Use this API to add a beneficiary to your Cashfree account by providing the bank account number, IFSC, and other required details. Ensure the successful creation of the benficiary in your account before initiating a transfer.
It displays the time of the addition of the beneficiary in UTC.
Example:
"2023-11-22T12:38:22Z"
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The value should be between 8 and 12 characters after stripping +91.","uniqueKey":"beneficiary_contact_details.beneficiary_phone","typeLabel":"string"},"beneficiary_country_code":{"example":"+91","type":"string","description":"It is the country code (+91) of the beneficiary's phone number","uniqueKey":"beneficiary_contact_details.beneficiary_country_code","typeLabel":"string"},"beneficiary_address":{"example":"177A Bleecker Street","type":"string","description":"It is the address information of the beneficiary.","uniqueKey":"beneficiary_contact_details.beneficiary_address","typeLabel":"string"},"beneficiary_city":{"example":"New York City","type":"string","description":"It is the name of the city as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_city","typeLabel":"string"},"beneficiary_state":{"example":"New York","type":"string","description":"It is the name of the state as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_state","typeLabel":"string"},"beneficiary_postal_code":{"example":"560001","type":"string","description":"It is the PIN code information as present in the beneficiary's address. 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Only numbers are allowed.","uniqueKey":"beneficiary_contact_details.beneficiary_postal_code","typeLabel":"string"}},"uniqueKey":"beneficiary_contact_details","typeLabel":"object"}},"uniqueKey":"","typeLabel":"Create Beneficiary request body · object"},"examples":{"bene_creation_request_v2":{"title":"bene_creation_request_v2","description":"Find the request body for creating a beneficiary with all the available information","value":{"beneficiary_id":"JOHN18011343","beneficiary_name":"John Doe","beneficiary_instrument_details":{"bank_account_number":"1223334444","bank_ifsc":"HDFC0000001","vpa":"test@upi"},"beneficiary_contact_details":{"beneficiary_email":"sample@cashfree.com","beneficiary_phone":"9876543210","beneficiary_country_code":"+91","beneficiary_address":"177A Bleecker Street","beneficiary_city":"New York City","beneficiary_state":"New York","beneficiary_postal_code":"560011"}}},"bene_creation_request_with_only_vpa":{"title":"bene_creation_request_with_only_vpa","description":"Beneficiary creation with only vpa","value":{"beneficiary_id":"JOHN18011343","beneficiary_name":"John Doe","beneficiary_instrument_details":{"vpa":"test@upi"},"beneficiary_contact_details":{"beneficiary_email":"sample@cashfree.com","beneficiary_phone":"9876543210","beneficiary_country_code":"+91","beneficiary_address":"177A Bleecker Street","beneficiary_city":"New York City","beneficiary_state":"New York","beneficiary_postal_code":"560011"}}}},"exampleType":"examples"}},"exampleType":"examples"},"responses":{"8c192ebd-6f46-47b6-9c4f-c91ec6c0e5b2":{"description":"OK","content":{"application/json":{"schema":{"title":"Create Beneficiary success response","description":"Contains the information of the created beneficiary","type":"object","properties":{"beneficiary_id":{"example":"JOHN18011343","type":"string","description":"It displays the unique Id you created to identify the beneficiary.","uniqueKey":"beneficiary_id","typeLabel":"string"},"beneficiary_name":{"example":"John Doe","type":"string","description":"It displays the name of the beneficiary.","uniqueKey":"beneficiary_name","typeLabel":"string"},"beneficiary_instrument_details":{"type":"object","description":"It displays the payment instrument details of the beneficiary.","properties":{"bank_account_number":{"example":"00111122233","type":"string","description":"It displays the bank account of the beneficiary.","uniqueKey":"beneficiary_instrument_details.bank_account_number","typeLabel":"string"},"bank_ifsc":{"example":"HDFC0000001","type":"string","description":"It displays the IFSC information of the beneficiary's bank account.","uniqueKey":"beneficiary_instrument_details.bank_ifsc","typeLabel":"string"},"vpa":{"example":"test@upi","type":"string","description":"It displays the UPI VPA information of the beneficiary.","uniqueKey":"beneficiary_instrument_details.vpa","typeLabel":"string"}},"uniqueKey":"beneficiary_instrument_details","typeLabel":"object"},"beneficiary_contact_details":{"type":"object","description":"It displays the contact details of the beneficiary.","properties":{"beneficiary_email":{"example":"johndoe1@cashfree.com","type":"string","description":"It displays the email address of the beneficiary.","uniqueKey":"beneficiary_contact_details.beneficiary_email","typeLabel":"string"},"beneficiary_phone":{"example":"9876543210","type":"string","description":"It displays the phone number of the beneficiary without