> ## Documentation Index > Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt > Use this file to discover all available pages before exploring further. # Create User > Creates a new user in the PPI system with the provided personal information. This endpoint enables merchants to onboard new users who can then be associated with wallets or cards. ## OpenAPI ````yaml /openapi/ppi/ppi.yaml post /ppi/user openapi: 3.0.3 info: title: PPI Wallet API description: >- API for managing PPI (Prepaid Payment Instrument) wallets and sub-wallets, including credit and debit operations. version: 1.0.0 contact: name: PPI Service Team email: support@cashfree.com license: name: Apache 2.0 url: https://www.apache.org/licenses/LICENSE-2.0 servers: - url: https://api.cashfree.com description: Production server. - url: https://sandbox.cashfree.com description: Sandbox server. security: - XClientID: [] XClientSecret: [] tags: - name: Wallet Management description: Operations related to PPI wallet management. - name: User Management description: Operations related to user management within the PPI system. - name: Beneficiary Management description: Operations related to beneficiary management for users. - name: KYC Management description: Operations related to KYC (Know Your Customer) management. - name: Transfers description: Operations related to transfer. paths: /ppi/user: post: tags: - User Management summary: Create User description: > Creates a new user in the PPI system with the provided personal information. This endpoint enables merchants to onboard new users who can then be associated with wallets or cards. operationId: createPPIUser parameters: - $ref: '#/components/parameters/global_x_api_version' requestBody: $ref: '#/components/requestBodies/CreateUserRequest' responses: '200': $ref: '#/components/responses/CreateUserResponse' '400': description: Bad request - Invalid input parameters. content: application/json: schema: $ref: '#/components/schemas/StructuredErrorResponse' examples: userIdMissing: summary: user ID missing value: message: user id is missing code: user_id_missing type: validation_error phoneNumberMissing: summary: phone missing value: message: phone parameter is missing code: phone_missing type: validation_error invalidPhoneNumber: summary: Invalid phone format value: message: phone invalid value code: phone_value_invalid type: validation_error missingClientId: summary: Missing client ID value: message: x-client-id is missing in the request code: x-client-id_missing type: validation_error missingClientSecret: summary: Missing client secret value: message: x-client-secret is missing in the request code: x-client-secret_missing type: validation_error '401': $ref: '#/components/responses/Response401' '409': description: Conflict - Duplicate request. content: application/json: schema: $ref: '#/components/schemas/StructuredErrorResponse' examples: duplicateUser: summary: User Id already exists value: code: user_id_already_exists type: validation_error message: User with the same user_id already exists '500': $ref: '#/components/responses/Response500' components: parameters: global_x_api_version: description: API version to be used. Format is in YYYY-MM-DD. name: x-api-version in: header required: true schema: type: string default: '2025-11-01' example: '2025-11-01' example: '2025-11-01' requestBodies: CreateUserRequest: description: Request parameters to create a new user. required: true content: application/json: schema: $ref: '#/components/schemas/CreateUserRequest' responses: CreateUserResponse: description: Success response for creating a user. content: application/json: schema: $ref: '#/components/schemas/CreateUserResponse' examples: SUCCESS: summary: Successful user creation value: user_id: USER827364 first_name: John last_name: Doe phone: '9876543210' email: john.doe@example.com status: ACTIVE cf_user_id: '859473832123456789' Response401: description: Unauthorised - Invalid or missing authentication. content: application/json: schema: $ref: '#/components/schemas/StructuredErrorResponse' examples: invalidCredentials: summary: Invalid client credentials value: code: authentication_failed type: authentication_error message: Invalid client ID and client secret combination Response500: description: Internal server error. content: application/json: schema: $ref: '#/components/schemas/StructuredErrorResponse' examples: internalError: summary: Internal server error value: code: internal_server_error type: internal_error message: An internal error occurred while processing the request schemas: StructuredErrorResponse: type: object properties: type: type: string description: A broad category of the error. example: internal_error code: type: string description: A machine-readable error code specific to the issue. example: internal_server_error message: type: string description: >- A message providing more details about the error, dynamic based on the specific issue. example: Internal server error CreateUserRequest: type: object required: - user_id - phone properties: user_id: type: string description: >- Unique identifier for the user, as provided by you during PPI user creation. example: USER827364 phone: type: string description: >- Phone number of the user, without country code. Must be exactly 10 digits. Only numeric characters are allowed. example: '9876543210' first_name: type: string description: First name of the user. example: John last_name: type: string description: Last name of the user. example: Doe email: type: string description: Email address of the user. example: john.doe@example.com CreateUserResponse: type: object properties: user_id: type: string description: >- Unique identifier for the user, as provided by you during PPI user creation. example: USER827364 first_name: type: string description: First name of the user. example: John last_name: type: string description: Last name of the user. example: Doe phone: type: string description: Phone number of the user without country code. example: '9876543210' email: type: string description: Email address of the user. example: john.doe@example.com status: type: string description: | Current status of the user account. Possible values: - ACTIVE - BLOCKED example: ACTIVE cf_user_id: type: string description: Unique identifier of the user generated by Cashfree. example: '859473832123456789' securitySchemes: XClientID: type: apiKey in: header name: x-client-id description: >- Your unique client identifier issued by Cashfree. You can find this in your [Merchant Dashboard](https://merchant.cashfree.com/merchants/landing?env=prod). XClientSecret: type: apiKey in: header name: x-client-secret description: >- The secret key associated with your client ID. Use this to authenticate your API requests. You can find this in your [Merchant Dashboard](https://merchant.cashfree.com/merchants/landing?env=prod). ````