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Payment Gateway

Payment Gateway for your website and mobile app

Accept online payments and grow your business. Delight customers with best success rates on mobile and UPI, and access payment gateway advanced features.

  • Instant settlements

  • Instant refunds

  • Pre-authorisation

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Grow your business

Best payment gateway built for India

120+ payment options

120+ payment options

Let your customers pay via any card, 65+ netbanking options, UPI, Paytm & other wallets, EMI and Pay Later options.

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Faster payment gateway settlements

Faster payment gateway settlements

Accept payments and get fast settlements even on bank holiday.

Instant Settlements
Access funds within 15 minutes of payment capture.

Go global

Go global

Reach customers across the globe by unlocking international payment options. Show items in 100+ foreign currencies. 2 days of settlements in INR.

Innovate solutions to accelerate your online sales

For enterprises

Here is why growing businesses trust Cashfree Payment Gateway

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Process 3000 transactions per second
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Cashfree Payment Gateway offers reliability and scales with you. Process 3,000 transactions per second smoothly without any downtimes.

With direct integrations and smart 3 times auto-retry option, saved card option, smart routing among multiple banks and networks, and optimized integration flows for mobile and web, achieve higher success rates every time.

With dynamic routing across multiple acquiring banks and saved payment instrument details we optimize payment conversion rates by as much as 15%.

Define completion time for time-sensitive transactions between 5 minutes to 24 hours and mark status as success or failed and save customers from payment uncertainties.
Reconcile all payments, refunds and settlements using powerful APIs. Get notified on transaction status - success, pending, etc in real-time using webhooks.

Have more questions?

Visit our support page
Contact Sales

Centralised control with advanced Dashboard

  • Dive deep into the history of each transaction - order created, payment status, refund, etc
  • Check settlements and adjustments in real-time
  • Monitor and act on open disputes and suspicious transactions
  • Get detailed reports or create custom reports on payments, settlements, refunds and settlement reconciliation
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Powerful integrations

Simplest and easiest payment gateway integrations

Web Integrations

Languages supported

Mobile Integrations


Optimized website and mobile integrations to give your customers the desired payment flow.

View developer documentation

Best UPI Payment Gateway in India

With Cashfree Payments, offer your customers the best UPI checkout experience, with the highest success rate


“We saw that the UPI success percentages with other payment aggregators were a little low. With Cashfree’s Payment Gateway, we experienced a tremendous increase in our success rates in UPI. This has helped us increase our customer conversion ratio.”
Parasar Sarma , Vice President of Growth, Wakefit

PhonePe, Paytm, BHIM, GooglePay, all other UPI applications supported

Save UPI ID option for repeat customers

Auto-population of UPI ID based on mobile number and selected UPI app

Auto UPI ID validation at checkout

Choose the right UPI payment gateway integration

UPI intent flow

Automatically launch UPI apps installed in customer’s mobile for faster payments. Recommended for all mobile payments (web and in-app)

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Desktop QR

Generate QR code on your checkout page and let customers scan and pay using any UPI app

Create Account

WhatsApp Links

Generate UPI link to collect payment and share with customers over WhatsApp

Create Account


Send a collect request to a particular user phone number or UPI ID

Create Account

Product features

Advanced payment gateway features available for all


Instant refunds

Do instant customer refunds - online orders, COD orders and deposits with our advanced refund solutions and delight your customers.


Instant settlements

Get access to your online payment gateway collections within 15 minutes even on bank holidays.



Temporarily block some amount of funds when a customer places an order and save payment gateway charges on canceled orders with Pre-auth.


Token Vault

Process saved card payments securely while being RBI compliant. Token Vault is India’s first interoperable card tokenization solution that works across all card networks and payment gateways.

Use cases for various industries

Payment Gateway for innovative businesses

Innovative businesses are using advanced payment gateway features to scale their business while delighting customers.

With card pre-authorization, ixigo is delighting customers with zero cancellation charges on train tickets when desired berth is not allotted.

Use case in focus:


With instant settlements DG Pay, the lending platform is using its own loan collections to disburse loans with reduced dependency on additional credit.

Use case in focus:

Instant settlements

Nykaa is winning customer trust and loyalty more than ever before by doing instant refunds using Payouts.

Use case in focus:

Instant refunds

Lowest Pricing

Lowest payment gateway charges in India

Accept online payments in Indian Rupees (INR) and other 100+ foreign currencies with minimal integration effort and go live in no time.

  • No setup, maintenance or any other hidden fees

  • Pay only for actual transactions

  • Real-time transaction fees reporting

  • Paperless and same day onboarding

Check Pricing

Faster settlements

Once your account is activated, you can monitor the status of all transactions and settlements. We also offer 15 minutes payment gateway settlements on request.

Now available on Google Play Store

Download Cashfree Payments merchant mobile app and access your payment gateway account from anywhere you go.

Frequently Asked Questions

A payment gateway is an online platform that helps businesses accept payments from customers. A payment gateway consists of multiple components that interact with the merchant's website and customer's issuing bank, card associations, and online wallets to complete a transaction.

