Create Reverse Penny Drop Request
Use this API to create a reverse penny drop request. Reverse penny drop is a verification method for validating bank account information.
Your customers or users makes a payment of one rupee through a UPI based transaction and get the one rupee back within 48 hours once the verification is complete.
Authorizations
Your unique client identifier issued by Cashfree. You can find this in your Merchant Dashboard.
The secret key associated with your client ID. Use this to authenticate your API requests. You can find this in your Merchant Dashboard.
Headers
Send the signature if two-factor authentication is selected as Public Key. More details.
Body
Find the request parameters to create a reverse penny drop request.
It is the unique ID you create to identify the API request. The maximum character limit is 50. Only alphanumeric, hyphen (-), period (.), and underscore ( _ ) are allowed.
"11"
It is the name of the UPI VPA account holder.
"John Doe"
The URL to redirect the user after payment is completed on the webpage URL in the response. If not provided, the user will be redirected to www.google.com by default.
"https://example.com/success"
Response
Success response for creating a reverse penny drop request.
It displays the unique ID you created to identify this API request.
"11"
It displays the unique ID created by Cashfree Payments for reference purposes.
format: int64
100173
It displays the time validity of the intent links in the create RPD request. By default, its value is 10 minutes from the time of link generation.
"2023-11-08 09:32:52"
It displays the generated UPI link for the reverse penny drop request.
"upi://pay?pa=yespay.cpisprod01@yesbankltd&pn=Cashfree&tn=BAV&am=1.00&cu=INR&tr=100173&tid=100173"
It displays the generated Paytm link for the reverse drop request.
"paytmmp://pay?pa=yespay.cpisprod01@yesbankltd&pn=Cashfree&tn=BAV&am=1.00&cu=INR&tr=100173&tid=100173"
It displays the generated BHIM link for the reverse penny drop request.
"bhim://upi://pay?pa=yespay.cpisprod01@yesbankltd&pn=Cashfree&tn=BAV&am=1.00&cu=INR&tr=100173&tid=100173"
It displays the generated Gpay link for the reverse penny drop request.
"tez://upi/pay?pa=yespay.cpisprod01@yesbankltd&pn=Cashfree&tn=BAV&am=1.00&cu=INR&tr=100173&tid=100173"
It displays the generated Phonepe link for the reverse penny drop request.
"phonepe://pay?pa=yespay.cpisprod01@yesbankltd&pn=Cashfree&tn=BAV&am=1.00&cu=INR&tr=100173&tid=100173"
It displays the generated QR code for the reverse penny drop request in base64-encoded format.
"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"
Webpage URL for the generated UPI link and QR code for the reverse penny drop request. To enable this field, complete the Support Form and contact your account manager.
"https://verification-test.cashfree.com/rpd?shortCode=g4lnkgtaho0g"