Best Cross Border Payment

Solution Provider India 2025

Best Cross Border Payment Solution Provider India 2025

India’s First Licenced Cross-Border

Payment Aggregator (PACB - E&I)

India’s First Licenced Cross-Border Payment Aggregator (PACB - E&I)

PCI-DSS Compliant
& Fully Secure

PCI-DSS Compliant
& Fully Secure

Get Your Business India-Ready

Get Your Business India-Ready

Accept Local Payments,

No India Setup Required

Accept Local Payments,

No India Setup Required

Sell in the Indian Market with a

Simplified Process

Sell in the Indian Market with a Simplified Process

Boost Checkout Conversions with Local Payment Options

Boost Checkout Conversions with Local Payment Options

Offer UPI, RuPay, Visa/Mastercard, and netbanking to boost success rates and reduce drop-offs.

Perfect for: Ecommerce, Edtech, Travel, Digital Services

Stop Losing Indian Customers to Failed Payments

Stop Losing Indian Customers to Failed Payments

Global PAs struggle with Indian payment

methods. Our local routing ensures >80% success rates, so your customers don’t drop off.

Perfect for: Startups looking to convert Indian consumers by reducing payment drop-offs

Save on Costs with 0% FX Fees

Save on Costs with 0% FX Fees

Receive funds in your preferred currency to an overseas bank account at zero-cost FX rates.

Perfect for: Startups using existing international PAs that charge high FX fee.

Go Live Fast - No Local Entity Required

Go Live Fast - No Local Entity Required

Launch in India without setting up a local entity. Use our no-code tools or integrate with APIs to start accepting payments in <48 hours.

Perfect for: Early-Stage Global Startups, D2C Brands, and Platforms Testing Indian Market

Reconcile INR Collections with Global Settlements

Reconcile INR Collections with Global Settlements

Match Indian customer payments with your overseas settlements in real time. Access reports via dashboard or APIs.

Perfect for: Global finance and ops teams managing multi-currency flows

Handle High-Volume, Time-Critical Payments

Handle High-Volume, Time-Critical Payments

Ensure uninterrupted payments during campaigns, renewals, and audits - with 99.99% uptime and an RBI-compliant infrastructure.

Perfect for: Businesses running flash sales and subscription renewals

Contact Sales

E-Commerce

Boost conversions by offering the payment methods Indians trust most.

Ed-Tech

Ensure a smooth enrollment experience to Indian students.

Content Platform

Boost subscriber retention and maximise recurring revenue.

SaaS

Enable compliant subscription payments that are compliant through any local method.

Travel

Efficiently split and settle payments between your Indian and foreign entities.

Looking to Offer Indian Payments to your Global Merchants?

Looking to Offer Indian Payments to your Global Merchants?

If you are a Payment Aggregator, Orchestrator, MoR Platform or a Global Marketplace - let’s connect!

If you are a Payment Aggregator, Orchestrator, MoR Platform or a Global Marketplace - let’s connect!

Payment Solutions Designed

Around Your Global Businesses

INR Payment Solutions Designed Around Your Global Business Model

800K+

Businesses

99.99%

Uptime

12K

Transactions per minute

Accept India’s Preferred Payment Methods

Built to Scale with You

Accept India’s Preferred Payment Methods

Built to Scale with You

Cashfree’s UPI Stack

An Industry-first Infrastructure

Cashfree’s UPI Stack

An Industry-first Infrastructure

Drive Higher Conversions with Seamless UPI Checkout

Drive Higher Conversions with Seamless UPI Checkout

Auto-launch UPI apps or send direct payment links to customers to capture more successful transactions.

Auto-launch UPI apps or send direct payment links to customers to capture more successful transactions.

Boost Recurring Revenue from Subscriptions

Boost Recurring Revenue from Subscriptions

Use UPI One-Time Mandates to automate recurring or delayed payments to offer subscriptions or memberships.

Use UPI One-Time Mandates to automate recurring or delayed payments to offer subscriptions or memberships.

Enjoy Industry-Leading UPI Success Rates

Enjoy Industry-Leading UPI Success Rates

With our advanced tech stack delivering industry-leading UPI success rates, convert more customers with every transaction.

With our advanced tech stack delivering industry-leading UPI success rates, convert more customers with every transaction.

