KYB Solutions for Business Onboarding

Speed up onboarding and business verification of your partner businesses, vendors, and agencies with Cashfree Payments' one-stop compliant KYB solution.

Key Performance Metrics

End-To-End KYB Solutions

Cashfree Payments offers four comprehensive KYB solution categories:

Real-time Business Verification

Remote Onboarding

100% Compliant Solutions

Fraud Prevention

API Stack Powering KYB Solutions

Cashfree Payments provides three core APIs for KYB verification:

CIN Verification

Authenticate company details along with the people behind it. Validate Corporate Identification Number (CIN) and Director details as per MCA database.

GSTIN Verification

Do instant GST Verification for quick KYC. Fetch details such as:

GST Search from PAN

Get the list of all GSTINs associated with a provided PAN. Verify via the dashboard or integrate the API.

KYB Solutions by Industry

Cashfree Payments' KYB Solutions are tailored for various business types:

Marketplaces

Ensure trust and safety by verifying sellers and partners to avoid platform abuse and fraud.

Lending

Mitigate risk and comply with regulations by verifying the legitimacy of businesses applying for commercial loans.

SaaS

Safeguard your platform and prevent fraudulent activities to ensure a secure environment for your users' data and transactions.

Fintech

Ensure compliance with regulatory requirements and protection against financial crime.

Insurance

Process insurance applications and claims to legitimate businesses only.

Wholesale & Logistics

Onboard vendors, suppliers and distributors after thorough verification and GST check.

Developer-Friendly API Integration

Seamless integrations with powerful APIs for KYB Solutions:

GSTIN Verification API Response Example

{
  "reference_id": 19,
  "GSTIN": "29AAACP2916R1ZR",
  "additional_address_array": {
    "address": "Koramangala"
  },
  "cancellation_date": "2021-12-14",
  "center_jurisdiction": "RANGE-CSD5",
  "constitution_of_business": "Private Limited",
  "date_of_registration": "2017-07-01",
  "gst_in_status": "Active",
  "last_update_date": "2021-06-18",
  "legal_name_of_business": "CASHFREE",
  "message": "GSTIN Exists",
  "nature_of_business_activities": [
    "Service Provision"
  ],
  "principal_place_address": "1st floor, Essae Vaishnavi Summit, No. 6/B, Bengaluru, 80feet Road, 3rd Block, Koramangala, Karnataka, 560034",
  "state_jurisdiction": "LGSTO 015 - Bengaluru",
  "status_code": "22ABCDE1234F1Z5",
  "taxpayer_type": "Regular",
  "valid": true
}

Customer Testimonials

Zaheer Adenwala, Co-Founder at Ketto

"What we really like about Bank Account Verification feature is that it's extremely quick, and real-time. This feature helped us enhance the user experience - making the document approval and beneficiary onboarding very seamless."

Mehul Nath Jindal, CEO & Co-Founder, BharatX

"Cashfree Verification Team has built an amazing stack and launched some pioneering products like UPI 360. Having worked with more than 10+ players in this space, I can say that they are one of the most innovative players!"

Frequently Asked Questions

Why do you need KYB Solutions?

KYB Solutions help verify the identity and legitimacy of their corporate clients or partners. It's essential for preventing fraud, ensuring regulatory compliance, and maintaining trust in business relationships.

Who needs KYB solutions?

Any business that engages in B2B transactions, including e-commerce platforms, financial institutions, fintech companies, marketplaces, SaaS providers, and more, can benefit from KYB solutions.

How does KYB Solutions differ from Know Your Customer (KYC) Solutions?

While KYC focuses on verifying the identity of individual customers, KYB is specifically designed for businesses. KYB involves verifying the legal identity, ownership, and operational status of corporate entities.

What are the benefits of using KYB solutions?

KYB solutions help businesses mitigate financial and reputational risks, comply with regulations, prevent fraud, streamline onboarding processes, and build trust with partners and customers.

What do Cashfree Payments' KYB solutions offer?

Cashfree Payments' KYB solutions offer real-time verification of businesses to verify the authenticity of their partners quickly and securely. With CIN Verification, which fetches Company and Director Details and GSTIN Verification, which verifies GST status, Cashfree Payments offers a reliable and secure KYB solutions bundle.

How long does verification take, with KYB Solutions?

With Cashfree Payments, you can instantly verify details such as CIN, GSTIN and get comprehensive details, including business legal name, business type, and nature of activity. Our API provides an instant response as soon as you submit the request.

Are Cashfree Payments' KYB Solutions compliant with regulatory guidelines?

Yes, as an RBI-regulated entity, we adhere to high compliance and data security standards. Our KYB solutions are 100% compliant with regulatory guidelines.

Is there a limit on the number of KYB verification requests per day?

No, there is no limit. You can verify any number of businesses 24/7 using our KYB verification feature.

How secure is the data validated and verified with Cashfree Payments' KYB Solutions?

The data is secure as our APIs only fetch and pass information to the merchants. We do not store any data in our systems.

How can I get started with Cashfree Payments' KYB Solutions?

You can begin by creating an account on Cashfree Payments or booking a demo through our Contact Sales form. Our representatives will guide you through the process.

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Regulatory Authorizations

Getting Started

Ready to get started with KYB Solutions?

Create an account or contact sales to explore custom solutions.