Cashfree Payments supports the widest range of payment modes with a single integration. We support over 120+ payment modes such as Credit and Debit Card (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking of more than 65 banks, Paytm and other wallets, UPI via BHIM UPI, Google Pay, PhonePe, EMI options, buy now paylater and so on.

We also provide multiple bank EMI and cardless EMI options such as Zest Money. With Payment Gateway you can also give your customers buy now pay later option by using Ola Money Postpaid, ePayLater, etc. Our merchants say that the buy now pay later option has increased the checkout success rate by 25-30% for high ticket value transactions. For details, visit the pricing page. You can find more about payment modes here:

You can integrate our payment gateway for website or mobile app to accept payments. Over and above this, we also offer plugins to major ecommerce sites like Shopify, Magento, Woo-commerce, OpenCart, PrestaShop, WHMCS. Know more here:

Cashfree Payments, as an online payment gateway, offers a wide range of web integrations. You can choose easy-to-integrate Cashfree Payments hosted checkout form or go for customised checkout experience integrations like Seamless Basic or Seamless Pro as per your business need. You can integrate our Payment Gateway for website in any of the languages - PHP, Laravel, Java, Python or C++

Cashfree Payments offers a wide range of mobile integrations. We support integration on Android, iOS, React Native, and Xamarin platforms. Refer to our developer documentation here.

Cashfree Payments domestic and international online payment gateway is built for growing businesses. We support 100+ payment modes both domestic and international to help you go global.

For domestic payments: We support 65+ netbanking options, Credit Card, Debit Card, NEFT, IMPS, Paytm and other wallets, UPI via BHIM UPI , Google Pay, PhonePe etc. We also provide multiple bank EMI and cardless EMI options such as Zest Money, along with buy now pay later option (Ola Money Postpaid, ePayLater etc.)

For international customers: With support for over 30+ international currencies, show your products to your customers in their preferred currency. Accept international payments via popular cards including Visa, Mastercard, Amex, Diners Club, and PayPal.

PayPal Express Checkout: Cashfree Payments offers direct integration with PayPal. Now connect your PayPal business account with Cashfree Payments and accept payments from over 350 mn PayPal users across 200 markets worldwide using PayPal Express Checkout from day one.

Know more here:

Simple and user-friendly: 1.90%. There is zero setup fee and we charge no annual maintenance fee. For a detailed breakdown of payment gateway charges by payment mode, visit our pricing page.

Yes, you can sign up as an individual for a payment gateway. Please share your personal address proof instead of the business registration details. Here is the list of documents required for integration.

Cashfree Payments offers a wide range of payment gateway features such as instant refunds including COD order refunds, instant settlements, card preauthorization, etc. Cashfree Payments helps businesses with both domestic and international payment collection.

We have payment gateway integration in PHP, Java, Python, NodeJS, Ruby and.Net.

With our ready-to-use integration kits, you will be able to integrate the best payment gateway in no time. Throughout your onboarding process and account activation, you will have a dedicated manager who will assist you at every stage. Our Product Experts will also be available for any assistance you may need.

Yes, You can use our library to integrate our Payment Gateway directly into your Android or iOS app using Cashfree Payments SDK. Cashfree Payments SDK has been designed to offload the complexity of handling and integrating payments in your app.

Know more here:

We do 100% paperless onboarding for merchants on our Payment Gateway. Following are the steps for integration

1. Signup on Cashfree Payments

2. Update your business profile and upload scanned copies of business documents

3. You can try out the payment gateway yourself. Login and switch to test account. Check integration documentation.

4. Our Payment expert will call you in the next 24 hours, share your business requirements and we will help you pick the right set of features.

5. Once the account is verified, our product team will help you with the integration.

Once you sign-up, to activate your payment gateway merchant account, you need to share business details along with scanned copies of the following business documents. Please refer to the list of documents here.

Cashfree Payments is the easiest & best payment gateway solution for any developer. You can do the integration on any website with any stack. We have simple payment APIs with detailed documentation and SDKs for all major platforms. With responsive developer support, integrating Cashfree Payments is a smooth experience!

At Cashfree Payments, we provide the widest range of UPI integrations including Webflow, intent flow, Google Pay integration, and UPI SDK integration. You need to just share your requirement and our UPI payment experts will help you analyze the various UPI modes and recommend the best one as per your business requirement.

As a payments company we strive to cater to all businesses, however, there are some services and goods, for which we don't provide our payment gateway services. Here is the list of restricted businesses.

NRO accounts are supported for merchants signing up as an individual. NRE is not supported.

Have more questions?

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Explore other products
Payment Links

Payment Links

No-code payment links to collect payments over WhatsApp, SMS, Facebook, Twitter and other channels

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Accept recurring payments by auto-debiting customers’ accounts via standing instructions on card, e-mandate via net banking option or UPI AutoPay.

Learn more
Easy Split

Easy Split

Split vendor commissions and manage marketplace settlements

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Auto Collect

Auto Collect

Collect and reconcile IMPS/NEFT/UPI payments using unique virtual accounts and UPI IDs.

Learn more

Ready to get started?

With Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or Contact Sales to explore custom solutions.

  • Easy onboarding

  • Dedicated Account Manager

  • API access

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