Create a form, add your service or product photo and description, share over WhatsApp, SMS or Email and get paid.
Cashfree Festive Offer 0% MDR* 1.95% — Now get India's best payment gateway pricing. Cashfree Festive Offer is available for eligible new merchants from 21st July 2026 till 31st March 2027, up to ₹20 Lakh/month, with at least 40% monthly GTV via UPI.
A payment form is a custom, branded web page that combines product or service details with a built-in payment checkout — no coding required. Unlike a basic payment link (which collects a single amount), a payment form lets you display product photos, descriptions, and custom data fields, and accept payments from multiple customers using the same URL.
When a customer opens your form, fills in their details, and pays, an Order is created — giving you full visibility into how many people visited, attempted, and completed payment. This makes forms ideal for businesses that need structured payment collection with customer information attached to every transaction.
Payment forms are also known as: online payment pages · custom payment pages · hosted payment forms · branded payment pages · no-code payment forms · payment collection forms
Cashfree Payment Forms are a no-code solution built on top of the Cashfree Payment Gateway. You create a form from the dashboard in under 2 minutes, customise it with your brand logo, colours and URL, add the products or services you're selling, and share the link — over WhatsApp, SMS, Email, or embed it directly on your website or app.
Every payment collected via a form is automatically reconciled and settled to your bank account on the standard settlement cycle, or within 15 minutes with Instant Settlements.
Start doing business online in just 2 minutes. Create a form, add product details and share over WhatsApp, Email, SMS, or other social media and accept payments online. Create unlimited forms at zero cost.
Give a smooth checkout experience to your customers whether they are browsing through mobile or web. Payment Forms are fully responsive — no separate mobile version required.
Add your business offerings on the form. Add custom fields to collect user details. Add your brand logo and customize the form as per your brand's colors. You can also personalize the page URL — so your customers see your brand name, not Cashfree's.
Give your customers the option to pay by payment mode of their choice — UPI, PhonePe, Paytm, Visa, Mastercard, RuPay, Maestro, Amazon Pay, Google Pay, Ola Money, LazyPay, PayPal, net banking, and more. 140+ international currencies supported via the International Payment Gateway.
See exactly how a Cashfree Payment Form looks before you build one:
Create customized pages and share with your agents and collect online payments easily. View Demo →
Add event details, accept ticket booking and collect online payment and successfully host events. View Demo →
Let your customers pay loan installments, SIP installments, and credit card payments. Pair with Subscriptions or eNACH for automated recurring collections.
NGOs and nonprofit organizations can raise money hassle-free. View Demo →
Directly add Payment Form link on website or app, collect fee, and automate payment reconciliation. No separate payment gateway integration required. View Demo →
Collect payments for your foreign exchange service business. Be it visa application fee or payment against an abroad study program, collect payments easily with customized payment form. View Demo →
Automate payment collections and receive timely payments. Use automated reminders to reduce follow-ups and improve cash flow.
Payment Forms (also called Payment Pages) are offered by several Indian gateways. Here is how Cashfree compares on the features that matter most.
| Feature | Cashfree | Razorpay | Instamojo | PayU |
|---|---|---|---|---|
| No-code form creation | ✅ Yes | ✅ Yes (Payment Pages) | ✅ Yes (Smart Links) | ✅ Yes |
| Custom brand logo & colours | ✅ Yes | ✅ Yes | Limited | Limited |
| Custom URL / slug | ✅ Yes | ✅ Yes | ❌ No | ❌ No |
| Custom data fields | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| Product photo & description | ✅ Yes | ✅ Yes | ✅ Yes | Limited |
| Unlimited forms, zero creation cost | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| 180+ payment modes | ✅ Yes | ✅ 100+ | ✅ Yes | ✅ 150+ |
| International payments | ✅ Yes (140+ currencies) | ✅ Yes | ⚠️ On request, INR only | ✅ Yes |
| Embed on website/app | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| Live demos available | ✅ Yes (5 verticals) | Limited | ❌ No | ❌ No |
| Instant Settlements (15 min) | ✅ Yes, bank holidays too | ✅ Yes (on-demand, extra cost) | ❌ No | ❌ No |
| Instant Refunds | ✅ Yes | ✅ Yes | Limited | Limited |
| Saved card tokenization (RBI compliant) | ✅ Yes | ✅ Yes | ❌ No | ✅ Yes |
| Order tracking per form | ✅ Yes | ✅ Yes | Limited | Limited |
| Cashfree | Razorpay | Instamojo | PayU | |
|---|---|---|---|---|
| Standard domestic rate | 0% MDR* (promo) / 1.95% | 2% | 2% + ₹3/txn | ~2% |
| Setup fee | ₹0 | ₹0 | ₹0 | ₹0 |
| Annual maintenance | ₹0 | ₹0 | ₹0 | ₹0 |
| Form creation fee | ₹0 | ₹0 | ₹0 | ₹0 |
*0% MDRoffer valid for new merchants signing up between 21st July 2026 and 31st March 2027, for domestic transactions up to ₹20 Lakh/month GTV, with UPI comprising minimum 40% of monthly GTV. Full T&C apply.
| Cashfree | Razorpay | Instamojo | PayU | |
|---|---|---|---|---|
| Standard settlement | T+1 | T+2 | T+3 | T+2 |
| Fastest settlement | 15 minutes | On-demand (extra cost) | T+1 (paid plan) | Same-day (enterprise) |
| Bank holiday settlements | ✅ Yes | ✅ Yes (extra cost) | ❌ No | ❌ No |
Cashfree's Instant Settlements deliver funds within 15 minutes of payment capture, 24×7, including bank holidays — with no additional per-settlement charge beyond the nominal instant settlement fee.
Choose Cashfree if you need:
Transparent and friendly pricing.
Zero charges for:
Standard Payment Gateway charges apply.
Custom pricing designed for enterprises:
Every Cashfree Payment Form comes with access to the full suite of Cashfree's payment infrastructure:
Do instant customer refunds — online orders, COD orders, and deposits with advanced refund solutions and delight your customers. Refunds to debit cards, wallets, and UPI are processed instantly. Refunds to certain credit cards may take up to one business day. Learn more →
Get access to your payment gateway collections within 15 minutes of payment capture, even on bank holidays. Available 24×7 including weekends. No more waiting T+2 days to access your working capital. Learn more →
Give your customers the option to save cards on your website or app and process card payments securely while being fully RBI compliant. Tokenization replaces raw card data with a secure token — your customers never need to re-enter card details. Learn more →
Every transaction on your Payment Form is monitored by RiskShield, Cashfree's ML-based anomaly detection layer that screens for fraud in real time — without adding friction to legitimate payments.
For businesses like travel and hospitality, you can temporarily block funds on a customer's card at booking using Pre-authorization. If the order is modified or cancelled within 7–9 days, the block is lifted with no refund cycle needed.
Every Cashfree Payment Form is backed by enterprise-grade infrastructure:
Cashfree Payment Forms work seamlessly alongside the rest of the Cashfree ecosystem.
A payment form is a web page that gives the option to add product details along with the option to collect user details. You can collect payments from multiple customers using the same form, without any integration or coding. Share the form URL with your customers on SMS, email, WhatsApp, other messaging apps, or embed it on your website and app and start collecting payments within minutes.
A Payment Link is a simple shareable URL tied to a specific amount — ideal for one-time or partial payment collection. A Payment Form is a full custom-branded page where you can add product photos, descriptions, and custom data fields, and collect information from customers alongside their payment. Forms also create a trackable Order for every payment attempt, giving you conversion visibility that links don't provide.
Yes. Multiple customizations are available: fix the amount or allow customers to choose their own amount; add custom input fields to collect information; add product or service descriptions; add your brand logo; and choose a custom URL slug for the form.
You can create unlimited forms for free. Standard TDR charges apply only to payments made by customers — no setup fee, no form creation fee, no maintenance charge.
As part of the Cashfree Festive Offer, new merchants who sign up between 21st July 2026 and 31st March 2027 receive a reduced rate of 0% MDR* on domestic transactions (instead of the standard 1.95%). This applies to UPI, domestic credit/debit cards, net banking, wallets, and prepaid cards.
The 0% MDRrate is locked in for 12 months from the date of signup. For international card transactions, a special pricing of 2.99% standard* applies instead of standard 2.99%.
Eligibility conditions: domestic GTV must not exceed ₹20 Lakh/month; UPI transactions must form a minimum 40% of monthly GTV; offer not available to merchants referred via partners or resellers. Full T&C →
Yes. International payments can be enabled on Payment Forms. Reach out to Cashfree to activate international payments based on your business type. If you have a PayPal account, connect PayPal to Cashfree Payments and start offering PayPal as a payment option on the checkout page instantly. 140+ international currencies are supported via the International Payment Gateway.
Each time a customer opens a Payment Form, fills in their details, and attempts a payment, a new Order is created against that form. This gives you visibility into how many times a customer visited the form before completing payment. You can follow up with customers who dropped off and use this data to improve your conversion rate.
Yes. A website is required and must comply with Cashfree's onboarding requirements — displaying your business details and key policies (refund and privacy policies). This ensures compliance, faster onboarding, and a safe payment experience for your customers.
By default, funds are settled on a T+2 cycle. For faster access, activate Instant Settlements to receive funds within 15 minutes of payment capture — available 24×7, including bank holidays.
Yes. Cashfree supports Instant Refunds for all payment modes — UPI, debit cards, wallets (PhonePe, Amazon Pay, Paytm), net banking, and credit cards. Refunds to UPI, debit cards, and wallets are instant. Refunds to certain credit cards may take up to one business day. Refunds can be initiated from the dashboard or via API.
Yes. Cashfree's Saved Card Tokenization lets customers save their cards securely in a fully RBI-compliant manner. Returning customers can check out faster without re-entering card details.
Yes. You can share the form URL directly or embed it on your website and app. Every payment made through the embedded form is automatically tracked and settled to your account.
Both products allow you to create custom branded payment pages without code. Key differences: Cashfree's standard rate (1.95%) and promotional rate (0% MDR) are lower than Razorpay's standard 2%. Cashfree's Instant Settlements deliver funds within 15 minutes including bank holidays. Cashfree also provides five live demo forms across different business verticals so you can evaluate the product before building. See the full comparison above.
Yes. NGOs and nonprofit organizations can create a donation form, add a cause description, and set a flexible amount field so donors can choose what they give. View the donation demo →
Payment Forms are ideal for one-time or periodic fee collection. For fully automated recurring billing where customer accounts are auto-debited each cycle, use Subscriptions, UPI AutoPay, or eNACH — all available from the same Cashfree account.
Yes. Every transaction on a Cashfree Payment Form is protected by PCI DSS Level 1 compliance — the highest global standard for payment security. Cashfree holds an RBI Payment Aggregator licence (No. 266/2025) and is certified under ISO 9001 and ISO 27001. All transactions are monitored in real time by RiskShield, Cashfree's ML-based fraud detection system.
Card Pre-authorization lets you temporarily block a specific amount on a customer's card at the time of booking. If the order is modified or cancelled within 7–9 days, the block is lifted without initiating a refund cycle — saving gateway charges on cancelled orders. This is especially useful for travel, hospitality, and event bookings.
For regulated industries like lending, insurance, or financial services, use KYC Link — a shareable URL that guides customers through a remote KYC verification flow. This can be sent before or alongside the Payment Form link.
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Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis Partners. Incubated by PayPal.
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*0% MDRoffer applies to new merchants signing up between 21st July 2026 and 31st March 2027 for domestic transactions (UPI, credit/debit cards, net banking, wallets, prepaid cards) up to ₹20 Lakh/month GTV, with UPI comprising a minimum 40% of monthly GTV. Standard rate of 1.95% applies above ₹20 Lakh/month or after offer period. International card transactions are not included. Offer not available via partners or resellers. Full Terms & Conditions Apply.