Best Cross Border Payment
Solution Provider India 2025
Best Cross Border Payment Solution Provider India 2025
India’s First Licenced Cross-Border
Payment Aggregator (PACB - E&I)
India’s First Licenced Cross-Border Payment Aggregator (PACB - E&I)
PCI-DSS Compliant
& Fully Secure
PCI-DSS Compliant
& Fully Secure
Expand into India,
Accept Local Payments
Expand into India,
Accept Local Payments
Expand into India,
Accept Local Payments
No Local Setup. No Complexity.
No Local Setup. No Complexity.
No Local Setup. No Complexity.
Break into one of the world’s fastest-growing markets and accept INR payments like a local.
Break into one of the world’s fastest-growing markets and accept INR payments like a local.
Consult an Expert
Sell in the Indian Market with a
Simplified Process
Sell in the Indian Market with a
Simplified Process
Sell in the Indian Market with a Simplified Process
Boost Checkout Conversions with Local Payment Options
Boost Checkout Conversions with Local Payment Options
Boost Checkout Conversions with Local Payment Options
Offer UPI, RuPay, Visa/Mastercard, and netbanking to boost success rates and reduce drop-offs.
Offer UPI, RuPay, Visa/Mastercard, and netbanking to boost success rates and reduce drop-offs.
Perfect for: Ecommerce, Edtech, Travel, Digital Services
Perfect for: Ecommerce, Edtech, Travel, Digital Services
Stop Losing Indian Customers to Failed Payments
Stop Losing Indian Customers to Failed Payments
Stop Losing Indian Customers to Failed Payments
Global PAs struggle with Indian payment
methods. Our local routing ensures >80% success rates, so your customers don’t drop off.
Global PAs struggle with Indian payment
methods. Our local routing ensures >80% success rates, so your customers don’t drop off.
Perfect for: Startups looking to convert Indian consumers by reducing payment drop-offs
Perfect for: Startups looking to convert Indian consumers by reducing payment drop-offs
Save on Costs with 0% FX Fees
Save on Costs with 0% FX Fees
Save on Costs with 0% FX Fees
Receive funds in your preferred currency to an overseas bank account at zero-cost FX rates.
Receive funds in your preferred currency to an overseas bank account at zero-cost FX rates.
Perfect for: Startups using existing international PAs that charge high FX fee.
Perfect for: Startups using existing international PAs that charge high FX fee.
Go Live Fast - No Local Entity Required
Go Live Fast - No Local Entity Required
Go Live Fast - No Local Entity Required
Launch in India without setting up a local entity. Use our no-code tools or integrate with APIs to start accepting payments in <48 hours.
Launch in India without setting up a local entity. Use our no-code tools or integrate with APIs to start accepting payments in <48 hours.
Perfect for: Early-Stage Global Startups, D2C Brands, and Platforms Testing Indian Market
Perfect for: Early-Stage Global Startups, D2C Brands, and Platforms Testing Indian Market
Reconcile INR Collections with Global Settlements
Reconcile INR Collections with Global Settlements
Reconcile INR Collections with Global Settlements
Match Indian customer payments with your overseas settlements in real time. Access reports via dashboard or APIs.
Match Indian customer payments with your overseas settlements in real time. Access reports via dashboard or APIs.
Perfect for: Global finance and ops teams managing multi-currency flows
Perfect for: Global finance and ops teams managing multi-currency flows
Handle High-Volume, Time-Critical Payments
Handle High-Volume, Time-Critical Payments
Handle High-Volume, Time-Critical Payments
Ensure uninterrupted payments during campaigns, renewals, and audits - with 99.99% uptime and an RBI-compliant infrastructure.
Ensure uninterrupted payments during campaigns, renewals, and audits - with 99.99% uptime and an RBI-compliant infrastructure.
Perfect for: Businesses running flash sales and subscription renewals
Perfect for: Businesses running flash sales and subscription renewals
Contact Sales
E-Commerce
Boost conversions by offering the payment methods Indians trust most.
Boost conversions by offering the payment methods Indians trust most.
Ed-Tech
Ensure a smooth enrollment experience to Indian students.
Ensure a smooth enrollment experience to Indian students.
Content Platform
Boost subscriber retention and maximise recurring revenue.
Boost subscriber retention and maximise recurring revenue.
SaaS
Enable compliant subscription payments that are compliant through any local method.
Enable compliant subscription payments that are compliant through any local method.
Travel
Efficiently split and settle payments between your Indian and foreign entities.
Efficiently split and settle payments between your Indian and foreign entities.
Looking to Offer Indian Payments to your Global Merchants?
Looking to Offer Indian Payments to your Global Merchants?
If you are a Payment Aggregator, Orchestrator, MoR Platform or a Global Marketplace - let’s connect!
If you are a Payment Aggregator, Orchestrator, MoR Platform or a Global Marketplace - let’s connect!
If you are a Payment Aggregator, Orchestrator, MoR Platform or a Global Marketplace - let’s connect!
Payment Solutions Designed
Around Your Global Businesses
Payment Solutions Designed
Around Your Global Businesses
INR Payment Solutions Designed Around Your Global Business Model
800K+
800K+
Businesses
Businesses
99.99%
99.99%
Uptime
Uptime
12K
12K
Transactions per minute
Transactions per minute
Accept India’s Preferred Payment Methods
Built to Scale with You
Accept India’s Preferred Payment Methods
Built to Scale with You
Accept India’s Preferred Payment Methods
Built to Scale with You
Cashfree’s UPI Stack
An Industry-first Infrastructure
Cashfree’s UPI Stack
An Industry-first Infrastructure
Cashfree’s UPI Stack
An Industry-first Infrastructure
Drive Higher Conversions with Seamless UPI Checkout
Drive Higher Conversions with Seamless UPI Checkout
Auto-launch UPI apps or send direct payment links to customers to capture more successful transactions.
Auto-launch UPI apps or send direct payment links to customers to capture more successful transactions.
Boost Recurring Revenue from Subscriptions
Boost Recurring Revenue from Subscriptions
Use UPI One-Time Mandates to automate recurring or delayed payments to offer subscriptions or memberships.
Use UPI One-Time Mandates to automate recurring or delayed payments to offer subscriptions or memberships.
Enjoy Industry-Leading UPI Success Rates
Enjoy Industry-Leading UPI Success Rates
With our advanced tech stack delivering industry-leading UPI success rates, convert more customers with every transaction.
With our advanced tech stack delivering industry-leading UPI success rates, convert more customers with every transaction.
Scale Smoothly During Indian Sales Peaks
Scale Smoothly During Indian Sales Peaks
Process 12K+ transactions per second with our in-house Switch and maintain high performance even during traffic surges.
Process 12K+ transactions per second with our in-house Switch and maintain high performance even during traffic surges.
Complete Checkout Coverage
With the Highest Success Rates across all Methods
Complete Checkout Coverage
With the Highest Success Rates across all Methods
Complete Checkout Coverage
With the Highest Success Rates across all Methods
Debit and Credit Cards
Debit and Credit Cards
Debit and Credit Cards
Accept RuPay card payments issued from
across Indian banks alongside other card networks
- Visa, Master, Amex & Diners.
Accept RuPay card payments issued from
across Indian banks alongside other card networks - Visa, Master, Amex & Diners.
Pay Now
Cards
Net Banking
UPI
₹ 50,000
Paying
Internet Banking
Internet Banking
Internet Banking
Access the widest coverage of banks for accepting large-ticket payments through net banking.
Access the widest coverage of banks for accepting large-ticket payments through net banking.
SUBMIT
Username
Password
Transaction Successful!
Transaction Successful!
₹ 50,000
₹ 50,000
Contact Sales
Not Just Local Payments
A Stack That Powers Revenue Reliability
Not Just Local Payments
A Stack That Powers Revenue Reliability
Grow Subscription Revenue with Auto-Collect Payments
Grow Subscription Revenue with Auto-Collect Payments
Grow Subscription Revenue with Auto-Collect Payments
Enable customers to pay through India’s most preferred method, UPI, with flexible cycles and fixed billing amounts.