Scale Smoothly During Indian Sales Peaks

Scale Smoothly During Indian Sales Peaks

Process 12K+ transactions per second with our in-house Switch and maintain high performance even during traffic surges.

Process 12K+ transactions per second with our in-house Switch and maintain high performance even during traffic surges.

Complete Checkout Coverage

With the Highest Success Rates across all Methods

Complete Checkout Coverage

With the Highest Success Rates across all Methods

Debit and Credit Cards

Debit and Credit Cards

Accept RuPay card payments issued from

across Indian banks alongside other card networks

- Visa, Master, Amex & Diners.

Accept RuPay card payments issued from

across Indian banks alongside other card networks - Visa, Master, Amex & Diners.

Pay Now

Cards

Net Banking

UPI

₹ 50,000

Paying

Internet Banking

Internet Banking

Access the widest coverage of banks for accepting large-ticket payments through net banking.

Access the widest coverage of banks for accepting large-ticket payments through net banking.

SUBMIT

Username

Password

Transaction Successful!

Transaction Successful!

₹ 50,000

₹ 50,000

Contact Sales

Not Just Local Payments

A Stack That Powers Revenue Reliability

Not Just Local Payments

A Stack That Powers Revenue Reliability

Grow Subscription Revenue with Auto-Collect Payments

Grow Subscription Revenue with Auto-Collect Payments

Enable customers to pay through India’s most preferred method, UPI, with flexible cycles and fixed billing amounts.

Boost Conversions and Retention with UPI Autopay

Boost Conversions and Retention with UPI Autopay

Set up Standing Instructions on Cards

Set up Standing Instructions on Cards

Set up standing instructions on credit and debit cards, giving you wide access to India’s growing cardholder base.

Automate High-Value Payments with eMandates

Automate High-Value Payments with eMandates

Create same-day eMandates through Net Banking, Debit Card, or Credit Card, perfect for faster, frictionless collections in enterprise or subscription billing cycles.

Global Settlements with Complete Visibility and Zero Surprises

Global Settlements with Complete Visibility and Zero Surprises

Know Exactly what you earn

Know Exactly what you earn

Get complete visibility into FX rates at the time of settlement - no fees, hidden charges, or surprises on your international settlement.

Choose from USD, EUR, GBP, SGD, AUD, CAD, HKD, and more currencies, and have funds settled into your overseas bank account in the currency of your preference.

Get Paid in the Currency That Works for You

Get Paid in the Currency That Works for You

Track Every Settlement, As It Happens

Track Every Settlement, As It Happens

Receive updates on your settlement status via webhooks, providing complete visibility and enhanced operational control.

Monitor your Transactions on a Detailed Dashboard

Monitor your Transactions on a Detailed Dashboard

Track Payments, Refunds and Settlements

Track Payments, Refunds and Settlements

Get complete visibility into transactions, settlement status, and refunds through a unified dashboard.

Make Smarter Decisions with Payment Insights

Make Smarter Decisions with Payment Insights

Access detailed reports on transactions, success rates, and payment modes to optimise your business performance.

Build Reports That Fit Your Needs

Build Reports That Fit Your Needs

Create tailored reports for refunds, disputes, and settlements—giving your finance teams exactly what they need and when needed.

Safeguard your Business with Intelligent Risk Management

Safeguard your Business with Intelligent Risk Management

Detect Fraud Before It Hits Your Dashboard

Detect Fraud Before It Hits Your Dashboard

Detect and block fraud transaction with ML-powered risk detection trained on millions of transactions.

!

Create a Custom Blacklist

Create a Custom Blacklist

Create custom blocklists based on payment methods, locations, devices, or transaction patterns.

Create custom blocklists based on payment methods, locations, devices, or transaction patterns.

Set up Smart Limits

Set up Smart Limits

Detect and block chargebacks at scale by setting smart limits on parameters, such as transaction amount or count.

Detect and block chargebacks at scale by setting smart limits on parameters, such as transaction amount or count.

Book a Demo

Book a Demo

Contact Sales

Contact Sales

Launching Soon!

International Payouts to India

International Payouts to India

Pay vendors, suppliers, and partners in India with zero hassle.

Pay vendors, suppliers, and partners in India with zero hassle.

