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Verification Suite

Complete

KYC Verification

Suite
A dynamic and compliant

KYC verification solution

for your business. Automate user or

vendor KYC

and eliminate fraud using an updated database in real-time using powerful APIs.
Single &

bulk KYC verification

  • 24*7 real-time verification

  • 69% less onboarding drop-off

  • 5 sec-authentication

zomato
meesho
Dunzo
Bajaj Finserv
Rapido
Quicko
bookmyforex
Comprehensive

Identity Verification

Embed Cashfree Payments complete

KYC Verification Suite

into your product and verify the identity of your users or partners in real-time during onboarding, before making payouts or disbursing refunds.
Who can use

KYC Verification Suite

by Cashfree Payments?
Banks
Fastrack account opening, KYC/KYB Verification, loan disbursal, overdue or allocating credit cards. Create background verification journeys without writing a single line of code. Verify the account before disbursement to minimize transfer failure or transfer reversals.
  • Loan Disbursals

  • Credit Cards allocations

  • KYC/KYB Verification

  • Payouts

Investments
Help your users get started on your platform faster with PAN and Aadhar verification via OCR which reduces the turnaround time by 75%. Explore a vast range of Identity verification APIs that are highly customisable and easy to integrate.
  • Stock market

  • Mutual funds

  • Fixed deposits

Use cases for various industries

Verification Suite

for innovative businesses

Top businesses across industries trust Cashfree Payments' Verification Suite

Financing solution with faster verification
Tata AIG, a leading General Insurance company has integrated Bank Account Verification APIs with the Name match feature as a part of their overall KYC process to reduce fraud and control disbursements of claims.
Automated User KYC and bank account check
Baja Finance verifies it’s customers before activating any of their products like loans, insurance, FD’s or before loan disbursals for personal, business or professional requirement.
Faster KYC Verification for Smarter Solution
Facilitating over 5 Lakhs+ users with Smart Card solution for children, Junio has integrated Verification Suite APIs with their existing platform to automate the overall onboarding KYC process.
Seamless delivery partner onboarding for Zomato
Zomato ensures quick and correct on-boarding of riders using Cashfree’s API.

Instant KYC Verification

Powerful and reliable AI models enabling seamless

KYC verification

  • 5 Lakh+ API calls per day

  • 85% reduction in operational time

  • 75% reduction in operational cost

Instantly verify and save operational cost
Verify individual or business identity instantly and reduce the onboarding cost by embedding

KYC Verification API

with your product/app. Ensure no drop-off with faster verification.
Fraud and Risk Reduction
Eliminate fraud and build successful business relations with trusted individuals and businesses. Match data from the latest database updated weekly.
Know the reasons for verification failure
Verification can fail due to any invalid or fake details. Know exactly why verification failed in real-time.
Inbuilt approval flow
Assign maker and checker roles to reduce human errors and possible fraud for higher accuracy.
Bulk

Identity Verification

Do a single verification or 10,000+ verifications in one go, via simple excel upload or integrate with APIs.
Fuzzy Matching
Verify users and find the matches that may be less than 100% perfect but has a string match. Get the results for match percentage and exact details as per the updated database.
INTEGRATIONSimple and quick integration

KYC Verification API

With 99.98% system uptime, reduce user onboarding time by up to 85% and make payouts to the right beneficiary account. Integrate Cashfree verification API with your pre-existing ecosystem.
  • Verify sensitive user information with highly reliable and secure APIs

  • Supports Sync and Async program

  • Use the official Cashfree Payments libraries for different programming languages to integrate with your product and automate the verification flow

  • Get notified on single or bulk verification status in real-time via webhooks

View API documentation
Node JSJavaPythonPHPcURL

      const cfSdk = require('cashfree-sdk');
      const {Validation} = cfSdk.Payouts;
      const response = await Validation.ValidateBulkBankActivation({
            bulkValidationId : "testis1",
            entries : [
                      { name: "John Doe", 
                        bankAccount : "1007766300076281" , 
                        ifsc : "HDFC0001007",
                        phone : "9876553210",
                      }
                      ],
            }];
            
            
      
No code solutions
Just enter the required details manually or upload via an excel sheet and get validations report in under 5-sec.
Unified Dashboard
Under a unified dashboard, all your past verifications will be accessible.
Reporting
Get all the verifications reports under the Reports tab. You can also download the report and view the different verification statuses.
Frequently Asked Questions

On Cashfree Payments, you can instantly verify Bank Account Number, UPI ID, IFSC, PAN, etc. As you submit the request, our API gives an instant response.

No, there is no such limit. You can use the feature to verify any number of accounts in a day, 24*7.

While onboarding users, vendors, delivery partners, or even employees, an organization needs to do a Bank Account check. Minimize the chance of exposing the data to any third party, integrate Bank Account Verification API with the company’s internal systems and automated the process.

The capability to verify a/c can be used in multiple business scenarios such as

  • Employee background Verification: a recruitment agency can use the feature for a candidate's background check.
  • Vendor onboarding: a marketplace splitting commission with different vendors can use the feature to verify the bank account, PAN or other details at the time of onboarding a vendor. This also helps in making accurate payments later on. The ability to integrate the API with existing ERP helps reduce operational effort while saving costs.

Yes, Payouts users can integrate the Verification Suite to avail this feature.

Yes, if you are using Cashfree marketplace settlement and want to use identity verification API as well, you need to opt for the feature separately. Our experts will help you with the integration and you will be able to use Cashfree marketplace settlement and verification features together.

The verification can be done for 600+ recognized Indian banks including all public banks, private banks, and 126+ co-operative banks*.

Note: Verification may not be possible for some co-operative bank a/cs.

The data is directly fetched from the updated government databases, hence is highly reliable/accurate.

Have more questions?

Visit our support page
Explore other products
Payouts

Payouts

Connect Verification Suite with Payouts and do accurate payouts every time 24*7.

Learn More
Cashgram

Cashgram

Payout links enable you to send money without the receiver’s bank account details or UPI ID, Verify the beneficiaries' details to ensure money is credited to intended beneficiaries only.

Learn More
Easy Split

Easy Split

Verify and onboard vendors, collect payments from customers, deduct commissions, and split payments between vendors or your own bank accounts.

Learn More
Payment Gateway

Payment Gateway

Collect payments on your website or app. Verify account details before doing customer refund.

Learn More

Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more! Create your account or contact our experts to explore custom solutions.

  • Easy onboarding

  • Dedicated account manager

  • API access

Create Account