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POST
/
ppi
/
wallet
/
debit
/
verify
Verify Debit Wallet
curl --request POST \
  --url https://api.cashfree.com/ppi/wallet/debit/verify \
  --header 'Content-Type: application/json' \
  --header 'x-api-version: <x-api-version>' \
  --header 'x-client-id: <api-key>' \
  --header 'x-client-secret: <api-key>' \
  --data '
{
  "debit_id": "DEBIT420984",
  "otp": "222113"
}
'
{
  "debit_id": "DEBIT420984",
  "user_id": "USER827364",
  "cf_debit_id": "8901234567890123456",
  "wallet_id": "WALLET936721",
  "sub_wallet": {
    "cf_sub_wallet_id": "54252453468535350359",
    "name": "Small PPI Wallet",
    "type": "SMALL_PPI",
    "status": "ACTIVE",
    "balance": 9500.86,
    "available_balance": 1500.75,
    "funds_on_hold": 0
  },
  "status": "SUCCESS",
  "amount": 600,
  "remarks": "Purchase of electronics item",
  "initiated_at": "2025-07-28T10:30:00Z",
  "processed_at": "2025-07-28T10:30:05Z",
  "notes": {
    "example_key": "example_value"
  }
}

Documentation Index

Fetch the complete documentation index at: https://www.cashfree.com/docs/llms.txt

Use this file to discover all available pages before exploring further.

Use this API to complete a debit transaction that requires OTP verification. Call this API after the Debit Wallet API returns a status of OTP_GENERATED for SMALL_PPI or FULL_KYC_PPI sub-wallets. The request accepts two fields: debit_id and otp.
A maximum of three verification attempts is allowed per debit_id. Further attempts return an error.

Authorizations

ā€‹
x-client-id
string
header
required

Your unique client identifier issued by Cashfree.

ā€‹
x-client-secret
string
header
required

The secret key associated with your client ID.

Headers

ā€‹
x-api-version
string
default:2025-11-01
required

API version to be used. Format is in YYYY-MM-DD.

Example:

"2025-11-01"

Body

application/json
ā€‹
debit_id
string
required

Unique identifier for the debit transaction, as supplied when you created the debit via Debit Wallet (debit_id in that request).

Required string length: 1 - 50
Example:

"DEBIT420984"

ā€‹
otp
string
required

One-time password received by the end user on the notification channels configured in auth.data.notification_modes on the original Debit Wallet request.

Required string length: 4 - 10
Example:

"222113"

Response

OTP verified successfully. Debit completed.

ā€‹
debit_id
string

Unique identifier for the debit transaction, as provided by you during the debit request.

Example:

"DEBIT420984"

ā€‹
user_id
string

Unique identifier for the user, as provided by you during PPI user creation.

Example:

"USER827364"

ā€‹
cf_debit_id
string

Unique identifier for the debit transaction, generated by Cashfree.

Example:

"8901234567890123456"

ā€‹
wallet_id
string

Primary wallet ID from which the amount was debited.

Example:

"WALLET936721"

ā€‹
sub_wallet
object
ā€‹
status
string

Status of the debit transaction after successful OTP verification (such as SUCCESS).

Example:

"SUCCESS"

ā€‹
amount
number<double>

Amount that was debited.

Example:

600

ā€‹
remarks
string

Remarks for the debit transaction.

Example:

"Purchase of electronics item"

ā€‹
initiated_at
string<date-time>

Timestamp when the debit transaction was initiated.

Example:

"2025-07-28T10:30:00Z"

ā€‹
processed_at
string<date-time> | null

Timestamp when the debit transaction was processed.

Example:

"2025-07-28T10:30:00Z"

ā€‹
notes
object

Optional key-value pairs for any extra information. Keys and values must be strings.