:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Maruthi Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maruthi Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]","description":"Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director, Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in the global banking ecosystem.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/","og_locale":"en_US","og_type":"article","og_title":"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]","og_description":"Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director, Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in the global banking ecosystem.","og_url":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/","og_site_name":"Cashfree Payments Blog","article_published_time":"2021-11-02T10:40:57+00:00","article_modified_time":"2023-03-07T13:11:37+00:00","og_image":[{"width":1800,"height":1200,"url":"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1","type":"image\/png"}],"author":"Maruthi Kumar","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Maruthi Kumar","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#article","isPartOf":{"@id":"https:\/\/blogrevamp.cashfree.com\/banking-as-a-service-whitepaper\/"},"author":{"name":"Maruthi Kumar","@id":"https:\/\/blogrevamp.cashfree.com\/#\/schema\/person\/4d88b4bee2cf1adf2951d07113678027"},"headline":"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]","datePublished":"2021-11-02T10:40:57+00:00","dateModified":"2023-03-07T13:11:37+00:00","mainEntityOfPage":{"@id":"https:\/\/blogrevamp.cashfree.com\/banking-as-a-service-whitepaper\/"},"wordCount":133,"commentCount":0,"image":{"@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1","keywords":["Banking as a Service","Experts Speak","Open Banking","Whitepaper"],"articleSection":["All","Policy Radar","Updates"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/blogrevamp.cashfree.com\/banking-as-a-service-whitepaper\/","url":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/","name":"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]","isPartOf":{"@id":"https:\/\/blogrevamp.cashfree.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#primaryimage"},"image":{"@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1","datePublished":"2021-11-02T10:40:57+00:00","dateModified":"2023-03-07T13:11:37+00:00","author":{"@id":"https:\/\/blogrevamp.cashfree.com\/#\/schema\/person\/4d88b4bee2cf1adf2951d07113678027"},"description":"Authored by Cashfree Payments Co-founder, Reeju Datta and Associate Director, Policy, Asheeta Regidi, this whitepaper looks at the effectiveness of BaaS driven by its collaborative nature that has made it extremely popular in the global banking ecosystem.","breadcrumb":{"@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#primaryimage","url":"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1","contentUrl":"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1","width":1800,"height":1200},{"@type":"BreadcrumbList","@id":"https:\/\/www.cashfree.com\/blog\/banking-as-a-service-whitepaper\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blogrevamp.cashfree.com\/"},{"@type":"ListItem","position":2,"name":"All","item":"https:\/\/blogrevamp.cashfree.com\/category\/all\/"},{"@type":"ListItem","position":3,"name":"Banking-as-a-Service: The Transformative Potential of Unbundled Banking Services [Whitepaper]"}]},{"@type":"WebSite","@id":"https:\/\/blogrevamp.cashfree.com\/#website","url":"https:\/\/blogrevamp.cashfree.com\/","name":"Cashfree Payments Blog","description":"Cashfree Payments- Payment Gateway for India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blogrevamp.cashfree.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/blogrevamp.cashfree.com\/#\/schema\/person\/4d88b4bee2cf1adf2951d07113678027","name":"Maruthi Kumar","url":"https:\/\/blogrevamp.cashfree.com\/author\/smaruthikumar\/"}]}},"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p9MjXo-1fL","jetpack_likes_enabled":false,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/blogrevamp.cashfree.com\/wp-content\/uploads\/2021\/10\/Cashfree-Payments-BaaS-Whitepaper.png?fit=1800%2C1200&ssl=1","_links":{"self":[{"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/posts\/4821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/comments?post=4821"}],"version-history":[{"count":19,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/posts\/4821\/revisions"}],"predecessor-version":[{"id":16100,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/posts\/4821\/revisions\/16100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/media\/4848"}],"wp:attachment":[{"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/media?parent=4821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/categories?post=4821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogrevamp.cashfree.com\/wp-json\/wp\/v2\/tags?post=4821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}