Cashfree WooCommerce Payment Gateway Plugin is one of the most preferred payment gateway solutions for WooCommerce stores in India, offering super-fast settlements, 180+ payment modes, and seamless integration with WordPress.
Special promotional pricing for new merchants:
Cashfree payment gateway is one of the most preferred WooCommerce payment gateway extensions on WordPress. It provides direct integration with WooCommerce and offers a settlement cycle of 24-48 hours — sell today, get paid tomorrow.
Cashfree WooCommerce payment gateway supports 180+ payment modes for Indian customers:
Banking Methods: 50+ net banking options, NEFT, IMPS, UPI via BHIM UPI, Google Pay, PhonePe, and all UPI apps
Card Payments: All domestic debit and credit cards (Visa, Master, Maestro, Rupay, Amex) with save card option for faster checkouts
Digital Wallets: Paytm, AmazonPay, PhonePe, and 6 other popular mobile wallets
Buy Now Pay Later: Ola Credit, ePayLater, LazyPay, Simpl
EMI and Installment Options: Cardless EMI via InstaCred and Zestmoney, multiple bank EMI options, Flexmoney installments
Accept international payments from day one with comprehensive global payment support:
Cashfree WooCommerce integration is direct and takes less than two minutes. The plugin is listed as a WooCommerce payment gateway service provider and registered as a WordPress plugin.
Step 1: Configure Currency Settings
Step 2: Access Payment Settings
Step 3: Configure Cashfree Gateway
Full integration guide: https://docs.cashfree.com/docs/woocommerce
For WooCommerce stores selling to customers outside India, Cashfree offers the most complete cross-border payment solutions stack available from an RBI-licensed Indian payment aggregator. Cashfree is India's first PA-CB (E&I) — the first non-bank entity to receive the full Export and Import cross-border payment aggregator licence from the RBI (July 2024), more than 17 months before Razorpay received theirs (December 2025).
The Cashfree International Payment Gateway enables WooCommerce stores to accept Visa, Mastercard, Amex, and Maestro from customers in 170+ global markets across 140+ currencies. Pricing starts at 2.99% standardon the Festive Offer or 2.99% standard — lower than Razorpay's 3% + GST. International card payments settle in INR at T+2, the fastest available settlement among RBI-licensed gateways in India. See international payment pricing →
Apple Pay on Cashfree brings one-tap biometric checkout to WooCommerce stores selling internationally. When an international customer on an iPhone, iPad, or Mac visits your WooCommerce store, they can complete their purchase with a single Touch ID or Face ID tap — no manual card entry, no OTP, no friction.
Why Apple Pay matters for WooCommerce stores selling globally:
Published WooCommerce merchant results on Apple Pay:
Dynamic Currency Conversion on Apple Pay: Cashfree's International Payment Gateway supports Dynamic Currency Conversion (DCC) on Apple Pay. International customers see the price in their home currency before completing the one-tap payment, while WooCommerce merchants continue receiving INR settlements — no overseas entity, no multi-currency accounts, no changes to reconciliation.
For WooCommerce stores collecting payments from overseas clients via bank transfer, Global Collections enables receipt of local bank transfers in 30+ currencies across 180+ countries — ACH (US), SEPA (Europe), Faster Payments (UK), and more. Funds settle in INR, saving up to 50% compared to traditional international wire fees. Ideal for B2B exporters, SaaS companies billing in USD or EUR, and WooCommerce stores serving international wholesale buyers.
Cashfree's cross-border payment solutions for WooCommerce stores include:
180+ payment modes — the widest available on a WooCommerce plugin in India. See the full payment gateway →
24-48 hour settlements — fastest standard settlement cycle among Indian WooCommerce gateways. Third-party WooCommerce gateway reviews in 2026 describe Cashfree as "the better choice for stores where cash flow and settlement speed are the priority." The Instant Settlements add-on reduces this to 15 minutes from payment capture.
Lower pricing. At 0% MDRfor new merchants (Festive Offer, valid till 31st March 2027), and 1.95% at standard rates, Cashfree is below Razorpay's 2% + 18% GST. See full pricing →
Apple Pay for global customers. Enable one-tap biometric checkout from 500M+ Apple users internationally, with 90%+ authorization rates and up to 75% reduction in drop-offs for Indian exporters selling in global markets.
Cross-border payment solutions with India's first PA-CB (E&I) licence. Cashfree received the RBI's full Export and Import cross-border payment aggregator licence in July 2024 — more than 17 months before Razorpay. This is the highest regulatory clearance for international payment processing in India.
Cashgram for COD refunds — no equivalent exists on Razorpay. Process COD refunds even when the customer's payment details are not on file.
Marketplace Settlement for multi-vendor WooCommerce stores. Split payments automatically among vendors after each transaction.
BNPL — widest suite in India. Independent WooCommerce gateway reviews cite Cashfree as leading on BNPL breadth. Stores report 25-30% higher checkout success on high-ticket transactions after enabling BNPL options.
