> ## Documentation Index
> Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Payout Protect

> Use Cashfree Payout Protect to scan, flag, and block risky outgoing transfers in real time, shielding your business from fraud and unauthorised payouts.

Payout Protect flags and blocks risky transactions to protect merchants from potential financial loss. It scans and intercepts transfers that may lead to security breaches or fraudulent activities, allowing you to view and manage suspicious transfers from the dashboard.

## Security features

<CardGroup cols={3}>
  <Card title="Anomaly detection" icon="radar">
    Uses machine learning to identify patterns that deviate from expected behaviour in real-time.
  </Card>

  <Card title="Smart Rules" icon="sliders">
    Set velocity-based rules on the maximum number of transfers and cumulative amounts to manage risk.
  </Card>

  <Card title="Review workflow" icon="clipboard-check">
    Flagged transfers are held for manual investigation, allowing you to approve or block them.
  </Card>
</CardGroup>

## Why Payout Protect

Payout Protect helps you mitigate the following risks in your Payouts account:

| Risk                   | Description                                                                                                                              |
| ---------------------- | ---------------------------------------------------------------------------------------------------------------------------------------- |
| **Dangerous entities** | Prevents transfers to known fraudulent entities using a blacklist database.                                                              |
| **Money laundering**   | Blocks unusual transfers to other aggregators that may indicate money laundering schemes.                                                |
| **Account takeover**   | Detects and prevents unauthorised access when suspicious personnel gain control of an account and attempt payouts using API credentials. |
| **Excessive payouts**  | Uses smart limits to manage payout volume and address surges caused by system bugs or operational errors.                                |
| **Custom blacklist**   | Allows you to block transfers to accounts you identify as suspicious or fraudulent.                                                      |
| **Anomaly detection**  | Monitors for unusual transfer patterns, high volumes, transfers to unfamiliar destinations, and sudden spikes during non-business hours. |