Boost Conversions and Retention with UPI Autopay
Boost Conversions and Retention with UPI Autopay
Boost Conversions and Retention with UPI Autopay
Set up Standing Instructions on Cards
Set up Standing Instructions on Cards
Set up Standing Instructions on Cards
Set up standing instructions on credit and debit cards, giving you wide access to India’s growing cardholder base.
Automate High-Value Payments with eMandates
Automate High-Value Payments with eMandates
Automate High-Value Payments with eMandates
Create same-day eMandates through Net Banking, Debit Card, or Credit Card, perfect for faster, frictionless collections in enterprise or subscription billing cycles.
Global Settlements with Complete Visibility and Zero Surprises
Global Settlements with Complete Visibility and Zero Surprises
Global Settlements with Complete Visibility and Zero Surprises
Know Exactly what you earn
Know Exactly what you earn
Know Exactly what you earn
Get complete visibility into FX rates at the time of settlement - no fees, hidden charges, or surprises on your international settlement.
Choose from USD, EUR, GBP, SGD, AUD, CAD, HKD, and more currencies, and have funds settled into your overseas bank account in the currency of your preference.
Get Paid in the Currency That Works for You
Get Paid in the Currency That Works for You
Get Paid in the Currency That Works for You
Track Every Settlement, As It Happens
Track Every Settlement, As It Happens
Track Every Settlement, As It Happens
Receive updates on your settlement status via webhooks, providing complete visibility and enhanced operational control.
Monitor your Transactions on a Detailed Dashboard
Monitor your Transactions on a Detailed Dashboard
Monitor your Transactions on a Detailed Dashboard
Track Payments, Refunds and Settlements
Track Payments, Refunds and Settlements
Track Payments, Refunds and Settlements
Get complete visibility into transactions, settlement status, and refunds through a unified dashboard.
Make Smarter Decisions with Payment Insights
Make Smarter Decisions with Payment Insights
Make Smarter Decisions with Payment Insights
Access detailed reports on transactions, success rates, and payment modes to optimise your business performance.
Build Reports That Fit Your Needs
Build Reports That Fit Your Needs
Build Reports That Fit Your Needs
Create tailored reports for refunds, disputes, and settlements—giving your finance teams exactly what they need and when needed.
Safeguard your Business with Intelligent Risk Management
Safeguard your Business with Intelligent Risk Management
Safeguard your Business with Intelligent Risk Management
Detect Fraud Before It Hits Your Dashboard
Detect Fraud Before It Hits Your Dashboard
Detect Fraud Before It Hits Your Dashboard
Detect and block fraud transaction with ML-powered risk detection trained on millions of transactions.
!
Create a Custom Blacklist
Create a Custom Blacklist
Create a Custom Blacklist
Create custom blocklists based on payment methods, locations, devices, or transaction patterns.
Create custom blocklists based on payment methods, locations, devices, or transaction patterns.
Set up Smart Limits
Set up Smart Limits
Set up Smart Limits
Detect and block chargebacks at scale by setting smart limits on parameters, such as transaction amount or count.
Detect and block chargebacks at scale by setting smart limits on parameters, such as transaction amount or count.
The Local Edge
That Global Payment Aggregators Can’t Match
The Local Edge
That Global Payment Aggregators Can’t Match
The Local Edge That Global Payment Aggregators Can’t Match
UPI Payments
Net Banking
Subscriptions
Success Rate
Customised Checkout
Settlement Time
Fraud Prevention
Customer Support
International PAs
Cashfree Payments
Cashfree Payments
Robust UPI infrastructure
No UPI capabilities
UPI Payments
Network of 90+ private and public banks
No relation with local banks
Net Banking
Subscriptions
RBI-compliant recurring payments
Subscription through non-local methods
Success Rate
May have higher failures on
international methods
Industry-leading rates on local
payment methods
Customised Checkout
Complete customisation for the Indian market
Customisations options available,
but only native
Settlement Time
T+1 settlements
Longer settlements due to the involvement of intermediary banks
Localised risk monitoring & fraud prevention
Native fraud prevention
Fraud Prevention
Customer Support
24/7 dedicated support
No support from India
International PAs
No UPI capabilities
No relation with local banks
Subscription through non-local methods
May have higher failures on
international methods
Customisations options available,
but only native
Longer settlements due to the
involvement of intermediary banks
Native fraud prevention
No support from India
President, Mind Based Solutions
President, Mind Based Solutions
“This groundbreaking company has resolved the
regulatory, administrative, and technological obstacles
so that non-Indian websites can accept UPI-based
payments in India.”