the country code.","uniqueKey":"beneficiary_contact_details.beneficiary_phone","typeLabel":"string"},"beneficiary_country_code":{"example":"+91","type":"string","description":"It displays the country code of the beneficiary's phone number.","uniqueKey":"beneficiary_contact_details.beneficiary_country_code","typeLabel":"string"},"beneficiary_address":{"example":"177A Bleecker Street","type":"string","description":"It displays the address of the beneficiary.","uniqueKey":"beneficiary_contact_details.beneficiary_address","typeLabel":"string"},"beneficiary_city":{"example":"New York City","type":"string","description":"It displays the name of the city as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_city","typeLabel":"string"},"beneficiary_state":{"example":"New York","type":"string","description":"It displays the name of the state as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_state","typeLabel":"string"},"beneficiary_postal_code":{"example":"560001","type":"string","description":"It displays the PIN code as present in the beneficiary's address.","uniqueKey":"beneficiary_contact_details.beneficiary_postal_code","typeLabel":"string"}},"uniqueKey":"beneficiary_contact_details","typeLabel":"object"},"beneficiary_status":{"example":"VERIFIED","type":"string","enum":["VERIFIED","INVALID","INITIATED","CANCELLED","FAILED","DELETED"],"description":"It displays the current status of the beneficiary. Possible values are as follows\n- `VERIFIED`: Beneficiary is verified and is available for payouts\n- `INVALID`: Beneficiary is invalid\n- `INITIATED`: Beneficiary verification initiated\n- `CANCELLED`: Beneficiary verification cancelled\n- `FAILED`: Failed to verify beneficiary\n- `DELETED`: Beneficiary is deleted","uniqueKey":"beneficiary_status","typeLabel":"enum\u003cstring>"},"added_on":{"example":"2023-11-22T12:38:22Z","type":"string","description":"It displays the time of the addition of the beneficiary in UTC.","uniqueKey":"added_on","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Create Beneficiary success response · object"},"examples":{"create_beneficiary_success_response_v2":{"title":"create_beneficiary_success_response_v2","description":"Example values for Get Beneficiary V2 success response","value":{"beneficiary_id":"JOHN18011343","beneficiary_name":"John Doe","beneficiary_instrument_details":{"bank_account_number":"1223334444","bank_ifsc":"HDFC0000001","vpa":"test@upi"},"beneficiary_contact_details":{"beneficiary_email":"sample@cashfree.com","beneficiary_phone":"9876543210","beneficiary_country_code":"+91","beneficiary_address":"177A Bleecker Street","beneficiary_city":"New York City","beneficiary_state":"New York","beneficiary_postal_code":"560011"},"beneficiary_status":"VERIFIED","added_on":"2023-12-04T15:50:00Z"}}},"exampleType":"examples"}},"exampleType":"examples"},"4d4e0cc4-ea1c-4f2d-acd9-323d65bfe215":{"description":"Bad request error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"bene_id_too_long":{"title":"bene_id_too_long","description":"Length of beneficiary_id is more than maximum allowed","value":{"type":"invalid_request_error","code":"beneficiary_id_length_exceeded","message":"beneficiary_id : should not be more than 50 characters long. value received: kl12b3rkh1bv234lkbr3jl24tbrlk234bkt234t134kbr1hk34jr"}},"invalid_bene_id_due_unacceptable_characters":{"title":"invalid_bene_id_due_unacceptable_characters","description":"Beneficiary ID contains characters that are not allowed","value":{"type":"invalid_request_error","code":"beneficiary_id_invalid","message":"beneficiary_id : should contain only letters, numbers, hyphen, underscore, pipe, and dot. Value received: .\\qewqefwqev"}},"bank_account_given_ifsc_not_given":{"title":"bank_account_given_ifsc_not_given","description":"Bank account number is provided but ifsc is not provided","value":{"type":"invalid_request_error","code":"bank_ifsc_missing","message":"bank_ifsc : should be provided with the request if bank_account_number is provided"}},"bank_ifsc_given_account_not_given":{"title":"bank_ifsc_given_account_not_given","description":"Bank ifsc is provided but bank account number is not provided","value":{"type":"invalid_request_error","code":"bank_account_number_missing","message":"bank_account_number: should be provided with the request if bank_ifsc is provided"}},"bank_account_number_too_large":{"title":"bank_account_number_too_large","description":"Bank account number provided is too large","value":{"type":"invalid_request_error","code":"bank_account_number_length_exceeded","message":"bank_account_number : should not be more than 25 characters long. value received: 235142352346523462456345263452345"}},"bank_account_number_too_short":{"title":"bank_account_number_too_short","description":"Bank account number provided is too short","value":{"type":"invalid_request_error","code":"bank_account_number_length_short","message":"bank_account_number : should not be less than 4 characters long. value