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With a payment gateway, one can offer multiple payment options to customers on a checkout page and collect payments across web and mobile.
The payment gateway service provider partners with banks, card networks such as Visa, Mastercard and other payment service providers to facilitate online payment collection.
When you integrate a payment gateway, you enable all or some of those payment modes for your website/application.
A one-time fee to be paid when you integrate a payment gateway on your website/application. The fee is non-recurring in nature.
1. Onboarding a merchant (document verification, KYC of business, physical verification)
2. Infrastructure cost
You might be required to pay a pre-determined sum of money or fee every month/yearly to the payment gateway provider as maintenance charges.
1. Mode of payments activated
2. Types of integration
3. Payment gateway features you opt
TDR is based on every transaction via the payment gateway your store processes. The rate differs based on the payment mode used by the customer
For example, when a customer pays via net banking, the TDR will be low, while for international credit card payments the TDR will be higher.
With most payment gateway pricing, the cost decreases when your sales grow.
How does a typical 2% TDR get Split?
The issuing bank
applies only for card payments
Your merchant account provider
Payment switch provider
The acquiring bank
Lowest Pricing In India
At Cashfree, we help businesses offer a wide range of domestic and international payment options to customers.
Our team of payment experts are well armed to understand your business requirement and suggest the best combination of features for your business and come up with growth-friendly pricing.
We can also offer customized payment gateway charges if your business has very high average order values or very small micro-transactions.
With Cashfree, you pay ZERO Setup fee. Also, there are no Annual Maintenance Charges.