Customer Query Resolution Guide

Overview

Cashfree Payments strives toward facilitating a seamless payment experience for customers. It provides a secure environment for customers to choose from a range of payment options and make payments on the merchant (seller) site or mobile app.

Important Note: In case of any disputes between the customer and the merchant, customers are recommended to contact the merchant on the support phone number or support email ID provided on the merchant's website or app. In case the issue remains unresolved, Cashfree shall step in to mediate and help solve the issue faster.

Customer Query Resolution Process

Payment Related Issues

When you make a payment through Cashfree, a payment confirmation email is sent to your registered email ID if the payment is successful.

This email captures the details of the successful payment, including:

If you made a payment but did not receive the payment confirmation email from Cashfree, your transaction may be in a pending state or would have failed.

Amount Deducted but Transaction Failed

This may occur due to the following reasons:

Transactions in Pending State

Once the amount is debited from your account, these transactions might take some time to be recognized by the merchant's bank. As a process, Cashfree reconciles transactions with banks on a daily basis and informs merchants about transactions which were not captured earlier.

Resolution Timeline:

Failed Transactions

For failed transactions, the amount, if deducted, will be auto-credited to your original payment source in 3-5 business days.

Order Fulfillment Related Issues

Cashfree as a payment gateway helps merchants in accepting payments. The orders are processed at the merchant's end.

For order-related issues such as:

Customers are urged to connect with the merchant for faster resolution.

Escalation Process: If the issue is unresolved for more than 10 business days, you can report the issue to Cashfree by filling the report issue form. Once the issue has been reported, you will receive an update from Cashfree in 4-5 business days.

Cancellation and Return Related Issues

As a customer, you can raise a cancellation or a refund request to the merchant. The merchant then initiates a refund in Cashfree for the appropriate transaction.

Refund Process:

  1. Merchant initiates refund in Cashfree system
  2. Cashfree sends a 'refund initiated' confirmation email to customer
  3. Refund may take 5-7 business days to be credited to your account

Important: Any issues regarding cancellation, refund, or return of orders should be directed to the merchant.

Escalation: If the merchant is unresponsive, you can report the issue with all transaction details, and Cashfree will step in to mediate and help solve the issue faster.

Fraudulent Transactions or Unauthorized Purchases

If you wish to report any unauthorized purchases from your account or make a complaint on a fraudulent merchant, raise an issue with the following information:

Required Information:

  1. Payment date
  2. Unique Transaction Reference number (UTR)
  3. The merchant name
  4. Bank statement with the transaction captured

Cashfree will look into this issue with priority and resolve at the earliest.

Track Payment and Refund Status

Awaiting your payment/refund confirmation? Check the transaction status instantly using:

The status check tool is protected by reCAPTCHA. Google Privacy Policy & Terms of Service apply.

Frequently Asked Questions

How do I check the status of my order?

For order status inquiries, customers should contact the merchant directly as Cashfree Payments acts as a payment gateway and orders are processed at the merchant's end.

My order has not been delivered yet. Can you help me?

For delivery issues, customers should connect with the merchant for faster resolution as Cashfree handles payment processing while merchants handle order fulfillment.

I did not receive the order confirmation email from the seller. What should I do?

Customers should contact the merchant directly regarding order confirmation emails as these are sent by the merchant, not Cashfree Payments.

I have not received the refund for my cancelled order. What do I need to do?

Refunds once initiated may take 5-7 business days to be credited to your account. If the merchant is unresponsive, you can report the issue to Cashfree with all transaction details.

I have not received the refund for my failed transaction. What do I need to do?

For failed transactions, the amount if deducted will be auto-credited to your original payment source in 3-5 business days.

What is the status of my refund?

Customers can check refund status through Cashfree's transaction tracking tool or contact the merchant for refund status updates.

What is UTR and where can I find it?

UTR (Unique Transaction Reference) is a reference number for transactions. Customers can find this information in their transaction records when reporting issues.

Resolution Timelines Summary

Issue Type Resolution Timeline
Failed transactions (auto-refund) 3-5 business days
Pending transactions (refund) 5-7 business days
Merchant-initiated refunds 5-7 business days
Unresolved order issues (escalation eligibility) After 10 business days
Cashfree response after issue reported 4-5 business days

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License

RBI Authorised Prepaid Payment Instrument (PPI) Provider

Support Resources