Cashfree Payments - International Payments for Overseas Education

Overview

Cashfree Payments introduces a fully-digital and seamless way for education consultants to help Indian students make education-related payments overseas.

Key Features

Payment Solutions for Education-Related Purposes

Cashfree Payments supports multiple types of education-related international payments:

1. Admission Fees

Education consultants and remittance service platforms in India can use Cashfree Payments to help students who study abroad to pay their university admission payments and tuition fee with a fully digital process.

Students can set up payments using multiple payment methods and at a time of their convenience, 24/7 and even on weekends.

2. Student Accommodation Payments

Student accommodation payments can be made towards fees or rent for housing while pursuing overseas education. This can include:

The solution can be utilised by education consultants to help students make accommodation-related payments to reputable accommodation providers and educational institutions worldwide.

3. Student Maintenance Expenses

Parents or family members often send remittances regularly to support an international student's maintenance and well-being. Such monthly remittances can be set up for supporting the students' living expenses, such as:

Education consultants can offer parents or family members of international students remittances the ease of making overseas remittances seamlessly through Cashfree Payments.

4. GIC Payments for Canada

GIC (Guaranteed Investment Certificate) payments are a crucial financial requirement for many international students planning to study in Canada. It is a specific amount of money that students must deposit into a participating Canadian financial institution that serves as proof that the student has sufficient funds to cover their living expenses while studying in Canada.

Education consultants can utilise Cashfree Payments to help Canada-bound students to make GIC payments to cover the first year of their studies.

5. Blocked Account Payments for Germany

A blocked account (Sperrkonto) in Germany is a mandatory prerequisite for obtaining a student visa or a residence permit for study purposes. It serves as proof that the student has sufficient funds to cover their living expenses while pursuing their studies in Germany.

Education consultants can utilise Cashfree Payments to help Germany-bound students to make Blocked Account payments to cover their living expenses while pursuing their studies.

Benefits for Education Consultants

24/7 Remittances

Students can set up transactions at any time, including weekends and holidays, using their preferred payment methods such as net banking and UPI.

No Setup Cost

Enjoy a hassle-free onboarding experience with no upfront or hosting costs. You can go live within just 1 day.

Track Transactions

Stay in control of your remittances with an intuitive dashboard to track the status of all your transactions.

Commission on Every Transaction

Earn additional revenue by receiving commissions on every transaction made by your students.

Supported Payment Methods

Currently the platform supports:

Transaction Management

Transaction Tracking

Education consultants on the Cashfree Payments platform get access to an easy-to-use transaction tracking dashboard on which they can monitor the status of all the transactions set up by their students.

SWIFT Copy Download

SWIFT copy of a transaction can be downloaded from the dashboard once the payment is successfully completed.

Regulatory Information

RBI Authorizations

Cashfree Payments India Private Limited holds the following authorizations:

Liberalised Remittance Scheme (LRS)

According to RBI's Liberalised Remittance Scheme, all Indian individuals are allowed to freely remit up to USD 2,50,000 per financial year to any current or capital account transaction, towards study abroad, family maintenance, business/leisure travel or foreign investments.

Liberalised Remittance Scheme for Education

Under the Liberalised Remittance Scheme (LRS), parents can send money abroad to support their child's education. While LRS payments usually don't have an exemption limit, there's a special provision for education-related payments. You can send up to Rs 7 lakh per year for this purpose without being subjected to TCS (Tax Collected at Source).

Cashfree Payments LRS Solution

With single API integration, Cashfree Payments support both LRS Capital and LRS current remittances, including investment, education, travel, family maintenance, etc. We also offer a no-code solution for SMEs to plug and start immediately.

Who Can Use This Platform

The Cashfree Payments platform can be utilised by:

How It Works for Education Consultants

An education consultant can integrate with the Cashfree Payment Platform and offer it as a payment mode to their students. Students can conveniently set up study-related remittances in just a few simple steps, giving them the flexibility to choose from various payment modes that suit their preferences.

Revenue Model for Education Consultants

On the Cashfree Payment Platform, education consultants earn a referral commission on every transaction made by students. The commission earned by a consultant is settled on the 15th of every month.

Additionally, education consultants on the Cashfree Payments platform have the option to add a forex mark-up and set a pricing that suits their business.

Integration and Setup

There is no set up cost involved in integrating with Cashfree Payments for education consultants. Just sign up and get started.

About Cashfree Payments

Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.

Frequently Asked Questions

Who can use the Cashfree Payments Global Payments platform?

The Cashfree Payments platform can be utilised by educational consultants, Fintech platforms or any remittance solution provider.

How can an education consultant use Cashfree Payment to help students make overseas payments?

An education consultant can integrate with the Cashfree Payment Platform and offer it as a payment mode to their students. Students can conveniently set up study-related remittances in just a few simple steps, giving them the flexibility to choose from various payment modes that suit their preferences.

Do education consultants have the option to earn on the Cashfree Payment platform?

On the Cashfree Payment Platform, education consultants earn a referral commission on every transaction made by students. The commission earned by a consultant is settled on the 15th of every month.

Additionally, education consultants on the Cashfree Payments platform have the option to add a forex mark-up and set a pricing that suits their business.

For what purposes can remittances be set up on the Cashfree Payments platform?

Students can utilise the Cashfree Payments platform to payment of their admission fee, accommodation related-payments at their study destination, GIC payments for Canada-bound students and Blocked Account payments for Germany-bound students.

Additionally, relatives and/or family members of students can utlise the Cashfree Payments platform to set up payments for their maintenance expenses.

Which modes of payments can students use to set up their transactions?

Currently the platform supports NEFT and RTGS as modes of payment.

As an educational consultant, how can I track the success of the transactions?

Education consultants on the Cashfree Payments platform get access to an easy-to-use transaction tracking dashboard on which they can monitor the status of all the transactions set up by their students.

How to get the SWIFT copy of a transaction on the Cashfree Payments platform?

SWIFT copy of a transaction can be downloaded from the dashboard once the payment is successfully completed.

Is there any cost to integrate with Cashfree Payments?

There is no set up cost involved in integrating with Cashfree Payments for education consultants. Just sign up and get started.

What is the LRS (Liberalised Remittance Scheme)?

According to RBI's Liberalised Remittance Scheme, all Indian individuals are allowed to freely remit up to USD 2,50,000 per financial year to any current or capital account transaction, towards study abroad, family maintenance, business/leisure travel or foreign investments.

What is the Liberalised Remittance Scheme for Education?

Under the Liberalised Remittance Scheme (LRS), parents can send money abroad to support their child's education. While LRS payments usually don't have an exemption limit, there's a special provision for education-related payments. You can send up to Rs 7 lakh per year for this purpose without being subjected to TCS (Tax Collected at Source).

What solution does Cashfree Payments provide for LRS remittance?

With single API integration, Cashfree Payments support both LRS Capital and LRS current remittances, including investment, education, travel, family maintenance, etc. We also offer a no-code solution for SMEs to plug and start immediately.

Contact and Support

For more information or to get started, visit the Cashfree Payments support page or contact sales.

For international remittances, you can also visit Remitwise.