“This groundbreaking company has resolved the regulatory, administrative, and technological obstacles so that non-Indian websites can accept UPI-based payments in India.”
“This groundbreaking company has resolved the regulatory, administrative, and technological obstacles so that non-Indian websites can accept UPI-based payments in India.”
Donnovan Dunkley
Donnovan Dunkley
Bhavin Desai
Bhavin Desai
“We have been through many payment aggregators
but Cashfree is different. Different for better.
From Optimized charges to super responsive support
for on-boarding, the team has gone above and beyond
to make our customers' experience more convenient.”
“We have been through many payment aggregators but Cashfree is different. Different for better. From Optimized charges to super responsive support for on-boarding, the team has gone above and beyond to make our customers' experience more convenient.”
“We have been through many payment aggregators but Cashfree is different. Different for better. From Optimized charges to super responsive support for on-boarding, the team has gone above and beyond to make our customers' experience more convenient.”
Director, Ciel Fintech
Director, Ciel Fintech
Director, Ciel Fintech
Trusted by Businesses Across the Globe
Trusted by Businesses Across the Globe
Trusted by Businesses Across the Globe
Frequently Asked Questions
Frequently Asked Questions
How long does the onboarding process take?
Once you submit the required KYC documents, businesses are typically onboarded within a few business hours, allowing you to start accepting payments from Indian customers promptly.
How long does the onboarding process take?
Once you submit the required KYC documents, businesses are typically onboarded within a few business hours, allowing you to start accepting payments from Indian customers promptly.
What local payment methods are supported?
We enable acceptance of popular methods preferred by Indian payers like UPI, debit cards, credit cards, internet banking, and more, ensuring a seamless payment experience for your customers.
What local payment methods are supported?
What types of businesses are supported?
We support many merchants selling physical goods, software, and services. Whether you’re an e-commerce business, SaaS provider, or service-based company, our solution is designed to cater to your needs.
What types of businesses are supported?
How are payments settled to my overseas bank account?
Payments are settled via SWIFT/ Wire transfer directly to your overseas bank account in your preferred currency on a T+1 business day.
How are payments settled to my overseas bank account?
How are INR to FCY conversions handled?
Conversions are processed using FX rates provided by our banking partner on the settlement day.
How are INR to FCY conversions handled?
How do I track settlements and refunds?
You have the flexibility to track settlements, refunds, and other details through our dashboard and comprehensive APIs.
How do I track settlements and refunds?
In which currencies can I get my funds settled?
You can select from 100+ currencies, including USD, EUR, GBP, SGD, AUD, CAD, and HKD, for getting your funds settled into a foreign bank account.
In which currencies can I get my funds settled?
What happens if transaction verification is delayed?
If verification is not completed within the agreed turnaround time, the payment is automatically rejected and refunded to the customer. In certain cases, delays may occur if additional information is required by the processing bank, of which you will be notified accordingly.
What happens if transaction verification is delayed?
Can I customise the payment checkout experience?
Yes, you can build a fully customised checkout with design flexibility and 20+ native optimisations. We ensure the payment experience for your customers stays aligned with your brand image.
Can I customise the payment checkout experience?
What reporting options are available?
Our dashboard allows you to generate reports such as Document Verification Reports, Refund Reports, Dispute Reports, Tax Computation Reports, Settlement Reports, and more.
What reporting options are available?
Ready to get started?
With Cashfree collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.
Easy onboarding
Dedicated account manager
API access
Ready to get started?
With Cashfree collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.
Easy onboarding
Dedicated account manager
API access