Cashfree Payment Gateway enables businesses to accept payments in Indian Rupees (INR) and other 140+ foreign currencies with minimal integration effort. The payment gateway supports multiple payment modes including UPI, credit cards, debit cards, net banking, wallets, EMI options, pay later services, and international payment methods.
As part of Cashfree's 10th Anniversary celebrations, new merchants who sign up between 18th September 2025 and 30th April 2026 receive special pricing:
Applicable Domestic Payment Methods:
Domestic Transaction Conditions:
International Transaction Conditions:
Additional Restrictions:
| Payment Method | Platform Fee | Details |
|---|---|---|
| UPI, Credit Cards, Debit Cards, Net Banking, Wallets | 1.95% - 2.0% | Standard platform fee for domestic transactions |
Supported Payment Modes:
| Payment Method | Platform Fee |
|---|---|
| UPI on Credit Cards (RuPay) | Starting at 2.15% |
Platform Fee: Platform fee + 0.25%
Supported Banks:
| Payment Method | Platform Fee |
|---|---|
| Debit Card EMI (HDFC) | 1.50% |
Platform Fee: 1.90%
Supported Providers:
| Payment Method | Platform Fee |
|---|---|
| LazyPay | 2.20% - 2.50% |
| Simpl | 2.20% - 2.50% |
| Payment Method | Platform Fee |
|---|---|
| Virtual Account IMPS/NEFT/RTGS Payments | ₹20 per transaction |
| Payment Method | Platform Fee |
|---|---|
| Visa, Mastercard | 2.99% |
| American Express | 2.95% |
Platform Fee: Standard payment gateway charges applicable
PayPal integration in Cashfree Payment Gateway is FREE. If you enable PayPal Express Checkout on your Cashfree checkout page, you will bear only standard PayPal pricing. Cashfree does not charge any additional payment gateway charges.
Platform fee is paid by the merchant for services such as:
The Platform Fee is calculated on either total transactions or a certain number of transactions or a certain percentage of transactions of the total transaction as mutually agreed between the parties. Platform fee is a fee other than the fee charged on the transaction for payment instruments.
Use the following products to collect payments wherever your customers are at no additional cost:
Annual Maintenance Charge: ₹4,999
Avail exclusive access to premium services:
Setup Fee: ZERO (₹0)
Annual Maintenance Contract (AMC): ₹4,999 annually
Transaction Charges: TDR (transaction discount rate) is deducted on a per transaction basis. When a transaction is successful, the TDR amount is deducted by Cashfree before settling the proceeds to your bank account.
As part of Cashfree's 10th Anniversary celebrations, we are offering a special limited-period discount on payment gateway pricing for new merchants. Instead of the standard 1.95% charges, new merchants who sign up between 18th September 2025 and 30th April 2026 will enjoy a reduced rate of 1.6% on domestic transactions, including credit/debit cards, UPI, and net banking.
This offer is applicable only to new merchants who complete their onboarding within the specified dates. The 1.6% pricing will be valid for the merchants for 12 months from their signup date.
Please note that this discount does not apply to international transactions, where standard rates remain unchanged.
To avail the offer, simply register as a new merchant with Cashfree and complete onboarding between the offer dates; the reduced rates will be applied automatically. For any questions or support with onboarding, you can contact our team via the Cashfree dashboard.
Yes. Cashfree can offer customized payment gateway charges if your business has very high average order values or micro-transactions. For custom pricing, contact sales.
Once you upload all payment gateway integration related documents, Cashfree verifies the details. As your account gets approved, the team will assist you with international card payment activation.
If you already have a PayPal business account, you can connect your PayPal account with Cashfree payment gateway account and start accepting international payments from day one. PayPal integration in Cashfree Payment Gateway is FREE. If you decide to enable PayPal Express Checkout on your Cashfree checkout page, you will be bearing only standard PayPal pricing. Cashfree does not charge any additional payment gateway charges.
Yes, the TDR or transaction discount rate is deducted on a per transaction basis. When a transaction is successful, the TDR amount is deducted by Cashfree before settling the proceeds to your bank account.
With Cashfree, you pay ZERO Setup fees. However, you'll be charged ₹4,999 annually as part of Annual Maintenance Contract (AMC).
UPI is available as a payment mode on Cashfree Payment Gateway. Your customers can use any UPI app including PhonePe, GooglePay etc to pay. The UPI payment gateway charges are as per the applicable law.
Cashfree offers the widest range of UPI integration such as UPI collect, UPI intent, UPI QR Code, UPI WhatsApp link etc. You can choose from a range of UPI integration and achieve the desired checkout experience.
Platform fee is paid by you for services such as Hosted Checkout, Plugins, SDKs, Dashboard, Generation of Reports etc. The Platform Fee is mutually agreed upon between Cashfree and You. Platform fee is a fee other than the fee charged on the transaction for payments instruments.
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.
RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025
RBI Authorised Prepaid Payment Instrument (PPI) Provider Certificate of Authorisation No. 209/2024
Cashfree Payment Gateway integrates with: