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India's Largest
Disbursal Platform
Send money from


helps you make

vendor payments


customer payouts

efficiently at scale.

Pay vendors

, do

instant customer refunds

, disburse loans, etc instantly 24x7, even on a bank holiday.

  • payout-logos
  • dream11
  • cred
  • rapido
  • khatabook
  • paytmfirst
  • payout-logos
  • dream11
  • cred
  • rapido
  • khatabook
  • paytmfirst

2 Lakh Crore

Payouts processed every year

> 50%

Market share in bulk disbursals in India


Payouts processed every second

Payouts, reimagined.

Add multiple Payout Fund Sources

and pay your vendors, partners, employees, or customers into the destination payment mode of their choice.
Choose from a range of destination payment modes
Bank Account
Bank Account

Send money to your customer’s bank account via IMPS, NEFT, or RTGS instantly. No cool off period for beneficiary addition!

UPI or Wallets
UPI or Wallets

Initiate disbursals to customers UPI ID directly or add funds to their Paytm and Amazon Pay wallets.

Tokenised Cards
Tokenised Cards

Transfer money to any tokenised credit and debit cards instantly.

Prepaid Cards
Prepaid CardsComing soon

Get your own branded prepaid cards with higher success rate compared to traditional payment modes.

Make instant payouts in real-time!

Highly reliable at scale!

Industry-best success rate at 99.98%
Payouts employs multiple functionalities to ensure all your transfers are successful round the clock.
Trusted relationship
Support for all bankside relationships - failed transfers, reversal, and reconciliation.
Near 100% reconciliation in 5 minutes
Transfers, failures, reversals and reconciliation - automate reconciliation across multiple transfer modes, destination banks and reporting formats.
Dynamic routing of transactions
Smart routing and queuing among multiple banks for guaranteed higher uptime and success rate. Intelligent re-routing of failed transfers to improve help make successful payouts.
Powerful risk engine
Daily transaction limits, fraud detection, along with multiple security checks in place at API and dashboard levels to help reduce risky transactions.
Comprehensive data visualisation

Intuitive dashboards and insightful reports

Be it a birds-eye view of your funds from dashboard or an in-depth drill-down of all your transfers from Reports, Payouts ensures you always stay informed on your business finances.

Industry-first bank downtime detector!

Transparency is the name of the game. With our real-time bank downtime tracker, we are the first company in the industry that lets you keep track of any and every unscheduled bank downtimes to help you plan your bulk transfers better.

Create Account

Use cases for various industries


for innovative businesses

Send money to vendors

, do customer refunds or automate loan disbursals. Get creative and solve your business payouts challenges with our powerful

Payouts APIs


Payout Link


Cashgram is payout links generation solution that helps businesses pay vendors, partners, customers or others instantly when only their mobile number or email address is known.

Explore Cashgram

Create Cashgram link





Copy this code and share with beneficiary via email, SMS or WhatsApp.

1. Send

Create a Cashgram link and notify via email, SMS or WhatsApp.


Capture the details

Bank AccountDebit cardUPIWallets

2. Capture

Beneficiary enters their bank account/ debit card/ UPI/ Paytm/Amazon Pay details.



Payout Successful

3. Redeem

Beneficiary receives a payout in their preferred account.


Integration with WhatsApp for best customer experience

Engineered for you

Trusted by enterprises Loved by developers
  • Go live in minutes with easy to integrate REST APIs

  • Use sample integration kits to try out integrations using Test API credentials before going live. API libraries available in multiple languages

  • With webhooks, get notified on transfer status - success, pending, etc in real time

View API documentation
Node JSJavaPythonPHPcURL

1const cfSdk =require('cashfree-sdk');

2const {Transfers} = cfSdk.Payouts;

3const response = await Transfers.RequestBatchTransfer(

4{batchTransferId : 'PAY_14APRIL_2021',

5batchFormat : 'BANK_ACCOUNT' ,

6deleteBene : 1,

~batch : [

~{ transferId : 'VENDOR_512623_PAY_14APRIL',

~amount: '1023.4',

~phone : '9999999999',

~bankAccount : '1007766300076281' ,

~ifsc : 'HDFC0001007',

~email : '',

~name: 'John' }


No code solutions

  • Make

    single payout

    using Quick Transfer on Dashboard by entering beneficiary's account details.
  • Do

    bulk payouts

    easily and quickly from the Dashboard by uploading excel. Just enter beneficiary's account details and make payouts in seconds.


