Boost your festive sales with the Best Payment Gateway in India

Cashfree Payments supports a wide variety of integrations that enable different types of businesses leveraging different platforms to accept payments seamlessly. We support easy web and mobile integrations via RESTful APIs and mobile SDKs (Android, iOS, React Native, Flutter, Cordova, Xamarin, and Capacitor). We also support integrations on businesses leveraging website platforms and partners via plugins such as Shopify, WooCommerce, Magento, PrestaShop, WHMCS, CS Cart, OpenCart, Wordpress, Zoho Books, and Wix.

We have payment gateway integration in PHP, Java, Python, NodeJS, Ruby and.Net. With our ready-to-use integration kits, you will be able to integrate the best payment gateway in no time. Throughout your integration process our product experts will be available for any assistance you may need. Can I do payment integration in Android & iOS apps? Yes, You can use our library to integrate our Payment Gateway directly into your Android or iOS app using Cashfree Payments SDK. Cashfree Payments SDK has been designed to offload the complexity of handling and integrating payments in your app.

We do 100% paperless onboarding for merchants on our Payment Gateway. Following are the steps for integration 1. Signup on Cashfree Payments 2. Update your business profile and upload scanned copies of business documents 3. You can try out the payment gateway yourself. Login and switch to test account. Check integration documentation. 4. Our Payment expert will call you; share your business requirements and we will help you pick the right set of features. 5. Once the account is verified, our product team will help you with the integration

On the Cashfree Payments dashboard, click on Settings -> Payment Gateway -> Payment methods to see which methods have been enabled for your account and which ones are still available. You can raise a request from that page to activate or deactivate a payment mode, as is required.

Cashfree Payments, as an online payment gateway, offers a wide range of web integrations. You can choose easy-to-integrate Cashfree Payments hosted checkout form or go for customised checkout experience integrations like Seamless Basic or Seamless Pro as per your business need. You can integrate our Payment Gateway for website in any of the languages - PHP, Laravel, Java, Python or C++. Check our quick and easy quiz to determine which kind of integration is best for you here.

Yes, You can use our library to integrate our Payment Gateway directly into your Android or iOS app using Cashfree Payments SDK. Cashfree Payments SDK has been designed to offload the complexity of handling and integrating payments in your app. Know more here: https://docs.cashfree.com/docs/mobile-integration

It depends on the type of integration you choose. Plugin-based integrations usually take less than 10 minutes to activate once the account has been set up and requires no coding or development effort. For API-based integrations, some development effort is required. An average business integrating with our APIs takes anywhere from 10-20 days.

Cashfree Payments supports the widest range of payment modes with a single integration. We support over 180+ payment modes such as Credit and Debit Card (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking of more than 65 banks, Paytm and other wallets, UPI via BHIM UPI, Google Pay, PhonePe, EMI options, buy now paylater and so on. Cards: All major card networks namely RuPay, VISA, MasterCard, Amex, DinersClub and Maestro. Net Banking: Integrations with 90+ public and private banks in India. UPI: 20+ UPI apps including PhonePe, Paytm, Google Pay, BHIM and Amazon Pay. BNPL: 35+ Card and Cardless EMI providers and Pay Later partners Wallet: 9 Digital and Mobile Wallets including Paytm, Amazon Pay, Freecharge and MobiKwik For the complete list you can refer here.

PCI-DSS is a globally recognised security standard and protocol, and businesses with a PCI-DSS certificate have the ability to securely store card information. Cashfree Payments has a PCI-DSS Level 1 certification, which recognizes that our technology meets the highest level of safety and security in managing protected payment information. You need a PCI-DSS certificate to accept card payments only when you are operating your own checkout and using Payment 's hosted checkout options, our PCI-DSS certificate will cover you and you will not need the certificate to accept payments via credit and debit cards.

We also support stand refunds that take 4-5 working days to reach your customer's account.

Cashfree Payment Gateway has industry-leading infrastructure that supports a very high rate of transactions per second. We are proud to partner with some of India's biggest businesses, and are able to support them seamlessly without hitting our transaction limit. For example, we were able to support a huge spike in payments during shopping festivals and occasions, which is 5x-8x higher than the usual traffic without any additional effort.

Cashfree Payments is highly secure, with PCI-DSS, ISO/IEC 27001:2013 certifications and an in-house card tokenization solution, to always safeguard your payments. We have also received in-principle approval as a payment aggregator from the RBI, and have recently upgraded our systems to be compliant with the latest security protocols, including 3DS 2.0.

Our charges for payments processing are simple and user-friendly - 1.95% for all card, UPI, netbanking, and digital wallet transactions. For some payment modes (EMIs, Pay Later, and international cards), the charges differ. You can review the pricing for our payments services on our Pricing Page.

Businesses usually get their revenue deposited in their designated bank accounts in T+2* working days. What this means is that for a transaction processed on Monday, the settlement amount will reflect in your account on Thursday. However, if you would prefer to receive your payments early, you can explore our Instant Settlements product to control your settlement flow. Get your revenues settled into your account in 15 minutes after receiving the payment, at the end of the working day, or on-demand on the click of a button. To know more, check out our Instant Settlements product.

Instant Settlements

Yes. We've our own RBI compliant card tokenization solution called Token Vault. Token Vault is India's first interoperable card tokenization solution that helps you process your customer's saved card payments across mutliple card networks and payment gateways. Know more about Token Vault.

Cashfree Payment Gateway offers industry-leading success rates across payment modes. We're able to deliver higher success rates than other payment gateway providers through direct bank integration, dynamic routing with AI/ML modelling, auto retry, CVV-less payment flow and Flash UPI offering.

Thank you for considering us as your payments partner! You can reach out to us here to set up a call with our sales representatives.

Yes, we have a mobile application for our partner businesses to access their dashboard and manage their payments via their smartphones. You can access our mobile application here

Cashfree payments system has been developed for fast-growing businesses of all sizes, and a small business will have the exact same infrastructure that has been used by more than 1 million businesses throughout India. You may quickly initiate acceptance of many forms of payment (180+) using self-service onboarding which can be activated the very same day as you begin use. In addition, you will be able to maintain a smooth checkout experience when accepting multiple payment options since the success rate of payments accepted via Cashfree can be up to 99.9 percent. Since our pricing model is based on each individual transaction and provides great value for money versus high upfront costs, small businesses can easily begin to accept payments on a small basis and then continue to scale while utilizing the same configuration.

Yes. When you connect to the Cashfree payment gateway you will have the ability to accept over 180 different types of payments (UPI, cards, net banking, wallet, EMI and/or pay later etc.) so customers will always know how they prefer to make their purchases and therefore fewer transactions will be dropped off during checkout. As you grow, you will also be able to add new international markets without having to replace your current payment stack. Therefore, domestic small businesses can now initiate the process of becoming an international business and still retain control of their payments.

We're sorry to hear that you're having some trouble. Please reach out to us here to get support. You can also raise a ticket from your Cashfree Payments dashboard via the Help Center or by dropping an email to your account manager or care@cashfree.com

Yes, we support multi-user logins via account aliases. Once your Cashfree Payments account has been set up, you can enable access for other members of your team by providing them access to your account. You can find out more here.

Self-serve onboarding is designed to allow you to quickly start collecting payments as soon as possible (often within the same day after completing your KYC and business verification). In addition, you can be live on any platform in minutes (you can integrate Cashfree directly into your website, or you can simply plug into Shopify or WooCommerce or just send a no code payment link to customers using WhatsApp or Social Media). Your goal should be to begin earning money right away; there should never be extended approval times or lengthy periods of time for setup.