Cashfree Advances - Working Capital Loan

Overview

Cashfree Advances is a working capital loan solution designed for businesses using Cashfree Payment Gateway. The product offers instant business loans with a completely digital, paperless process and seamless repayment integration.

Why Choose Cashfree Advances?

100% Paperless

Completely digital loan processing with no physical documentation required.

Faster Disbursals

Loan amount gets credited within 48 hours of approval.

No Fixed EMIs

Access funds from day one within your pre-approved loan limit without the burden of fixed monthly installments.

Easy Onboarding

Access funds from day one within pre-approved loan limit with a simple onboarding process.

Founder Friendly

No loss of control or equity dilution - retain full ownership of your business.

Collateral-Free Loans

No business collateral needed to avail the loan.

How to Get Instant Business Loan in Three Easy Steps

Step 1: Share Your Loan Requirements

Share your loan requirements with your Account Manager.

Step 2: Submit KYC Documents

Share basic KYC documents and avail instant loan with best interest rates.

Step 3: Seamless Repayment

Seamlessly repay the loan from your daily collections via Cashfree Payment Gateway.

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

RBI Authorised Payment Aggregator License

Certificate of Authorisation No. 266/2025

RBI Authorised Prepaid Payment Instrument (PPI) Provider

Certificate of Authorisation No. 209/2024

Related Products and Services

Collect Payments

• Payment Gateway
• flowWise
• RiskShield Payment Gateway
• RiskShield Payouts
• Payment Links
• Buy Now Pay Later
• Payment Forms
• Easy Split
• BBPS-Biller
• softPOS
• UPI QR Code
• One Click Checkout

Recurring Payments

• Subscriptions
• UPI AutoPay
• eNACH

Make Payouts

• Payouts
• Cashgram
• Fund Sources

Escrow as a Service

• One Escrow

International Payments

• Accept International Payments
• International Payment Gateway
• Global Collections
• Global Payouts
• Send International Payments

Verify Identity

• Secure ID
• Bank Account Verification
• IFSC Verification
• Reverse Penny Drop Verification
• Aadhaar Verification
• Aadhaar eSign
• Passport Verification API
• Driving License Verification API
• DigiLocker API
• GST Verification
• KYC Link
• Face Match API
• Geolocation API

Other Products

• Instant Settlements
• Money Transfer

Integrations

Cashfree Payments integrates with popular platforms including:

• Shopify
• Wix
• WooCommerce
• PayPal
• WordPress
• Zoho

Partner Programs

• Affiliate Program
• Embedded Payments
• Integrations & Offers

Resources

Developer Resources

• Documentation

Learning Resources

• Blog
• Customer Stories
• Events
• Customer Reward Scheme

Free Tools

• GST Verification Tool
• GST Calculator Tool
• CAGR Calculator
• ROI Calculator

Guides

• Recurring payment methods
• API Banking
• NACH mandate
• Payment Gateway Settlements

Company Information

• About us
• Newsroom
• Careers

Help & Support

• Support
• Customer Query Resolution
• Bank downtime detector
• Join Discord for query resolution

Contact

For getting started with Cashfree Advances, businesses can create an account or sign in to their existing Cashfree merchant account.

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© 2026 Cashfree Payments India Private Limited