Simple Pricing, No Hidden Charges


Pay as you go

Create Account
₹ 5.00
₹ 7.00
₹ 12.00
₹ 2.50
₹ 2.50
₹ 3.00
₹ 6.00
₹ 8.00
₹ 12.00
up to ₹1,000
₹1,001 to ₹10,000
Above ₹10,000
0% [FREE]
Amazon Pay
Amazon Pay
As applicable on your Paytm business account
*GST applicable

Optimized payments infrastructure that helps you scale

  • Dedicated account manager

  • Volume discounts

  • Migration support

  • Dedicated support

Get in touch with our sales team to explore the right product(s) for your payment needs and get custom pricing.

Contact Sales
Frequently Asked Questions

Cashfree Payouts is a payment disbursal platform used by businesses to do bulk payouts. When you create a Payouts account, Cashfree creates a virtual wallet for you. You can add funds from your bank accounts to the wallet and use the funds to do payouts. You can use Payouts dashboard to do single or bulk payouts via excel upload or integrate Payouts APIs with your product or ERP to automate bulk payouts.

You can use Cashfree Payouts for a wide range of business use cases. Here is how some of the leading businesses in India are using Payouts:

  • Hyperlocal services like Grab and Dunzo use it for on-demand wage payouts.
  • E-commerce platforms like Nykaa and Xiaomi use Payouts APIs for instant refunds processing.
  • Loan providers like IndiaLends and Cashbean use it for instant loan disbursals.
  • Gaming websites like Dream11 and RummyCircle use Payouts for real-time player's winning cashouts.
  • Marketplace platforms like Milaap and Tata Sky have integrated Payouts with their products for automated vendor payouts.

Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spfsheet on the banking portal. Cashfree automates bulk payouts fully via APIs and offers a much simpler alternative.

Unlike banks, where a single error in a payout file can block all the bulk payouts, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payouts, and why. At Cashfree, new beneficiary addition and activation is instant.

Cashfree also allows you to send money to any Paytm Wallet, Amazon Pay Wallet, UPI ID or native wallets in addition to bank accounts, even on holidays. Lastly, all of this can be automated and built into your product or internal systems using our powerful Payouts APIs.

For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents. Follow the steps to complete your account activation.

In case of any queries or if you are looking for a customized solution, get in touch with our sales team here. Our team will connect with you in 24 working hours. Meanwhile, you can also explore the product in test environment and use test API credentials to try out the integration before going live. View developer documentation here.

Yes, Payouts can be used only by registered businesses. If you are not yet registered as a business but plan to start soon, you can signup and explore the product in test environment. We can also set up an account with limits on payout volume after understanding your business and future needs.

Yes, you can make payouts to any active savings or current bank account in India. However, NRE and NRO bank accounts are not supported.

Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts.The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.

An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.

Yes, it is possible to make payouts even on Sundays and bank holidays.

Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.

Transfers to incorrect account details fail instantly. For certain banks, it may take up to 24 hours to receive a confirmation of failure. To ensure that account details are correct, you can activate Cashfree Bank Account Verification and verify the beneficiary account validity and beneficiary name at the bank.

Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. However, if you want to automate the payouts from your product or ERP, APIs should be used. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API. View developer documentation here.

Have more questions?

Visit our support page
Explore other products
Fund Sources

Fund Sources

Add multiple fund sources and make payouts directly.

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Global Payouts

Global Payouts

Add funds in USD, EUR and other currencies and send money to your sellers, service providers or freelancers in India directly to their local bank account in India.

Learn More
Bank Account Verification

Bank Account Verification

Use complete verification suite for e-KYC and verify beneficiary bank account or UPI ID before sending money. IFSC verification API is now available [Free].

Learn More
Payment Gateway

Payment Gateway

Accept domestic and international payments for your website or app.

Learn More

Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more! Create your account or contact our experts to explore custom solutions.

  • Easy onboarding

  • Dedicated account manager

  • API access

Create Account