SMARTSELL1

Elevate Your Payments at the Point of Sale

Accept xxx + modes of payment at your store, on delivery even without a POS device!

Faster
Key business
Best in

Contact form

Annual Turnover*

Contact form

Annual Turnover*

Logos TItle

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3,00,000+

Merchants

USD40B+

Processed annually

200M+

Bank accounts served

Instant Bank Account Verification

Verify the bank account details of users individually or in bulk via APIs and excel upload, and make sure your next payment is going to the right beneficiary.

Create Account new

Verification support for accounts of 600+ banks

Verify beneficiary accounts, account holder name, IFSC codes and UPI IDs for 600+ banks including public, private, rural and cooperative banks. Verify beneficiary accounts, account holder name, IFSC codes and UPI IDs for 600+ banks including public, private, rural and cooperative banks.

Bulk Bank Account Verification

Do a single Bank Account Verification or upto 10000 bank accounts in one go, via excel upload or APIs. Do a single Bank Account Verification or upto 10000 bank accounts in one go, via excel upload or APIs. Verify the beneficiary name against the account holder name at the bank.

Beneficiary name verification

Verify the beneficiary name against the account holder name at the bank. Verify the beneficiary name against the account holder name at the bank. Verify the beneficiary name against the account holder name at the bank.

Inbuilt approval flow

Assign maker and checker role to reduce human errors and higher accuracy. Assign maker and checker role to reduce human errors and higher accuracy. Assign maker and checker role to reduce human errors and higher accuracy.

India’s widest Buy Now Pay Later suite

Provide flexible payment options from over 30+ partners - including card-based, cardless EMI and Pay Later partners - to give a 40% boost to average order value. Create special discounts, provide multiple EMI options at checkout without any coding effort and increase customer conversion by 30%

Make Vendor Payments in less than 2 minutes

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Step 1

Upload Invoices

Quickly upload invoices, whether individually or in bulk

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Step 2

Upload Invoices2

Quickly upload invoices, whether individually or in bulk

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Step 3

Upload Invoices3

Quickly upload invoices, whether individually or in bulk

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Step 4

Upload Invoices4

Quickly upload invoices, whether individually or in bulk

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Step 5

Upload Invoices5

Quickly upload invoices, whether individually or in bulk

How to generate a payment link

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Create a Payment Link

Via Payment Links dashboard or APIs. Customize the link to match with your brand by adding your brand color and logo

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Create a Payment Link1

Via Payment Links dashboard or APIs. Customize the link to match with your brand by adding your brand color and logo

https://cashfreelogo.cashfree.com/website/landings/payment-links/generate-paymentlink1.png

Create a Payment Link2

Via Payment Links dashboard or APIs. Customize the link to match with your brand by adding your brand color and logo

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Choose the right UPI payment gateway integration

UPI AutoPay

Automatically launch UPI apps installed in customer’s mobile for faster payments. Recommended for all mobile payments (web and in-app)

Contact Sales new

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e-NACH

Enable same-day mandate creation for upto ₹10 Lakhs via e-NACH or e-Mandate. Guarantee faster, superior checkout experience to your customers on netbanking or debit card based authentication.

Contact Sales 2

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Cards

Expand your subscription business to 90+ crore debit card users in India by allowing recurring payment set up via debit card.

Contact Sales 3

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Physical NACH

Provide the convenience of auto-debit to customers who do not have access to digital banking. Set up easy loan recollection with just a one-time signature approval from your borrowers via Physical NACH.

Contact Sales 4

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Centralised control with advanced Dashboard

Empower your staff to quickly accept payments on your behalf via their mobile phone using app.
All collections are reflected collectively on the merchant dashboard. Manage your business operations from anywhere.
Make reconciliation easier and straightforward for your business. Switch easily within payment modes for a higher success rate.
Track and monitor the status of the transactions.

softpos wohoo

Comprehensive BNPL Suite

Cardless EMI options

Reach ~25M customers who use Buy Now Pay Later
Faster checkout through one-click pay later option
Enable access to credit with just the customer’s phone number

Create Account 22

Debit card EMI

Expand your business to the untapped customer base by introducing the debit card EMI option. Empowering India’s 90+ crore debit card users is your biggest business opportunity.

Create Account 33

Credit Card EMI

Sell your products faster by providing smarter credit card EMI options so your customers don’t have to pay you upfront.

Create Account 44

Flexible Pay Later options

Provide one-click buy now pay later option to customers through our leading Pay Later partners. Let your customers avail the convenience of paying after purchase even without a credit.

Create Account 55

Offer Engine

Delight your customers through No Cost EMI on credit cards and running seasonal offers through coupon based discounts and cashbacks on your checkout page.

Create Account 66

Say goodbye to cash flow problems with Instant Settlements

A usual Payment Gateway settlement cycle is T+2 days. This delay often leads to stress on your working capital. With Instant Settlements Payment Gateway, you can:

Receive steady inflow of funds
Instantly reconcile all your payments

If you are running any festive or seasonal sale, benefit from the immediate access to sales collections with Instant Settlements and plan optimum inventory level without dependency on external credit.

If you are running any festive or seasonal sale, benefit from the immediate access to sales collections with Instant Settlements and plan optimum inventory level without dependency on external credit.

If you are running any festive or seasonal sale, benefit from the immediate access to sales collections with Instant Settlements and plan optimum inventory level without dependency on external credit.

Unlock more revenue with Buy Now Pay Later

Reduce customer drop-offs
Reduce customer drop-offs2
Reduce customer drop-offs3
Reduce customer drop-offs3

SMARTSELL

Become the most preferred shopping site

Level up your online selling game by providing a best-in-class shopping experience. With Cashfree’s SmartSell you can display offers, EMIs and Pay Later options right on your product page and empower your customers to shop more.

Reduce customer drop offs by 30% with upfront visibility of offers
Reduce customer drop offs by 30% with upfront visibility of offers
Reduce customer drop offs by 30% with upfront visibility of offers

Plug-in available for:

Powering the conversion funnel for brands:

Get Earlier Access

Complete Identity Suite

Activate PAN Verification along with our complete Identity Suite to ensure all your transactions are verified and risk-free!

Verify beneficiary accounts for 600+ banks including public, private, rural, and cooperative banks

Verify beneficiary accounts for 600+ banks including public, private, rural, and cooperative banks

Verify beneficiary accounts for 600+ banks including public, private, rural, and cooperative banks2

Have more questions?

Visit our support page

complete identity suit

There’s more

Get access to advanced payment gateway features

Create Account 777

Refunds

Refunds

Do instant customer refunds - online orders, COD orders and deposits with our advanced refund solutions and delight your customers.

Instant Settlements

Instant Settlements

Get access to your payment gateway collection within 15 minutes even on bank holidays. Say goodbye to cash flow problems.

Pre-authorization

Pre-authorization

Temporarily block some amount of funds when a customer places an order and save payment gateway charges on canceled orders with Pre-auth.

Token Vault

Token Vault

Process saved card payments securely with India's first interoperable card tokenization solution.

UPI glossary

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UPI

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.

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UPI2

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.

https://cashfreelogo.cashfree.com/website/landings/UPI-verification/UPI-Verification.png

UPI3

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.

https://cashfreelogo.cashfree.com/website/landings/UPI-verification/UPI-Verification.png

UPI4

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.

https://cashfreelogo.cashfree.com/website/landings/UPI-verification/UPI-Verification.png

UPI5

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.

Why Token Vault?

A complete card tokenization solution

Token Vault is a complete solution. It offers both saving tokenized cards functionality and ability to process payments using tokenized cards as a single solution so that businesses do not have to look out for multiple payment partners.

A complete card tokenization solution2

Token Vault is a complete solution. It offers both saving tokenized cards functionality and ability to process payments using tokenized cards as a single solution so that businesses do not have to look out for multiple payment partners.

A complete card tokenization solution3

Token Vault is a complete solution. It offers both saving tokenized cards functionality and ability to process payments using tokenized cards as a single solution so that businesses do not have to look out for multiple payment partners.

A complete card tokenization solution4

Token Vault is a complete solution. It offers both saving tokenized cards functionality and ability to process payments using tokenized cards as a single solution so that businesses do not have to look out for multiple payment partners.

A complete card tokenization solution5

Token Vault is a complete solution. It offers both saving tokenized cards functionality and ability to process payments using tokenized cards as a single solution so that businesses do not have to look out for multiple payment partners.

POWERFUL INTEGRATIONS

Simplest and easiest payment gateway integrations

Web Integrations

RESTful APIs Javascript SDK

Languages supported

PHP Java Go Python C#

Mobile Integrations

Android SDK

React Native SDK

React Native SDK

Xamarin SDK

Capacitor SDK

Plugins

Shopify

WooCommerce

Magento

WHMCS

OpenCart

Zoho Books

Wix

Optimized website and mobile integrations to give your customers the desired payment flow.

View Developer Documentation

cashgram

No-code integration

Use no-code payment links to collect payments over WhatsApp, SMS, Facebook, Twitter and other channels without writing any code.

More

In case of cart abandonment or failed transactions send payment links instantly to collect payments.

Explore Payment Links

INTEGRATION2Simplest and easiest to integrate verification API2

Integrate powerful UPI Verification API with your product using only a few lines of code and automate the onboarding process.

Highly reliable and secure APIs2
Use the official Cashfree libraries for different programming languages to integrate with your product and automate account verification flow2
With webhooks, get notified on single or bulk verification status in real time2

View API Document

{
   "signature":"signature", 
   "event_type":"RPD_BANK_ACCOUNT_VERIFICATION_SUCCESS", 
   "event_time":"2023-07-19 10:46:16",
   "version":"v1",
   "data":{
        "bank_account":"026291800001191", 
        "ifsc":YESB0000262, 
        "upi": "",
        "name_at_bank":"BHARATHTEST GKUMARUT", 
        "verification_id":"91", 
        "ref_id":"49", 
        "utr":"49" ,
        "status":"SUCCESS", 
        "name_match_score":"", 
        "name_match_result:"", 
        "added_on":"2023-07-18T16:27:10+05:30", 
        "processed_on":"2023-07-19 10:46:16",
        "penny_collected_on":"2022-10-27 12:40:09.530"
}
}

The convenience of eNACH for recurring payments

Merchants

Customer retentionWith just one-time digital authentication, e-NACH allows you to auto-debit your customer’s account at the start of every billing cycle.
Reduced operational costse-NACH mandate drastically reduces the cost related to invoicing and having to keep up and chase late payments from customers.
Security and Compliancee-NACH mandate drastically reduces the cost related to invoicing and having to keep up and chase late payments from customers.

Customers

SimplicityAuthorizing an e-NACH mandate is a simple process. All you need is your Net Banking credentials or debit card details, and you’re good to go.
Simplicity2Authorizing an e-NACH mandate is a simple process. All you need is your Net Banking credentials or debit card details, and you’re good to go.
Simplicity3Authorizing an e-NACH mandate is a simple process. All you need is your Net Banking credentials or debit card details, and you’re good to go.

Reasons to chose Cashfree Payments over the others

Verify bank account details before onboarding and validate accounts before making payouts with Cashfree Payments.

Capability	Cashfree Payments	Others
All-in-one Powerful Dashboard
All-in-one Powerful Dashboard2
All-in-one Powerful Dashboard3

fastest-way

Fastest way to get paid

Easy Integration: Create orders, and generate payment links in bulk by uploading a simple .csv or .xlsx file. Save time and reduce errors. Create Payment Links with your systems using APIs.

Easy Integration2:Create orders, and generate payment links in bulk by uploading a simple .csv or .xlsx file. Save time and reduce errors. Create Payment Links with your systems using APIs.

Create Custom Payment Forms and get paid instantly!

Sign up for in-built checkout payment pages and get paid right away

Lowest Pricing

Transparent and friendly pricing

Get started today and get Zero Charges* for Link Creation and Reminders! Standard Payment Gateway charges apply

No setup, maintenance or any other hidden fees
No setup, maintenance or any other hidden fees2
No setup, maintenance or any other hidden fees3
No setup, maintenance or any other hidden fees4

Enterprises

Custom pricing designed for enterprises

Early access to new features

Early access to new features2

Early access to new features3

Early access to new features4

Get in touch with our sales team to explore the right product(s) for your payment needs and get custom pricing.

PRICING

Flexible pricing plan, to suit your needs

Starts at

0.3

Zero Setup Fee
Zero Maintenance Fee

* Might vary based on the type of Instant Settlements chosen and the risk assessment of your business. Price excludes GST.

Enterprises

Custom pricing designed for enterprises

Early access to new feature
es Dedicated account manager Discount pricing

Get in touch with our sales team to explore the right product(s) for your payment needs and get custom pricing.

INDUSTRY Use cases

Payouts for innovative businesses

Send money to vendors, make customer refunds or automate loan disbursals. Solve your business payouts challenges with our powerful Payouts APIs.

Credit card bill payment platform CRED uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers4

Use case in focus:

Instant Payment5

Credit card bill payment platform CRED uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers5

Use case in focus:

Instant Payment5

Credit card bill payment platform CRED uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers5

Use case in focus:

Instant Payment5

REAL PEOPLE, REAL RESULTS

Hear what our customers have to say

Rohit Diwan

Rohit Diwan2

Rohit Diwan3

Rohit Diwan

“ We export to USA, Australia & Europe & with Cashfree Payments receiving international payments has become a breeze.”

Rohit Diwan

Partner, Diwan Overseas

Frequently Asked Questions

Have more questions?

Visit our support page

Outward remittance is the process of money transfer from India to any foreign country for purchasing goods, services, or for the purpose of studying, traveling, or investing abroad.

Outward remittance is the process of money transfer from India to any foreign country for purchasing goods, services, or for the purpose of studying, traveling, or investing abroad.

Outward remittance is the process of money transfer from India to any foreign country for purchasing goods, services, or for the purpose of studying, traveling, or investing abroad.

Credit cards provided by the popular card networks MasterCard and Visa support auto-deduction of recurring payment. For this the card holder needs to authorize the payment to the specified merchant which can be done through a normal Two-Factor Authentication or 3D Secure flow.

A card holder when authenticating the merchant to deduct recurring payments, needs to do a one-time transaction which is also the first transaction. To ensure the authenticity of the user and their account, an extra layer of security is added which involves passing the transaction request following a 2FA process.

A card holder when authenticating the merchant to deduct recurring payments, needs to do a one-time transaction which is also the first transaction. To ensure the authenticity of the user and their account, an extra layer of security is added which involves passing the transaction request following a 2FA process.

Have more questions?

Visit our support page

Explore other Cashfree Payments products

Recurring2

Auto-debit funds for periodic payments via cards, UPI and net banking.2

Payment Gateway3

Accept domestic and international payments for your website or app.3

Easy Split

Split vendor commissions and manage marketplace settlements.

Auto Collect

Collect and reconcile IMPS/NEFT/UPI payments using unique virtual accounts and UPI IDs

Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.

Easy onboarding
Dedicated account manager
API access