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for growing businesses

Send money to any bank account, UPI ID, card or wallet. Pay vendors, do customer refunds, disburse loans, etc instantly 24x7, even on a bank holiday.

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10,000 transfers within mins
High success rate and uptime
Smart routing and queuing among multiple banks
Automatic rerouting of failed transfers

Get started right

Businesses are rethinking money transfer with


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Multiple payout methods, think beyond just bank transfers

Multiple payout methods, think beyond just bank transfers

  • Wallets - Paytm & Amazon Pay
  • Debit and credit card
  • Native wallets
bhim upibank iconvisamasterCardpaytmamazon pay
Instant beneficiary addition

Instant beneficiary addition

Add up to 10,000 beneficiaries at a time using file upload or API and make

instant payouts.

Accurate payouts everytime

Accurate payouts everytime

Verify bank account/ UPI ID before sending money and ensure accurate payouts everytime.

Use Dashboard to add funds, initiate payouts, track transfer status in real time and do more.

  • Do single payout using Quick Transfer
  • Add beneficiaries and do up to 10,000

    bulk payouts

    in a go with simple excel file upload
  • Track transfer status in real time and know exact reason for failure
  • Generate custom reports and gain insights - transfers, reversed transfers, statements and more
ConfirmAdd Beneficiary

For Enterprises

Highly reliable at scale

99.98% payouts success rate

Our direct integration with our partner banks ensures you get a great banking experience. Bank onboarding, negotiations, compliance, we have you covered.

  • Smart routing and queuing among multiple banks for guaranteed higher uptime and success rate.
  • Support for all bankside relationships - failed transfers, reversal, and reconciliation.
  • Automatic re-routing of failed transfers.
  • High volume transaction processing - 10,000

    bulk payouts

    within minutes.
  • Immediate notifications on unscheduled bank downtimes.

Intelligent reconciliation

Achieve near 100% reconciliation within 24 hours. Transfers, failures, reversals and reconciliation - automate the manual reconciliation process across multiple transfer modes, destination banks and reporting formats.

Total balance₹28,90,700Auto Collect SettlementsAutomated ReversalsPayment Gateway Settlements


Daily Transaction limit

Risk mitigation

Mitigate risk due to manual errors or malicious actions. Ensure complete control over your funds.

  • Daily transaction limits
  • Dashboard level checks
  • API level security features
  • Fraud detection

Use multiple payment instruments to do money transfers

Add and manage multiple payout instruments including different bank accounts, Cashfree wallet [Virtual Account] or Paytm Wallet through a single account.

  • Define the load of transactions between the different accounts or wallets.
  • Control the Transaction Per Seconds (TPS) and route the transactions efficiently.
  • Avoid any unforeseen exigencies of bank downtimes and reduce dependency on a single bank as a payout source.

Add funds to your Payouts recharge account, do disbursals and check balance

Learn More

Connect your business bank account with Payouts account to do direct payouts from linked bank accounts. No more manual recharges.

Supported banks include ICICI bank, YES bank, IndusInd bank among others.

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Connect your Paytm Business account and Amazon Pay Business account with Payouts account to do direct payouts from linked wallets. No more manual recharges.

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Last Recharge

₹ 25.78 Lac

16 Jan 2021, 02:54 PM

Payout Link


Cashgram is payout links generation solution that helps businesses pay vendors, partners, customers or others instantly when only their mobile number or email address is known.

Explore Cashgram

Create Cashgram link





Copy this code and share with beneficiary via email, SMS or WhatsApp.

1. Send

Create a Cashgram link and notify via email, SMS or WhatsApp


Integration with WhatsApp for best customer experience


Capture the details

Bank AccountDebit cardUPIWallets

2. Capture

Beneficiary enters her bank account/debit card/ UPI/ Paytm/Amazon Pay details



Payout Successful

3. Redeem

Beneficiary receives a payout in her preferred account.

Engineered for you

Developer friendly, easy-to-integrate

Payouts API

  • Go live in minutes with easy to integrate REST APIs

  • Use sample integration kits to try out integrations using Test API credentials before going live. API libraries available in multiple languages.

  • With webhooks, get notified on transfer status - success, pending, etc in real time

View API documentation
Node JSJavaPythonPHPcURL

const cfSdk =require('cashfree-sdk');

const {Transfers} = cfSdk.Payouts;

const response = await Transfers.RequestBatchTransfer(

{batchTransferId : 'PAY_14APRIL_2021',

batchFormat : 'BANK_ACCOUNT' ,

deleteBene : 1,

batch : [

{ transferId : 'VENDOR_512623_PAY_14APRIL',

amount: '1023.4',

phone : '9999999999',

bankAccount : '1007766300076281' ,

ifsc : 'HDFC0001007',

email : 'johndoe@cashfree.com',

name: 'John' }


No code solutions

  • Make

    single payout

    using Quick Transfer on Dashboard by entering beneficiary's account details.