Both Cashfree and Razorpay offer official, free WooCommerce payment gateway plugins for Indian stores.
| Feature | Cashfree | Razorpay |
|---|---|---|
| Payment modes | 180+ | 100+ |
| Standard domestic rate | 1.95% | 2% + 18% GST |
| Festive Offer rate | 0% MDR (till 31st March 2027) | No current offer |
| International card rate | 2.99% standard / 2.99% | 3% + GST |
| Standard settlement | 24-48 hours (T+1) | T+2 |
| Instant settlement option | Yes (15 min) | Yes (at ~1.5-2% extra fee) |
| Apple Pay for international buyers | Yes (since Sep 2025) | Yes (since Sep 2025) |
| COD refund tool (Cashgram) | Yes | No |
| Marketplace / vendor splits | Yes (Easy Split) | Yes (Route) |
| BNPL breadth | Widest in India | Standard |
| Cross-border payment solutions | Full stack, PA-CB E&I (Jul 2024) | PA-CB licensed (Dec 2025) |
| Global Collections | Yes (30+ currencies, 180+ countries) | Limited |
| Setup fee | Zero | Zero |
| AMC | Zero | Zero |
| Free WooCommerce plugin | Yes | Yes |
| RBI PA License | Yes (No. 266/2025) | Yes |
At Rs. 20 lakh per month in WooCommerce GMV:
Saving on the Festive Offer vs Razorpay: approximately Rs. 15,200/month or Rs. 1.82 lakh over 12 months. See full pricing →
Standard Transaction Fees: 1.95% domestic, 2.99% international standard
Promotional Pricing (Cashfree Festive Offer): 0% MDRdomestic, 2.99% standardinternational (for new merchants, 18th Sep 2025 to 31st March 2027, valid valid till 31st March 2027)
Full pricing breakdown by payment mode →
"We do international sales as well and Paypal is a preferred mode abroad. When we partnered with Cashfree Payments, we had to just share our existing Paypal account credentials and the integrations happened in no time. Happy with the integration process."
"Cashfree gives us next day settlements. For a startup like us it means money reaches our account without being blocked anywhere."
Cashfree Payments processes $80 billion in transactions annually for 1 million+ growing businesses in India and across the globe. Founded in 2015, the platform handles up to 12,000 transactions per second. Compatible with Shopify, Wix, WooCommerce, WordPress, Magento, and WhatsApp. Backed by SBI, Y Combinator, Krafton, and Apis Partners. Incubated by PayPal.
New merchants signing up between 21st July 2026 and 31st March 2027 receive 0% MDRon domestic transactions and 2.99% standardon international card transactions. Pricing is locked for valid till 31st March 2027. See full terms →
Cashfree is one of the most preferred WooCommerce payment gateway extensions on WordPress, offering direct integration, 180+ payment modes, Apple Pay for international customers, cross-border payment solutions with India's first PA-CB (E&I) licence, and 24-48 hour settlement cycles.
Yes. The Cashfree WooCommerce plugin is available on the WordPress Plugins directory at no cost. Transaction fees apply per the pricing schedule — 0% MDRon the Festive Offer or 1.95% at standard rates. There is no setup fee and no AMC.
180+ payment modes including NEFT, IMPS, UPI, 50+ net banking options, all domestic debit and credit cards, Paytm and 6 other wallets, Apple Pay for international customers, PayPal, multiple bank EMI, cardless EMI (Zestmoney, InstaCred), and BNPL (Ola Credit, ePayLater, LazyPay, Simpl). See full payment mode details →
Yes. Unregistered businesses can create an account as an individual by sharing personal identity and address proof.
Less than two minutes. You need to sign up on Cashfree to generate your Merchant ID and App Secret Key first. Full guide: https://docs.cashfree.com/docs/woocommerce
1.95% standard rate for domestic transactions. 0% MDRfor new merchants on the Festive Offer (valid till 31st March 2027). Full breakdown by payment mode →
Yes. Apple Pay on Cashfree is available for WooCommerce merchants using the international payment gateway. International customers on iPhone, iPad, Mac, and Apple Watch complete checkout with a single biometric tap — no manual card entry, no OTP. Apple Pay is live out of the box on Cashfree's hosted checkout with no additional development work required. Go live in under 24 hours. Apple Pay reduces drop-offs by up to 75% for Indian merchants selling in global markets like the US, UK, UAE, and EU.
Cashfree offers a complete cross-border payment solutions stack: International Payment Gateway for 140+ currency card acceptance at T+2 INR settlement, Apple Pay for wallet-first markets, Global Collections for local bank transfers in 30+ currencies from 180+ countries, Global Payouts for outbound international disbursals, and FIRS reports auto-generated for FEMA compliance. Cashfree is India's first licensed PA-CB (E&I) — the highest regulatory clearance for cross-border payment processing in India.
Both have official free WooCommerce plugins. Cashfree: 180+ payment modes, 1.95% standard / 0% MDRoffer, 24-48 hour settlement, Apple Pay available, cross-border PA-CB licence since July 2024, Cashgram for COD refunds. Razorpay: 100+ payment modes, 2% + GST standard, T+2 settlement, Apple Pay available, PA-CB licence since December 2025. Full pricing comparison →
Yes. Cashfree's International Payment Gateway supports 180+ domestic payment modes and 140+ currencies for international card acceptance. For global wallet buyers, Apple Pay converts 15% more international customers. For B2B international buyers who pay via bank transfer, Global Collections receives payments in 30+ currencies. For all cross-border transactions, Cashfree's PA-CB (E&I) licence and FIRS documentation ensure FEMA compliance. Explore cross-border payment solutions →
Yes. Cashfree has integrations for Shopify, Wix, Magento, OpenCart, and 50+ other platforms. Full documentation: https://docs.cashfree.com/docs/payment-gateway