received: 12"}},"bank_account_invalid":{"title":"bank_account_invalid","description":"Bank account number contains characters that are not allowed","value":{"type":"invalid_request_error","code":"bank_account_number_invalid","message":"bank_account_number : should be alphanumeric. value received: 123@"}},"invalid_ifsc":{"title":"invalid_ifsc","description":"Invalid value given for IFSC","value":{"type":"invalid_request_error","code":"bank_ifsc_invalid","message":"bank_ifsc : please provide a valid IFSC. value received: SBIN00708410"}}},"exampleType":"examples"}},"exampleType":"examples"},"3bf397e8-9c2c-4113-b87f-be2d2b177b0d":{"description":"Forbidden error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"APIDisabled":{"title":"APIDisabled","description":"Forbidden request. APIs are disabled","value":{"type":"invalid_request_error","code":"apis_not_enabled","message":"APIs not enabled. Please fill out the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\u0026raise_issue=1)"}}},"exampleType":"examples"}},"exampleType":"examples"},"148507cb-019f-42c8-8a88-89b6a26e45a2":{"description":"Duplicate error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"duplicate_bene_id":{"title":"duplicate_bene_id","description":"Beneficiary with given beneficiary id already exist","value":{"type":"invalid_request_error","code":"beneficiary_id_already_exists","message":"Beneficiary already exists with the given beneficiary_id"}},"bene_exist_for_bank_account":{"title":"bene_exist_for_bank_account","description":"Account number and ifsc are already registered as a beneficiary","value":{"type":"invalid_request_error","code":"beneficiary_already_exists","message":"Beneficiary already exists with the given beneficiary_bank_account_number and beneficiary_ifsc"}}},"exampleType":"examples"}},"exampleType":"examples"},"217a85e0-d6a6-4e2c-9c1a-16063ac734b5":{"description":"Unprocessable error","content":{"application/json":{"schema":{"title":"Error","description":"Error Response for non-2XX cases","type":"object","properties":{"type":{"type":"string","description":"Type of the error received","uniqueKey":"type","typeLabel":"string"},"code":{"type":"string","description":"Code of the error received","uniqueKey":"code","typeLabel":"string"},"message":{"type":"string","description":"Detailed message explaining the response","uniqueKey":"message","typeLabel":"string"}},"uniqueKey":"","typeLabel":"Error · object"},"examples":{"same_as_source_error":{"title":"same_as_source_error","description":"Beneficiary account is the same as the source bank account","value":{"type":"invalid_request_error","code":"beneficiary_account_same_as_source","message":"beneficiary_bank_account_number provided can not be same as source bank account"}},"VBA_beneficiary_not_enabled":{"title":"VBA_beneficiary_not_enabled","description":"Adding virtual bank account as a beneficiary is not allowed for the account","value":{"type":"invalid_request_error","code":"vba_bene_not_allowed","message":"Virtual bank account as beneficiary_bank_account_number is not allowed for the account"}}},"exampleType":"examples"}},"exampleType":"examples"}},"security":{"e733b5fc-d02e-4731-9ab4-b475b0468c0b":{"XClientID":{"type":"apiKey","in":"header","name":"x-client-id","description":"Client app ID. 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This is an async transfer request.","href":"/api-reference/payouts/v1/standard-transfer-async"},{"openapi":"get /payout/v1.1/getTransferStatus","title":"Get Transfer Status","description":"Use these details to get details of a particular transfer. You can pass referenceId or transferId to fetch the details.","href":"/api-reference/payouts/v1/get-transfer-status"},{"openapi":"post /payout/v1/requestTransfer","title":"Standard Transfer Sync","description":"Use this API to initiate an amount transfer request at Cashfree by providing beneficiary id, amount, and transfer id. This is a sync transfer request.","href":"/api-reference/payouts/v1/standard-transfer-sync"},{"openapi":"post /payout/v1/requestBatchTransfer","title":"Batch Transfer","description":"Use this API to create multiple transfers to multiple beneficiaries. This API accepts an array of transfer objects under the batch field.","href":"/api-reference/payouts/v1/batch-transfer"},{"openapi":"post /payout/v1/directTransfer","title":"Direct Transfer","description":"Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. You can add the beneficiary details in the same API request.","href":"/api-reference/payouts/v1/direct-transfer"},{"openapi":"post /payout/v1/cardpay","title":"CardPay","description":"Use this API to transfer money to beneficiary cards. Provide details such as beneficiary name, card type, network type, and transfer ID.