> ## Documentation Index
> Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.
# Payment Method Eligibility
The Payment Method Eligibility feature allows you to specify which payment methods are available to customers during a transaction, letting you restrict customer payment options to a selected subset from all the available payment methods.
## Supported payment methods
Payment method eligibility is widely used for the cards payment method, supporting a range of card types:
* Credit cards
* Debit cards
* Prepaid cards
* Credit card EMI
* Debit card EMI
## Configuring eligibility
Payment eligibility is defined at the order level using the `payment_methods_filters` parameter in the [Create Order API](/api-reference/payments/latest/orders/create) request.
This allows for fine-tuned control over which payment methods are available for each transaction.
## Sample configuration
The following example demonstrates how to configure payment eligibility using the `payment_methods_filters` parameter.\
You can customise this filter by choosing specific payment methods and applying relevant restrictions.
```json Sample code theme={"dark"}
{
"payment_methods_filters": {
"methods": {
"action": "ALLOW",
"values": [
"credit_card",
"debit_card",
"prepaid_card",
"credit_card_emi",
"debit_card_emi"
]
},
"filters": {
"card_schemes": {
"action": "ALLOW",
"values": ["VISA"]
},
"card_suffix": {
"action": "ALLOW",
"values": ["1936"]
},
"card_issuing_bank": {
"action": "ALLOW",
"values": ["AXIS"]
},
"card_bins": {
"action": "ALLOW",
"values": ["451457"]
},
"card_emi_schemes": {
"action": "ALLOW",
"values": ["VISA", "MASTERCARD"]
},
"card_emi_suffix": {
"action": "ALLOW",
"values": ["1936"]
},
"card_emi_issuing_bank": {
"action": "ALLOW",
"values": ["AXIS"]
},
"card_emi_tenure": {
"action": "ALLOW",
"values": [3]
},
"card_emi_bins": {
"action": "ALLOW",
"values": ["451457"]
}
}
}
}
```
## Configuration guidelines
Follow these guidelines to ensure proper use and configuration of the Payment Method Eligibility feature:
* **Action field**: Always use `ALLOW` for the action field.
* **Card schemes**: Values must be in uppercase. For example, `VISA`or `RUPAY`.
* **Issuing bank**: Refer to Cashfree’s [list of valid issuing banks](#view-supported-issuing-banks).
* **Card BINs**: Only valid BINs should be used in the `card_bins` and `card_emi_bins` filters.
* **Card suffix**: The last four digits of the card number must be specified for restrictions.
* **EMI filters**: These should only be used if `credit_card_emi` or `debit_card_emi` is included in methods.
* **Filter order**: Filters can be defined in any order within the `filters` object.
* **Default behaviour**: If `payment_methods_filters` is not defined, all payment methods are supported without restrictions.
* **EMI tenure range**: The range for `card_emi_tenure` is from 3 to 36 months.
### Supported card networks and issuing banks
The following card networks are supported:
| Sr. no. | Card network |
| ------- | ------------ |
| 1 | RUPAY |
| 2 | VISA |
| 3 | DINERS |
| 4 | MASTERCARD |
| 5 | AMEX |
The following banks, listed in the table below, can be used to define the `card_issuing_bank` filter within the `payment_methods_filters` parameter of the [Create Order API](/api-reference/payments/latest/orders/create).
| Sr. no. | Bank name |
| ------- | ------------------------------------------- |
| 1 | State Bank of India |
| 2 | HDFC Bank |
| 3 | ICICI Bank |
| 4 | Axis Bank |
| 5 | Kotak Mahindra Bank |
| 6 | RBL Bank |
| 7 | Union Bank of India |
| 8 | Bank of Baroda |
| 9 | IndusInd Bank |
| 10 | Punjab National Bank |
| 11 | Canara Bank |
| 12 | IDFC First Bank |
| 13 | Yes Bank |
| 14 | IDBI Bank |
| 15 | Federal Bank |
| 16 | Citibank |
| 17 | Citibank N.A. |
| 18 | Bank of India |
| 19 | American Express |
| 20 | Standard Chartered Bank |
| 21 | AU Small Finance Bank |
| 22 | HSBC Bank |
| 23 | Indian Overseas Bank |
| 24 | Indian Bank |
| 25 | Central Bank of India |
| 26 | UCO Bank |
| 27 | Jammu & Kashmir Bank |
| 28 | India Post Payments Bank |
| 29 | South Indian Bank |
| 30 | Paytm Payments Bank |
| 31 | DBS Bank |
| 32 | SBI Cards and Payment Services Limited |
| 33 | Karur Vysya Bank |
| 34 | Airtel Payments Bank |
| 35 | Karnataka Bank |
| 36 | City Union Bank |
| 37 | NPCI |
| 38 | Punjab & Sind Bank |
| 39 | Bandhan Bank |
| 40 | Saraswat Co-operative Bank |
| 41 | Tamilnad Mercantile Bank |
| 42 | BOB Financial Solutions Limited (BFSL) |
| 43 | CSB Bank (Catholic Syrian Bank) |
| 44 | SBM Bank India |
| 45 | Ujjivan Bank |
| 46 | Abhyudaya Co-operative Bank |
| 47 | Equitas Small Finance Bank |
| 48 | Fino Payments Bank |
| 49 | TDCB |
| 50 | State Bank of Mauritius |
| 51 | Cosmos Co-operative Bank |
| 52 | Bank of Maharashtra |
| 53 | Thane Janata Sahakari Bank |
| 54 | Diners Club International |
| 55 | Bassein Catholic Co-operative Bank |
| 56 | DCB Bank |
| 57 | Shamrao Vithal Co-operative Bank |
| 58 | Fincare Small Finance Bank |
| 59 | Bobcard Limited |
| 60 | Dhanlaxmi Bank |
| 61 | JP Morgan Chase Bank N.A. |
| 62 | Bharat Co-operative Bank Mumbai |
| 63 | Parsik Janata Sahakari Bank |
| 64 | Utkarsh Small Finance Bank |
| 65 | ESAF Small Finance Bank |
| 66 | NSDL Payments Bank |
| 67 | Tamil Nadu State Co-operative Bank |
| 68 | Jana Small Finance Bank |
| 69 | NKGSB Co-operative Bank |
| 70 | Apna Sahakari Bank |
| 71 | Kalyan Janata Sahakari Bank |
| 72 | SVC Co-operative Bank |
| 73 | MUBL (Mehsana Urban Co-operative Bank Ltd.) |
| 74 | West Bengal State Co-operative Bank |
| 75 | Gujarat State Co-operative Bank |
| 76 | Dombivili Nagari Sahakari Bank |
| 77 | NDCI |
| 78 | Janata Sahakari Bank |
| 79 | Greater Bombay Co-operative Bank |
| 80 | Kalupur Commercial Co-operative Bank |
| 81 | Commonwealth Bank of Australia |
| 82 | Citizencredit Co-operative Bank |
| 83 | Capital One, National Association |
| 84 | Bank of Nova Scotia |
| 85 | Tangerine Bank |
| 86 | Rajkot Nagarik Sahakari Bank |
| 87 | Revolut Ltd |