2,00,000 Cr

Payout processed every year

1,000+

Payouts processed every second

> 50%

Market share in bulk disbursal in India

Make instant payouts in real-time
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Quick Transfer

Do instant payout to users, customers, and vendors using Quick Transfer.

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Bulk payouts

Add beneficiaries and do up to 10,000 bulk payouts in one go with a simple Excel file upload.

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Payouts API

Integrate Payouts with your native solution and expedite up to 10,000 payouts via APIs.

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Intuitive Dashboard

Get a birds-eye view of your funds from the dashboard or an in-depth drill-down of all your transfers from Reports.

Fund Sources
Choose where you pay from
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Multiple Current Accounts

Add your current bank accounts, and make payouts directly from your Cashfree Payouts Dashboard/API.
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Escrow Accounts

Create escrow accounts and operate through APIs for direct loan disbursements, repayments and co-lending.
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Corporate Credit Cards

Add and manage multiple cards and make payouts via the Payouts dashboard or APIs.
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Paytm Wallets

Add your Paytm account instantly and make instant payouts to the beneficiary Paytm wallets.
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Cashfree Wallet

Add funds to your virtual account & manage payouts. Set low balance alerts & avoid any payment failures.
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External Credit Lines [Coming soon!]

Get a pre-approved credit limit with minimal documentation from multiple lending partners.
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One solution, fits many business use cases

Retail & E-commerce

Refund cash-on-delivery orders, create loyalty rewards, provide discount cashbacks, and enable payouts to an agri-tech platform.

BFSI

Settle insurance claims and pay DSA incentives, mutual Funds & Brokerage Payouts.

Travel & Hospitality

Pay commissions to vendors, handle reimbursements & do refunds.

Lending: NBFC

Send instant loans to your beneficiaries without any pool account. Stay compliant!

Online Gaming

Distribute prize money to players.

Logistics/Rental Business

Refund security deposit for any kind of rental business - car, furniture, or appliances.

Healthcare

Payouts to providers on healthcare platforms. Pay field agents, handle reimbursements, end refunds.

Corporates

Pay marketing affiliates, employee recognition, & disburse reimbursements to employees.

Universities/Edtech

Ensure instant salary transfers, beneficiary additions, and security deposit disbursements, while offering ERP integration and diverse payment methods.
The industry-best success rate at 99.98%
  • Dynamic routing of transactions with multi-bank support
  • Near 100% reconciliation in 5 minutes
  • Industry-first bank downtime detector
  • Powerful risk mitigation: AML best practises
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USE CASES FOR VARIOUS INDUSTRIES

Payouts for innovative businesses
Send money to vendors, do customer refunds or automate loan disbursals. Get creative and solve your business payouts challenges with our powerful Payouts APIs.

Credit bank account

Cred the credit card bill payment platform uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers.

Instant ecommerce refunds

Nykaa is winning customer trust and loyalty more than ever before by doing Instant Refunds using Payouts.

On-demand payouts

Porter the intra-city logistics platform uses Payouts to do On-demand Payouts to its driver partners at the end of every trip.

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TESTIMONIALS

3,00,000+ Indian businesses trust us with their payments needs
Anshu Agarwal, Global Head of Finance
"Finding a payments partner is not difficult. But finding one with exceptional support – that's a game-changer. Cashfree Payments has been exactly that for us. The value of their support cannot be overstated. They are there with us every step of the way, ready to help, advise, and guide. They are always quick to pass on real-time information, supporting us in a way that makes them more than just a service provider. They are a partner in the truest sense."
Noise
Anshu Agarwal, Global Head of Finance
Branch International
Frequently Asked Questions

Payouts is a powerful and secure disbursement solution that empowers businesses to effortlessly transfer funds to multiple recipients. Whether you need to disburse payments to individuals, vendors, partners, or employees, Payouts simplify the process, saving you time and effort.

With Cashfree Payouts, you can automate your bulk payments, ensuring direct, timely and instant payouts. You can connect your bank accounts, and make direct payouts! You can use the Payouts dashboard to do single or bulk payouts via Excel upload or integrate Payouts APIs with your product or ERP to automate bulk payouts. It eliminates the complexities of manual disbursements by streamlining your payment workflow, ultimately boosting your operational efficiency.

You can use Cashfree Payouts for a wide range of business use cases. Here is how some of the leading businesses in India are using Payouts:

Hyperlocal services like Grab and Dunzo use it for on-demand wage payouts.

E-commerce platforms like Nykaa and Xiaomi use Payouts APIs for instant refund processing.

Loan providers/NBFcs like DMI Finance and Branch use it for instant loan disbursals.

Gaming websites like Dream11 and RummyCircle use Payouts for real-time player's winning cashouts.

Marketplace platforms like Milaap and Tata Sky have integrated Payouts with their products for automated vendor payouts.

For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents. Follow the steps to complete your account activation.

In case of any queries or if you are looking for a customized solution, get in touch with our sales team here. Our team will connect with you in 24 working hours. Meanwhile, you can also explore the product in test environment and use test API credentials to try out the integration before going live.

Yes, Payouts can be used only by registered businesses. If you are not yet registered as a business but plan to start soon, you can signup and explore the product in test environment. We can also set up an account with limits on payout volume after understanding your business and future needs.
Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.
Yes, it is possible to make payouts even on Sundays and bank holidays.
Cashfree Payouts offers the industry-best success rate at 99.98%. We have implemented various features and mechanisms to ensure that your transfers are successful at all times. With smart routing and queuing across multiple banks, we guarantee higher uptime and a higher success rate. In addition, our system intelligently re-routes failed transfers, increasing the likelihood of successful payouts.

Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spfsheet on the banking portal. Cashfree automates bulk payouts fully via APIs and offers a much simpler alternative.

Unlike banks, where a single error in a payout file can block all the bulk payouts, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payouts, and why. At Cashfree, new beneficiary addition and activation is instant.

Cashfree also allows you to send money to any Paytm Wallet, Amazon Pay Wallet, UPI ID or native wallets in addition to bank accounts, even on holidays. Lastly, all of this can be automated and built into your product or internal systems using our powerful Payouts APIs.

Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts.The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.

An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.

Yes, you, as an admin, can create aliases and assign different access to play specific roles. You can assign the created aliases as Approver and Initiator roles for direct and batch transfers. Once the Initiator requests a transfer, the request gets listed in the ‘Approve’ tab of the ‘Transfers’ screen. The Approver can view the details and approve or reject the request. This will help distribute responsibility and ensures accountability with respect to transfers. Know more: https://docs.cashfree.com/docs/initiator-approver
Transfers to incorrect account details fail instantly. For certain banks, it may take up to 24 hours to receive a confirmation of failure. To ensure that account details are correct, you can activate Cashfree Bank Account Verification and verify the beneficiary account validity and beneficiary name at the bank.

Have more questions?

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Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.

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  • Dedicated account manager

  • API access

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