> ## Documentation Index
> Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank Account

> Connect your business bank account as a Cashfree Payouts fund source to power instant UPI payouts without pre-funding the Cashfree Wallet for each cycle.

Connected Bank Accounts let you make instant, automated payments from your bank account. Cashfree Payouts connects to your account and removes the need to maintain funds in your Cashfree Wallet. Your bank account balance stays available for payments. Connected fund sources do not support wallet and card payments; they support only UPI payments.

### Supported banks

* **ICICI Bank (Composite APIs)**: Can be connected using the [Payouts Dashboard](/docs/payouts/payouts/fund-management/bank-account#yes-bank-account-as-a-fund-source)
* **YES Bank**: Can be connected using the [Payouts Dashboard](/docs/payouts/payouts/fund-management/bank-account#yes-bank-account-as-a-fund-source)
* **Kotak Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.
* **IndusInd Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.
* **Axis Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.
* **RBL Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.
* **HDFC Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.
* **IBL Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.
* **DBS Bank**: Can be connected with the help of our team. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) for help.

<Note>
  We currently support connecting ICICI (Composite APIs) and YES bank accounts
  from your Payouts Dashboard. Fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\&raise_issue=1) if you want to make payments directly from other bank accounts.
</Note>

| Payment mode | ICICI (composite) | YESB | KOTAK | INDUS | AXIS | RBL | HDFC | IBL | DBS |
| :----------- | :---------------- | :--- | :---- | :---- | :--- | :-- | :--- | :-- | :-- |
| IMPS         | Yes               | Yes  | Yes   | Yes   | Yes  | Yes | Yes  | Yes | Yes |
| NEFT         | Yes               | Yes  | Yes   | Yes   | Yes  | Yes | Yes  | Yes | Yes |
| RTGS         | Yes               | Yes  | Yes   | Yes   | Yes  | Yes | Yes  | Yes | Yes |
| UPI          | Yes               | Yes  | Yes   | No    | Yes  | No  | No   | No  | Yes |

***

When you use multiple fund sources and want Cashfree to automatically route the transfers between your fund sources, you must update the percentage of transfers that must be routed via each fund source. To do this, go to **Manage Fund Source Weightage** section and update the percentage. Check [Manage Fund Source Percentage](/docs/payouts/payouts/fund-management/manage-transfers) for more information.

***

## Yes Bank account as a fund source

To add Yes Bank as a fund source,

1. Log in to the [Merchant Dashboard](https://merchant.cashfree.com/auth/login).
2. Go to **Payouts Dashboard** > **Fund Sources**. A screen appears as shown below.

<img src="https://mintcdn.com/cashfreepayments-d00050e9/rpH767oy7-0Ptnam/static/payouts/payouts/fund-management/Screenshot_2022-08-19_at_8.32.13_AM.png?fit=max&auto=format&n=rpH767oy7-0Ptnam&q=85&s=b66274cc84d7c174cbd57b0a83c4542a" alt="" width="1434" height="779" data-path="static/payouts/payouts/fund-management/Screenshot_2022-08-19_at_8.32.13_AM.png" />

3. Click **Add Fund Source** and select **Bank Account**.

<img src="https://mintcdn.com/cashfreepayments-d00050e9/rpH767oy7-0Ptnam/static/payouts/payouts/fund-management/Screenshot_2022-08-19_at_8.44.36_AM.png?fit=max&auto=format&n=rpH767oy7-0Ptnam&q=85&s=7f1bd17fa9c4d019112b27a1cc3500c1" alt="" width="1429" height="781" data-path="static/payouts/payouts/fund-management/Screenshot_2022-08-19_at_8.44.36_AM.png" />

4. Specify a unique name for the fund source in the **Fund Source Name** field. This will help you to easily identify the fund source while initiating payouts.
5. Select **YES Bank** as the **Bank Name**.
6. Enter the **Account Holder Name**, **Account Number**, and **IFSC**.

<img src="https://mintcdn.com/cashfreepayments-d00050e9/rpH767oy7-0Ptnam/static/payouts/payouts/fund-management/Screenshot_2022-08-22_at_4.48.38_PM.png?fit=max&auto=format&n=rpH767oy7-0Ptnam&q=85&s=a65c35d7cc9f49300ce2fb15c1b3af55" alt="" width="1431" height="732" data-path="static/payouts/payouts/fund-management/Screenshot_2022-08-22_at_4.48.38_PM.png" />

7. Click **Verify and Proceed**. We verify your account details to help you connect your YES bank account with Cashfree.
8. On successful verification, you must enter your **Customer ID** used to login to your YES bank portal.

<img src="https://mintcdn.com/cashfreepayments-d00050e9/rpH767oy7-0Ptnam/static/payouts/payouts/fund-management/Screenshot_2022-08-22_at_4.48.55_PM.png?fit=max&auto=format&n=rpH767oy7-0Ptnam&q=85&s=bae16cbf42fa878dd300d798c4c6e90d" alt="" width="1422" height="723" data-path="static/payouts/payouts/fund-management/Screenshot_2022-08-22_at_4.48.55_PM.png" />

9. Click **Connect**.

10. To connect your YES bank account as a fund source, download the forms shown and fill in the details. Submit it to the bank requesting approval to connect your YES bank account with Cashfree.

11. After confirmation from the bank, go to the Fund Source section, and click **Connect** to link your YES bank account and activate your fund source. You can make payouts, after you connect your account with Cashfree.