Join the Waitlist

The Local Edge

That Global Payment Aggregators Can’t Match

The Local Edge That Global Payment Aggregators Can’t Match

UPI Payments

Net Banking

Subscriptions

Success Rate

Customised Checkout

Settlement Time

Fraud Prevention

Customer Support

International PAs

Cashfree Payments

Cashfree Payments

Robust UPI infrastructure

No UPI capabilities

UPI Payments

Network of 90+ private and public banks

No relation with local banks

Net Banking

Subscriptions

RBI-compliant recurring payments

Subscription through non-local methods

Success Rate

May have higher failures on

international methods

Industry-leading rates on local

payment methods

Customised Checkout

Complete customisation for the Indian market

Customisations options available,

but only native

Settlement Time

T+1 settlements

Longer settlements due to the involvement of intermediary banks

Localised risk monitoring & fraud prevention

Native fraud prevention

Fraud Prevention

Customer Support

24/7 dedicated support

No support from India

International PAs

No UPI capabilities

No relation with local banks

Subscription through non-local methods

May have higher failures on

international methods

Customisations options available,

but only native

Longer settlements due to the

involvement of intermediary banks

Native fraud prevention

No support from India

President, Mind Based Solutions

President, Mind Based Solutions

“This groundbreaking company has resolved the

regulatory, administrative, and technological obstacles

so that non-Indian websites can accept UPI-based

payments in India.”

“This groundbreaking company has resolved the regulatory, administrative, and technological obstacles so that non-Indian websites can accept UPI-based payments in India.”

Donnovan Dunkley

Donnovan Dunkley

Bhavin Desai

Bhavin Desai

“We have been through many payment aggregators

but Cashfree is different. Different for better.

From Optimized charges to super responsive support

for on-boarding, the team has gone above and beyond

to make our customers' experience more convenient.”

“We have been through many payment aggregators but Cashfree is different. Different for better. From Optimized charges to super responsive support for on-boarding, the team has gone above and beyond to make our customers' experience more convenient.”

Director, Ciel Fintech

Director, Ciel Fintech

Trusted by Businesses Across the Globe

Trusted by Businesses Across the Globe

Frequently Asked Questions

Frequently Asked Questions

How long does the onboarding process take?

Once you submit the required KYC documents, businesses are typically onboarded within a few business hours, allowing you to start accepting payments from Indian customers promptly.

How long does the onboarding process take?

Once you submit the required KYC documents, businesses are typically onboarded within a few business hours, allowing you to start accepting payments from Indian customers promptly.

What local payment methods are supported?

We enable acceptance of popular methods preferred by Indian payers like UPI, debit cards, credit cards, internet banking, and more, ensuring a seamless payment experience for your customers.

What local payment methods are supported?

What types of businesses are supported?

We support many merchants selling physical goods, software, and services. Whether you’re an e-commerce business, SaaS provider, or service-based company, our solution is designed to cater to your needs.

What types of businesses are supported?

How are payments settled to my overseas bank account?

Payments are settled via SWIFT/ Wire transfer directly to your overseas bank account in your preferred currency on a T+1 business day.

How are payments settled to my overseas bank account?

How are INR to FCY conversions handled?

Conversions are processed using FX rates provided by our banking partner on the settlement day.

How are INR to FCY conversions handled?

How do I track settlements and refunds?

You have the flexibility to track settlements, refunds, and other details through our dashboard and comprehensive APIs.

How do I track settlements and refunds?

In which currencies can I get my funds settled?

You can select from 100+ currencies, including USD, EUR, GBP, SGD, AUD, CAD, and HKD, for getting your funds settled into a foreign bank account.

In which currencies can I get my funds settled?

What happens if transaction verification is delayed?

If verification is not completed within the agreed turnaround time, the payment is automatically rejected and refunded to the customer. In certain cases, delays may occur if additional information is required by the processing bank, of which you will be notified accordingly.

What happens if transaction verification is delayed?

Can I customise the payment checkout experience?

Yes, you can build a fully customised checkout with design flexibility and 20+ native optimisations. We ensure the payment experience for your customers stays aligned with your brand image.

Can I customise the payment checkout experience?

What reporting options are available?

Our dashboard allows you to generate reports such as Document Verification Reports, Refund Reports, Dispute Reports, Tax Computation Reports, Settlement Reports, and more.

What reporting options are available?

Ready to get started?

With Cashfree collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.

Easy onboarding

Dedicated account manager

API access

Ready to get started?

With Cashfree collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.

Easy onboarding

Dedicated account manager

API access