\n\nYou need to pass the tokenised card number or card token for this transfer.","href":"/api-reference/payouts/v1/cardpay"},{"openapi":"post /payout/v1/lend","title":"Lend","description":"Use this API to send requests for loan disbursement to the beneficiary. The service charges are pooled for the respective party and disbursed at the end of day. Disbursement amount = (Amount - total service charges).","href":"/api-reference/payouts/v1/lend"}]},{"group":"Transfers V1.2","pages":[{"title":"Overview","sidebarTitle":"Overview","description":"Use the Payouts Transfers v1.2 API to disburse funds to beneficiaries through bank accounts, UPI, IMPS, NEFT, Paytm, and Amazon Pay wallets.","href":"/api-reference/payouts/v1/transfer-v12"},{"openapi":"post /payout/v1.2/requestTransfer","title":"Standard Transfer Sync v1.2","description":"Use this API to initiate an amount transfer request at Cashfree by providing beneficiary id, amount, and transfer id. 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Pass this token to the [Process Validated Payout API](/api-reference/payouts/v1/verify-and-pay-direct-transfer-v1) to initiate the payout.\n\nIn the request body, pass the value for exactly one of `vpa` or `phone`, not both.\n\nThe response contains either basic or advanced VPA details. Advanced details include IFSC branch information. To enable advanced details for your account, contact your account manager or fill in the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\u0026raise_issue=1).\n","href":"/api-reference/payouts/v1/validate-payout-v1"},{"openapi":"post /payout/v1/directTransfer","sidebarTitle":"Direct Transfer V1","title":"Direct Transfer","description":"Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. 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To enable advanced details for your account, contact your account manager or fill in the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\u0026raise_issue=1).\n","href":"/api-reference/payouts/v1/validate-payout-v1-2"},{"openapi":"post /payout/v1.2/directTransfer","sidebarTitle":"Direct Transfer V1.2","title":"Direct Transfer V1.2","description":"Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. 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(VAs).","href":"/api-reference/payouts/v1/oneescrow/transfer-funds-between-vas"},{"openapi":"get /v1/accountStatement","title":"Get Account Statement","description":"Use this API to fetch the account statement of the virtual account in a paginated format using cursor-based pagination.","href":"/api-reference/payouts/v1/oneescrow/get-account-statement"},{"openapi":"post /v1/connected-wallet/recharge","title":"Allocate Funds to Virtual Account","description":"Use this API to recharge the OneEscrow account (notional credit) using a payment instrument.","href":"/api-reference/payouts/v1/oneescrow/recharge-oneescrow-account"},{"openapi":"get /v1/fundsources/{paymentInstrumentId}","title":"Get Fund Source Details","description":"Use this API to get the details of the fund source.","href":"/api-reference/payouts/v1/oneescrow/get-fund-source-details"},{"openapi":"post /v1/whitelisted-bank-accounts","title":"Add Registered Recharge Account(Whitelist Bank Account)","description":null,"href":"/api-reference/payouts/v1/oneescrow/add-registered-recharge-accountwhitelist-bank-account"},{"openapi":"post /payout/v1/connected-wallet/debit","title":"Debit Connected Wallet","description":null,"href":"/api-reference/payouts/v1/oneescrow/debit-connected-wallet"}]},{"group":"Cashgram","pages":[{"title":"End Points","sidebarTitle":"End Points","description":"Find the production and sandbox base URLs for Cashfree Payouts v1 APIs, plus the credentials verification endpoint you use to validate your AppId and SecretKey.","href":"/api-reference/payouts/v1/end-points"},{"title":"Postman Collection","sidebarTitle":"Postman Collection","description":"Download the Cashfree Cashgram Postman collection, import it into Postman, and start trying Cashgram API requests against sandbox without writing code.","href":"/api-reference/payouts/v1/cashgram-postman-collection"},{"title":"Webhooks","sidebarTitle":"Webhooks","description":"Configure Cashgram webhooks to receive real-time HTTP callbacks for redeemed, reversed, and expired events, and learn how Cashfree polls bank status updates.","icon":"webhook","href":"/api-reference/payouts/v1/webhooks"},{"openapi":"post /payout/v1/createCashgram","title":"Create Cashgram","description":"Use this API to create a Cashgram.","href":"/api-reference/payouts/v1/create-cashgram"},{"openapi":"post /payout/v1/deactivateCashgram","title":"Deactivate Cashgram","description":"","href":"/api-reference/payouts/v1/deactivate-cashgram"},{"openapi":"get /payout/v1/getCashgramStatus","title":"Get Cashgram Status","description":"Use this API to get the status of the Cashgram created.","href":"/api-reference/payouts/v1/get-cashgram-status"},{"title":"Response Codes","sidebarTitle":"Response Codes","description":"Look up Cashfree Payouts v1 response codes for Cashgram, beneficiary, and transfer APIs, with HTTP status, error codes, messages, and recommended next 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