Cashfree Payments offers a Name Match API that compares names for KYC onboarding or disbursals and provides a matching score. The API accounts for name initials, phonetics, abbreviations, and regional name variations specifically in the Indian context. This service is available FREE forever.
The Name Match API enables businesses to retrieve an instant name match score by comparing an input name provided by a user against the name on official identification documents. This verification tool is designed to handle the complexities of Indian names, including variations in spelling, abbreviations, and middle names.
Businesses can integrate the Name Match API seamlessly into their platforms or verify names directly from the dashboard as needed.
The API checks matching scores while accounting for:
The API validates details in real-time and automates workflows without requiring manual intervention.
The Name Match API provides scores categorized into three main types:
| Category | Score Range | Description |
|---|---|---|
| No Match | 0% - 33% | Indicates very low similarity between names |
| Partial Match | 34% - 99% | Indicates moderate to good similarity, further sub-categorized into Good, Moderate, or Poor Partial Match |
| Direct Match | 100% | Indicates exact match between names |
The Name Match API serves various industries with specific use cases:
Verify candidate identities against their provided credentials, ensuring accurate hiring decisions.
Employ the Name Match API for KYC (Know Your Customer) processes, validating customer names against official records for compliance and security.
Integrate the Name Match API to ensure travelers' identities match their booking information, enhancing security and preventing fraud.
Employ the Name Match API to validate policyholder identities, preventing fraud and ensuring disbursals of claims to the right person.
Businesses can integrate the powerful Name Match Verification API with their products using only a few lines of code. This enables automation of onboarding and fraud monitoring processes.
{
"verification_id": "ABC00123",
"reference_id": 12345,
"name_1": "JOHN DOE",
"name_2": "JOHN DOE",
"status": "SUCCESS",
"score": 1,
"reason": "The given names are identical"
}
API documentation is available at: https://www.cashfree.com/docs/api-reference/vrs/v2/name-match/name-match
The Name Match API is part of Cashfree Secure ID, a comprehensive onboarding and fraud monitoring solution platform.
Cashfree Secure ID is a comprehensive onboarding and fraud monitoring platform that offers:
Cashfree Secure ID combines compliance, advanced AI technology, and user-friendly workflows to deliver:
Businesses can sign up and start verifying users with free credits worth Rs. 100.
Sign up at: https://merchant.cashfree.com/merchants/signup
For assistance, contact your dedicated Account Manager.
The Name Match API is a powerful tool that enables businesses to verify and match individuals' names against official records or databases. It helps ensure accuracy in various processes such as identity verification, KYC (Know Your Customer), and fraud prevention.
The Name Match API works by comparing the names provided by users against a reference database or set of predefined criteria. It uses algorithms and logic to determine the similarity or match between the names, providing a reliable verification mechanism for businesses.
By leveraging the Name Match API, businesses can enhance security, reduce fraud, and improve accuracy in various operations. It streamlines processes such as customer onboarding, compliance checks, and data validation, leading to increased efficiency and trust.
The Name Match API is versatile and applicable across various industries, including finance, healthcare, e-commerce, travel, and government services. Any business that requires accurate identity verification or name-matching processes can benefit from integrating the API into their systems.
Cashfree Secure ID is a comprehensive onboarding and fraud monitoring platform. It offers solutions like ID verification, AI-driven risk profiling, and fraud prevention to help businesses onboard genuine users while meeting compliance requirements. Name Match API is one of the 40+ onboarding APIs under Cashfree Secure ID.
Cashfree Secure ID combines compliance, advanced AI technology, and user-friendly workflows to deliver faster verifications, cut user drop-offs by 50%, reduce operational costs by 75%, and provide a seamless onboarding experience all while staying 100% KYC compliant.
If you are already a Cashfree Merchant, then head over to the merchant dashboard and select Secure ID. Go to 'Developer' section and claim free access. If you are not an existing Cashfree merchant, start by signing up here: https://merchant.cashfree.com/merchants/signup. Should you need any assistance, just get in touch with your dedicated Account Manager.
Comprehensive verification suite for user and business identity verification.
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RBI Authorised Payment Aggregator License Certificate of Authorisation No. 266/2025
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