Payouts

Payouts
helps you makevendor payments
andcustomer payouts
efficiently at scale.Pay vendors
, doinstant customer refunds
, disburse loans, etc instantly 24x7, even on a bank holiday.





[New!] Add multiple fund sources like current accounts, corporate credit cards, etc., and make payouts directly. Learn More
Add beneficiaries and do up to 10,000 bulk payouts in one go with simple excel file upload. Track transfer status in real time and know exact reason for failure
Integrate Payouts with your native solution and expedite upto 10,000 payouts via APIs. Generate custom reports and gain insights - transfers, reversed transfers, statements and more
Be it a birds-eye view of your funds from dashboard or an in-depth drill-down of all your transfers from Reports, Payouts ensures you always stay informed on your business finances.
Transparency is the name of the game. With our real-time bank downtime tracker, we are the first company in the industry that lets you keep track of any and every unscheduled bank downtimes to help you plan your bulk transfers better.
Payout Link
Cashgram is payout links generation solution that helps businesses pay vendors, partners, customers or others instantly when only their mobile number or email address is known.
Explore CashgramCreate Cashgram link
XMAS-ABCD-1234.
TVCK-LFTY-6247.
GVPG-XMAN-9143.
AKSH-JUPQ-0778.
Copy this code and share with beneficiary via email, SMS or WhatsApp.
1. Send
Create a Cashgram link and notify via email, SMS or WhatsApp
Integration with WhatsApp for best customer experience
Capture the details
2. Capture
Beneficiary enters her bank account/debit card/ UPI/ Paytm/Amazon Pay details
3. Redeem
Beneficiary receives a payout in her preferred account.
Engineered for you
Go live in minutes with easy to integrate REST APIs
Use sample integration kits to try out integrations using Test API credentials before going live. API libraries available in multiple languages.
With webhooks, get notified on transfer status - success, pending, etc in real time
const cfSdk =require('cashfree-sdk');
const {Transfers} = cfSdk.Payouts;
const response = await Transfers.RequestBatchTransfer(
{batchTransferId : 'PAY_14APRIL_2021',
batchFormat : 'BANK_ACCOUNT' ,
deleteBene : 1,
batch : [
{ transferId : 'VENDOR_512623_PAY_14APRIL',
amount: '1023.4',
phone : '9999999999',
bankAccount : '1007766300076281' ,
ifsc : 'HDFC0001007',
email : 'johndoe@cashfree.com',
name: 'John' }
]
Make
Do
Use cases for various industries
Cred the credit card bill payment platform uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers.
Use case in focus:
Credit bank accountNykaa is winning customer trust and loyalty more than ever before by doing instant refunds using Payouts.
Use case in focus:
Instant ecommerce refundsPorter the intra-city logistics platform uses Payouts to do On-demand payouts to its driver partners at the end of every trip.
Use case in focus:
On-demand payoutsPricing
STANDARD
IMPS | NEFT | UPI | |
---|---|---|---|
₹ 2.50 | ₹ 1.75 | ₹ 3.00 | up to ₹1,000 |
₹ 5.00 | ₹ 1.75 | ₹ 6.00 | ₹1,001 to ₹10,000 |
₹ 10.00 | ₹ 1.75 | ₹ 10.00 | Above ₹10,000 |
Free*
As applicable on your Paytm business account
GST applicable
*Limited period offer only. Applicable till 31st March 2023. T&C Apply
Optimized payments infrastructure that helps you scale.
Get in touch with our sales team to explore the right Cashfree Payments product(s) for your payment needs and get custom pricing.
You can use Cashfree Payouts for a wide range of business use cases. Here is how some of the leading businesses in India are using Payouts:
Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spfsheet on the banking portal. Cashfree automates bulk payouts fully via APIs and offers a much simpler alternative.
Unlike banks, where a single error in a payout file can block all the bulk payouts, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payouts, and why. At Cashfree, new beneficiary addition and activation is instant.
Cashfree also allows you to send money to any Paytm Wallet, Amazon Pay Wallet, UPI ID or native wallets in addition to bank accounts, even on holidays. Lastly, all of this can be automated and built into your product or internal systems using our powerful Payouts APIs.
For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents. Follow the steps to complete your account activation.
In case of any queries or if you are looking for a customized solution, get in touch with our sales team Our team will connect with you in 24 working hours. Meanwhile, you can also explore the product in test environment and use test API credentials to try out the integration before going live. View developer documentation here.
Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts. The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.
An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.
Yes, it is possible to make payouts even on Sundays and bank holidays.
Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.
Transfers to incorrect account details fail instantly. For certain banks, it may take up to 24 hours to receive a confirmation of failure. To ensure that account details are correct, you can activateCashfree Bank Account Verification and verify the beneficiary account validity and beneficiary name at the bank.
Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. However, if you want to automate the payouts from your product or ERP, APIs should be used. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API. View developer documentation here.
Add multiple fund sources and make payouts directly.
Add funds in USD, EUR and other currencies and send money to your sellers, service providers or freelancers in India directly to their local bank account in India.
Learn moreUse complete verification suite for e-KYC and verify beneficiary bank account or UPI ID before sending money. IFSC verification API is now available [Free].
Learn moreWith Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or Contact Sales to explore custom solutions.
Easy onboarding
Dedicated Account Manager
API access