Simplify identity verification and ensure regulatory compliance with advanced Digital KYC solutions.
Digital KYC Solutions provide comprehensive identity verification and compliance capabilities in one platform.
| API Name | Description |
|---|---|
| Aadhaar Verification | Verify Aadhaar of users instantly via OTP flow for user consent |
| Aadhaar Masking Solution | Mask the first eight digits and block QR code of Aadhaar Card before storage |
| Aadhaar via OCR | Scan Aadhaar Card images to fetch and pre-fill details during onboarding |
| Aadhaar via Digilocker | Gain consented access to users' Aadhaar Card stored in DigiLocker |
| API Name | Description |
|---|---|
| PAN Verification | Verify provided PAN of an individual or business in real-time |
| PAN via OCR | Scan PAN card image to fetch and pre-fill details during onboarding |
| API Name | Description |
|---|---|
| DL Verification | Authenticate Driving License Number during onboarding and background checks |
| Voter ID Card Verification | Verify EPIC number and fetch complete details including assembly and parliamentary constituency details |
| Passport Verification | Verify Passport File Number and DOB, during onboarding and background checks |
| API Name | Description |
|---|---|
| Face Match & Liveness Detection | Compare faces between two images or IDs. Verify if the customer is genuine and or a bot |
| GeoLocation Check | Convert a given pair of latitude and longitude to get a readable address location |
| Name Match | Compare provided user name with name mentioned on document, associated with bank account and more |
Digital KYC solutions are tailored for various business types:
Ensure compliance and verify user identity before account opening, claim settlements and loan disbursals.
Verify user identity, ensure payouts to the right beneficiaries and enhance user experience.
Confirm buyer and seller identities to enhance trust and security in transactions.
Confirm user identities to enhance platform trust and safety.
Accurately verify candidate identities to ensure a trustworthy hiring process and faster employee onboarding.
Verify player identities to comply with regulations and prevent underage access.
Instantly integrate powerful APIs with your product using only a few lines of code and automate the onboarding process.
{
"status": "SUCCESS",
"ref_id": 21637861,
"verification_id": "21637861",
"face_match_result": "YES",
"face_match_score": 0.95,
"mask_detected_first_image": true,
"mask_detected_score_first_image": 0.7,
"mask_detected_second_image": true,
"mask_detected_score_second_image": 0.7
}
"What we really like about Bank Account Verification feature is that it's extremely quick, and real-time. This feature helped us enhance the user experience - making the document approval and beneficiary onboarding very seamless."
Zaheer Adenwala, Co-Founder at Ketto
"Cashfree Verification Team has built an amazing stack and launched some pioneering products like UPI 360. Having worked with more than 10+ players in this space, I can say that they are one of the most innovative players!"
Mehul Nath Jindal, CEO & Co-Founder, BharatX
"Digital KYC" means capturing live photo of the customer and officially valid document or proof of possession of Aadhaar, where offline verification cannot be carried out, along with the latitude and longitude of the location where such live photo is being taken by an authorised officer of the RE.
Face Match is a facial authentication method that compares the facial features captured in a live image or video with a reference image to verify an individual's identity. It ensures that the person presenting themselves for verification matches the photo on their ID document.
A Liveliness Check is a security measure used in facial authentication to ensure that the facial features presented for verification are from a live person, not a still image or video. It detects movements or other indicators of liveness to prevent spoofing attempts.
Cashfree Payments Verification Suite offers various methods to verify official documents, which can be done directly on the dashboard as a self-serve or API Integration. Moreover, documents such as Aadhaar and PAN can be verified by input of the number or via OCR as well. Aadhaar can also be verified via OTP and DigiLocker. Facial authentication is done by comparing images or photographs, whereas live location checking is done via reverse geocoding.
Digital KYC helps businesses streamline customer onboarding processes, reduce paperwork, and enhance security and compliance. It enables faster verification, reduces operational costs, and provides a seamless user experience, ultimately improving customer satisfaction and trust.
Our API will respond instantly when you submit the request.
The data is directly fetched from the updated government databases; hence is highly reliable/accurate.
The data is secure and safe as our APIs only fetch and pass the information to the merchants. No data is stored in our systems.
You can start by creating an account on Cashfree Payments or booking a Demo by filling out our Contact Sales form. Our representatives will then contact you.
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.