Accounts
Banking as a service
for neo-banks and fintechs
Cashfrees Accounts API lets you quickly integrate banking services from leading banks into your product. Enable your users to open accounts, link accounts, accept deposits, make payouts, check balance and earn interest.
Supported account types
- Live
Current Accounts 
Savings Accounts- Virtual Accounts
FOR BUSINESSES
-
Neo Banks -
Fintechs -
Platforms
Create bank accounts for your users in minutes
100% paperless online KYC. No user site visits required. *
Offer the most modern banking experience within your product. Give your customers the ease of operating and managing a fully digital bank account.,
Set rules for funds transfer, withdrawals, block funds etc. It's easy to stop, pause or modify these rules too!
Earn revenuefrom deposits generated.
*In case of current account opening, banks may perform physical verification
Integrate Cashfree Accounts into your product using our APIs
Cashfree partner banks will show up on your app
Your user can select the preferred bank, enter name and upload identification documents
Cashfree authenticates KYC details at the backend by calling banks API
On successful verification, an account is created for your user within 30 seconds
Users can use their accounts through your product to accept deposits, make payouts, check balance and earn interest
FOR USERS
Supercharge banking experience with connected banking
We have partnered with the best to offer the best connected banking experience to your users.
Let your users add their existing bank accounts to your product and do instant payouts without visiting the bank portal.
Benefits for users
Open bank account. No bank visits required. **
Link multiple existing bank accounts and access accounts from a single platform
Check balance of all connected bank accounts
Add money and earn interest
Make instant money transfers
** In case of current account opening, banks may perform physical verification.
Why Cashfree Accounts?
Explore more in payments and banking from Cashfree
Payouts
Fastest and easiest way to send money to any bank account/ UPI ID/ Wallet or cards, instantly 24x7, even on a bank holiday.
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Bank Account Verification
API to check if bank account or UPI address exists and name of holder
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Autocollect
Automatically track customer payments with virtual bank accounts. No more manual reconciliation.
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Payment Links
No-code payment links to collect payments over WhatsApp, SMS, Facebook, Twitter and other channels
Learn moreReady to get started?
Get your business festive ready today with 0% payment gateway fees,on sales up to ₹20L*. Start now by creating your account and unlock your growth journey.
Go Live in Minutes
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