[Introducing] 'Reverse Penny Drop': Let your users self-verify bank account details using the power of UPI   Know more

Use

UPI AutoPay

to

collect recurring payments

Automate and collect recurring payments

upto ₹15,000 with one time UPI mandate authentication and grow your subscription business.
  • 20+ UPI apps supported

  • Instant mandate creation

  • EMIs upto ₹15,000

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Why

UPI AutoPay

?
UPI is the most preferred payment mode in India. In August, 2022, Indians did 657 crore UPI transactions.

UPI AutoPay by Cashfree Payments is a secure way for you to

accept recurring payments

like loan repayments, tuition or course fees, rentals, etc.

Supported Apps:

30 seconds customer onboarding

30 seconds customer onboarding

Your customers can authorize future payments upto ₹15,000 by doing one time OTP authentication using any UPI app.

Automated payment scheduler

Automated payment scheduler

With in-built payment scheduler, set weekly, fortnightly, monthly or annual payments or set customized payment cycles with fixed amount.

Flexible debit amount

Flexible debit amount

Billing on the basis of usage? Raise payment request for actual amount as per usage and collect payments automatically under mandate amount limit.

Real-time insights and reports

Real-time insights and reports

Stay informed on the number of subscription plans created, and the status of payments.

RBI seal

Security ensured, stay RBI compliant

At Cashfree Payments we ensure that all the UPI authentications initiated and auto-debits processed are as per latest government guidelines.

Businesses across industries benefit from

UPI AutoPay

NBFC lenders

NBFC lenders

Collect loan repayments easily. Set auto-reminders for customers and borrowers so that they don’t default on their dues.

Edtech

Edtech

Create customized course plans, increase learners enrolments and help your them make the best of the courses you offer.

Educational institutions

Educational institutions

Give your students the flexibility to pay tuition or course fees tri-mester/half-yearly.

Financial Services

Financial Services

Enable your customers to make SIP payments in time or auto-recharge their trading account once the amount goes below a set limit.

OTT platforms

OTT platforms

Create a customized subscription plan for your subscribers and provide them with uninterrupted services.

Rental platforms

Rental platforms

Increase customer retention and grow average user value by offering custom subscription plans that meet customer requirements and reduce user acquisition cost.

pricing

Lowest UPI Autopay charges

in India
  • Paperless and same day onboarding

  • Easy to use Dashboard

  • Developer friendly integration kits

  • E-commerce Plugins

Join the fastest growing

Subscriptions Ecosystem

Offer your customers, the widest range of recurring payment methods in addition to UPI AutoPay

Cards

Cards

Customers can simply enter credit or debit card details issued by Mastercard and VISA networks, supported by major banks and give standing instruction for future automated payments.

Nach Mandate or E-Mandate

Nach Mandate or E-Mandate

Customers can do one time e-Mandate registration by entering debit card or net banking account details. No amount limit.

Frequently Asked Questions

To create a plan, refer to these steps.

Once you create a subscription plan, an authorization link is sent to your customer. Here is how a customer can create a UPI mandate:

  1. Intent Flow
    1. The customer enters her VPA/UPI ID and clicks on Proceed
    2. A mandate summary is shown to your customer
    3. The customer opens their app and approves the mandate
    4. After the mandate is approved by the customer in their UPI App, a final success screen is displayed along with the Mandate summary
  2. Collect Flow
    1. The customer selects their UPI PSP app of choice
    2. Chosen UPI PSP app opens with a mandate summary
    3. Customer approves the mandate
    4. Customer is returned to the checkout where the Mandate summary is displayed

Please find the list of supported UPI apps and banks here supported for UPI mandate creation via UPI AutoPay.

The maximum amount supported per transaction is ₹15,000/- without AFA is and with a UPI pin authentication it can vary based on the bank accounts limits.

Authorization and subsequent charges take place in real-time in the case of UPI AutoPay.
10 seconds is all it takes to effortlessly set up and complete a checkout using UPI Autopay!
Yes, you can establish a non-revocable mandate for your customers, preventing them from canceling the mandate without your prior consent. But this is only applicable for loan and EMI collection in the lending industry.

Yes, you can cancel the Subscription via Dashboard or API. Refer to our API docs for more information.

9 debit retries are automatically attempted, and within them 95% of all debits go through successfully. If the transaction still fails, it’s marked unsuccessful. The merchant receives a webhook with the reason for failure. They need to consult the customer before retrying to debit.

Reasons for persistent failure despite 9 debit retries is usually due to lack of funds or some other issue pertaining to the customer’s account.

Have more questions?

Visit our support page
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Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more! Create your account or contact our experts to explore custom solutions.

  • Easy onboarding

  • Dedicated account manager

  • API access

Create Account