Cashfree Payment Gateway: Built for India's Fastest-Growing Businesses

Overview

Cashfree Payment Gateway is a comprehensive payment solution trusted by high-growth startups and enterprise brands to power payments in India. The platform supports multiple payment methods including UPI, Cards, NetBanking, Wallets, and EMI options, providing 180+ ways for customers to pay.

Key Features and Benefits

Blazing Fast Payments

Cashfree's completely customizable checkout loads in under 200ms with optimized card and UPI flows that enable customers to complete payments in 10 seconds or less.

180+ Ways to Pay

The platform supports UPI, Cards, EMIs, Pay Later, Wallets, Net Banking, and more payment options, ensuring businesses never lose a sale due to missing payment methods.

Industry-Leading Success Rates

Powered by in-house card and UPI switches, direct bank integrations, and AI-driven smart routing, Cashfree delivers maximum payment success rates.

Enterprise-Level Security

The platform provides end-to-end encryption, full RBI compliance, and built-in fraud and chargeback protection, making it one of the most secure payment gateways in India.

Payment Options

UPI Payment Solutions

In-house UPI Switch to Boost UPI Success and Speed

Engineered for scale with 12K+ TPS (transactions per second) capability, Cashfree's UPI Switch ensures scalability with 30% faster processing.

Universal UPI Acceptance

Accept UPI payments on Static/Dynamic QRs or intent flow across all payment modes including CASA, Rupay credit cards, PPI, and CLOU.

Cutting Edge UPI Features

Latest innovations already live on the platform:

Card Payment Solutions

Highest Success Rates

In-house switches and direct connectivity with networks provide unmatched payment support for all card types including credit cards (CC), debit cards (DC), and prepaid cards (PP).

India's Fastest Card Flows

Powered by device tokens and biometric authentication for instant, secure, OTP-free card payments.

Advanced Flows on Cards

Supports multiple advanced payment flows:

NetBanking Solutions

Mobile-First Payments Experience

Revolutionary app-based netbanking with intent and QR flows, powered by Banking Connect.

100% Secure Securities & Trading Payments

Bank account verification for high-compliance industries providing complete peace of mind.

Streamlined Corporate Payments

Maker-checker workflows for enhanced security and control over business transactions.

International Payment Gateway

Cashfree's International Payment Gateway enables businesses to expand their customer base globally. Accept one-time and recurring payments in 140+ currencies through international cards, helping tap into 170+ international markets.

Solutions by Business Stage

For Startups: Launch with Ease

Launch fast with no-code tools, build trust with a checkout badge, and track every rupee with real-time reports—all without writing a single line of code.

Features for Startups:

For Mid-Scale Businesses: Scale Confidently

Boost conversions with smart checkout flows, RTO intelligence, and affordability tools built to scale your business.

Features for Mid-Scale:

For Enterprises: Expand Seamlessly

Scale without limits with enterprise-grade infrastructure and support.

Features for Enterprises:

Cashfree Checkout: The Future of Checkout

Cashfree Checkout helps businesses convert up to 10% more customers through advanced features and optimizations.

AI Intelligence That Drives Conversions

Boost conversions with smart personalization that brings the right payment mode upfront and auto-applies offers based on buyer behavior.

One-Click Payments for Returning Users

PayFast speeds up checkout for returning buyers by remembering their details and preferred payment mode, helping them pay instantly and boosting conversion rates.

Custom Checkout That Reflects Your Brand

Build trust with a checkout that carries your logo, colors, and messaging, reinforced by social proof and a Trust Badge that builds confidence at the final step.

Built for Every Industry

Verticalized solutions with COD & RTO intelligence, Intelliforms, e-Sign, and mandate support for every business use case from ecommerce to BFSI.

Platform Integrations

Connect Cashfree Payment Gateway with popular platforms in minutes using ready-to-use plug-ins. Go live on any platform in 5 minutes.

Supported Platforms:

Developer Resources

Cashfree is loved by developers and product managers for its customizable APIs and comprehensive developer tools.

Integration Documentation

Explore integrations and go live in minutes with AI-powered code assist. Comprehensive documentation available for quick implementation.

API Reference

Structured documentation to accelerate integration, with examples and complete API references for all endpoints.

Dev Studio

Test integrations and SDKs on the interactive developer playground before going live.

Dashboard and Business Management

Real-Time Reports

Monitor transactions in real-time with the powerful dashboard. Track payments, refunds, and automate custom reports to streamline accounting.

Settlement Reconciliation

Full visibility into settlements with easy tracking of transaction breakdowns, reversals, refunds, disputes, and vendor commissions.

Track Business from Anywhere

Merchant App available for Android and iOS enables business management on the go.

Smarter Way to Manage Disputes

Track all disputes in one place, get timely alerts for urgent issues, and resolve them quickly to boost customer satisfaction.

Pricing and Charges

Cashfree offers transparent payment gateway charges in India with the following benefits:

Customer Testimonials

Srikanth Radhakrishna, Senior Director, B2C Payments, redBus

"At redbus, a seamless booking experience is our priority. Cashfree Payments enables us to deliver just that with unmatched success rates for both domestic and international payment modes and reliable support, helping us scale effortlessly."

Tushar Panhale, Director of Payments

"Our partnership with Cashfree Payments plays a vital role in our journey enabling efficient loan disbursals through direct multi-bank integrations and intelligent routing. Together we are driving faster, seamless transactions and delivering better outcomes at scale."