  • Do

    bulk payouts

    easily and quickly from the Dashboard by uploading excel. Just enter beneficiary's account details and make payouts in seconds.

Use cases for various industries


for innovative businesses

Send money to vendors

, do customer refunds or automate loan disbursals. Get creative and solve your business payouts challenges with our powerful

Payouts APIs


Cred the credit card bill payment platform uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers.

Use case in focus:

Credit bank account

Nykaa is winning customer trust and loyalty more than ever before by doing instant refunds using Payouts.

Use case in focus:

Instant ecommerce refunds

Cashbean the lending platform has integrated Payouts API with its system to disburses loans instantly.

Use case in focus:

Loan disbursal

Porter the intra-city logistics platform uses Payouts to do On-demand payouts to its driver partners at the end of every trip.

Use case in focus:

On-demand payouts


Simple Pricing, No Hidden Charges


Pay as you go - For starters

Create Account
₹ 2.50₹ 1.75₹ 3.00up to ₹1,000
₹ 5.00₹ 1.75₹ 6.00₹1,001 to ₹10,000
₹ 10.00₹ 1.75₹ 10.00Above ₹10,000


Amazon PayAmazon Pay

As applicable on your Paytm business account


GST applicable


Optimized payments infrastructure that helps you scale.

  • Dedicated account manager
  • Volume discounts
  • Migration support
  • Dedicated support

Get in touch with our sales team to explore the right Cashfree Payments product(s) for your payment needs and get custom pricing.

Frequently Asked Questions

Have more questions?

Visit our support page
Cashfree Payouts is a payment disbursal platform used by businesses to do bulk payouts. When you create a Payouts account, Cashfree creates a virtual wallet for you. You can add funds from your bank accounts to the wallet and use the funds to do payouts. You can use Payouts dashboard to do single or bulk payouts via excel upload or integrate Payouts APIs with your product or ERP to automate bulk payouts.

You can use Cashfree Payouts for a wide range of business use cases. Here is how some of the leading businesses in India are using Payouts:

  • Hyperlocal services like Grab and Dunzo use it for on-demand wage payouts.
  • E-commerce platforms like Nykaa and Xiaomi use Payouts APIs for instant refunds processing.
  • Loan providers like IndiaLends and Cashbean use it for instant loan disbursals.
  • Gaming websites like Dream11 and RummyCircle use Payouts for real-time player's winning cashouts.
  • Marketplace platforms like Milaap and Tata Sky have integrated Payouts with their products for automated vendor payouts.

Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spfsheet on the banking portal. Cashfree automates bulk payouts fully via APIs and offers a much simpler alternative.

Unlike banks, where a single error in a payout file can block all the bulk payouts, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payouts, and why. At Cashfree, new beneficiary addition and activation is instant.

Cashfree also allows you to send money to any Paytm Wallet, Amazon Pay Wallet, UPI ID or native wallets in addition to bank accounts, even on holidays. Lastly, all of this can be automated and built into your product or internal systems using our powerful Payouts APIs.

For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents. Follow the steps to complete your account activation.

In case of any queries or if you are looking for a customized solution, get in touch with our sales team Our team will connect with you in 24 working hours. Meanwhile, you can also explore the product in test environment and use test API credentials to try out the integration before going live. View developer documentation here.

Yes, Payouts can be used only by registered businesses. If you are not yet registered as a business but plan to start soon, you can signup and explore the product in test environment. We can also set up an account with limits on payout volume after understanding your business and future needs.
Yes, you can make payouts to any active savings or current bank account in India. However, NRE and NRO bank accounts are not supported.

Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts. The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.

An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.

Yes, it is possible to make payouts even on Sundays and bank holidays.

Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.

Transfers to incorrect account details fail instantly. For certain banks, it may take up to 24 hours to receive a confirmation of failure. To ensure that account details are correct, you can activateCashfree Bank Account Verification and verify the beneficiary account validity and beneficiary name at the bank.

Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. However, if you want to automate the payouts from your product or ERP, APIs should be used. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API. View developer documentation here.

Explore other products

Payouts Direct

Payouts Direct

Payouts from linked business bank accounts.

Learn more
Global Payouts

Global Payouts

Add funds in USD, EUR and other currencies and send money to your sellers, service providers or freelancers in India directly to their local bank account in India.

Learn more
Bank Account Verification

Bank Account Verification

Use complete verification suite for e-KYC and verify beneficiary bank account or UPI ID before sending money. IFSC verification API is now available [Free].

Learn more
Payment Gateway

Payment Gateway

Accept domestic and international payments for your website or app.

Learn more

Ready to get started?

With Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or Contact Sales to explore custom solutions.

  • Easy onboarding

  • Dedicated Account Manager

  • API access

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