Sriram Seshadri, Senior Director, Fintech, Ninjacart

"Cashfree Payments is the first payment solution which we integrated with Ninjacart. Cashfree's support infrastructure is great. UPI volume that we have been processing through it has scaled significantly over the years and it has ensured consistent success rates as well as enablement of the latest flows in UPI."

Prashant, Product Lead

"Cashfree Payments is the first payment solution which we integrated with Ninjacart. Cashfree's support infrastructure is great. UPI volume that we have been processing through it has scaled significantly over the years and it has ensured consistent success rates as well as enablement of the latest flows in UPI."

Regulatory Compliance and Licensing

Cashfree Payments operates with proper regulatory authorization:

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, and Apis partners and was incubated by PayPal.

Frequently Asked Questions

What is Cashfree 10th Anniversary Offer?

Information about this offer is available on the website.

What is a payment gateway?

Detailed explanation available in the FAQ section.

What payment modes are supported by Cashfree?

Cashfree supports UPI, Cards (credit, debit, prepaid), NetBanking, Wallets, EMI, Pay Later, and international payment methods across 140+ currencies.

What are the types of integrations and platforms that Cashfree Payments supports?

Cashfree supports ready-to-use plugins for Shopify, WooCommerce, Magento, Wix, WordPress, Zoho Books, and 50+ other platforms. Custom API integrations are also available.

How can I set up Cashfree's Payment Gateway for my website?

Setup instructions and documentation are available through the developer resources.

I sell products to both Indian and International customers. Is Cashfree the right PG for me?

Yes, Cashfree supports both domestic Indian payments and international payments in 140+ currencies through international cards, enabling access to 170+ international markets.

What are the payment gateway charges?

Cashfree offers transparent pricing with no setup, maintenance, or hidden fees. You pay only for actual transactions. Detailed pricing information is available on the pricing page.

Can I sign up as an individual?

Information about individual signup is available in the FAQ section.

What features are supported by Cashfree PG?

Cashfree PG supports Payment Links, Payment Forms, Payment Buttons, Subscriptions, UPI AutoPay, eNACH, Instant Settlements, Refunds, International Payments, One-Click Checkout, Custom Checkout, Real-time Reports, Settlement Reconciliation, and more.

In which programming languages do you have integration kits available?

Integration kit details are available in the developer documentation.

Can I do payment integration in Android & iOS apps?

Yes, Cashfree supports payment integration for both Android and iOS mobile applications.

What is the procedure for PG integration?

Integration procedures are detailed in the documentation with AI-powered code assist.

What are the documents required for setting up an account with Cashfree PG? What is the process like?

Cashfree offers paperless and same day onboarding. Specific document requirements are provided during the signup process.

How many days does the integration take?

With ready-to-use plugins, you can go live on any platform in 5 minutes. Custom integrations timeline varies based on requirements.

How do I add or remove payment methods from checkout?

Payment method configuration is available through the dashboard.

Are there any specific businesses that Cashfree Payments does not support?

Business eligibility information is available in the FAQ section.

Are NRO and NRE accounts supported?

Account type support information is available in the FAQ section.

Why choose Cashfree Payments?

Cashfree offers industry-leading success rates, blazing fast checkout (under 200ms), 180+ payment options, enterprise-level security, in-house UPI and card switches, 99.9% uptime, ability to process 100,000+ transactions per minute, and comprehensive developer tools.

What is the settlement cycle like? Is this flexible?

Cashfree offers instant settlements. Specific settlement cycle details and flexibility options are available through the sales team.

What is a PCI-DSS? Do I need it?

PCI-DSS information and requirements are covered in the FAQ section.

Do you support card tokenisation?

Card tokenization support details are available in the FAQ section.

Do you support instant refunds?

Yes, Cashfree supports instant refunds.

What is the success rate of Cashfree Payment Gateway?

Cashfree offers industry-leading success rates powered by in-house card and UPI switches, direct bank integrations, and AI-driven smart routing.

Does Cashfree Payments Gateway have a transaction limit?

Cashfree can process 100,000+ transactions per minute at 99.9% uptime, designed for enterprise-scale operations.

Do I need a website / app to accept payments?

No, you can accept payments using Payment Links, Payment Forms, and Payment Buttons without a website or app.

I am evaluating different PGs and have some questions. How can I get in touch?

You can contact the sales team through the Contact Sales option or create an account to get started.

I'm having some issue with my existing PG account. How do I get in touch?

Support is available through the Support section, and enterprise customers have access to dedicated account managers for tech and ops support.

Why is Cashfree Payment Gateway the most secure?

Cashfree provides enterprise-level security with end-to-end encryption, full RBI compliance, built-in fraud and chargeback protection, and operates with RBI authorization as a Payment Aggregator and PPI Provider.

Do you have a mobile app for businesses?

Yes, Cashfree offers a Merchant App for both Android and iOS that enables business tracking from anywhere.

Do you support multi-user logins and accounts?

Multi-user login support information is available in the FAQ section.

Getting Started

Cashfree offers easy onboarding with dedicated account managers and API access. Businesses can create an account to get started or contact sales to explore custom solutions.

Additional Products and Services

Collect Payments

Recurring Payments

Make Payouts

Escrow as a Service

International Payments

Verify Identity

Other Products