Core payment modes
Test card numbers, netbanking credentials, and UPI VPAs for standard checkout flows.
Third-Party Verification (TPV)
Netbanking and UPI parameter configurations for TPV account validation testing.
Tokenisation and instalment programs
Token Vault BINs and credit and debit card EMI test credentials.
Alternative financing options
Mobile numbers and PAN or OTP inputs for Paylater and Cardless EMI testing.
Supported sandbox features
The following table lists the payment modes and functionality available for testing in the sandbox environment.Test a pre-authorisation transaction
To test a pre-authorisation transaction, complete the following steps.- Create an order with the
order_noteparameter set topreauth_transaction. - Capture or void the authorised funds using the Pre-authorisation API.
Core payment modes
Use the test card credentials, netbanking simulation account, or UPI addresses below to validate standard checkout flows.Test card details
To test card transactions in the sandbox environment, select a card number from the tables below based on the transaction state you want to simulate.Standard successful checkout testing
Use these configurations to simulate successful domestic card payments. For all cards in this table, use111000 as the OTP, 03/2028 as the fixed expiry, 123 for CVV, and Test as the cardholder name.
View standard successful checkout cards
View standard successful checkout cards
International and USD scenario testing
Use these configurations to validate cross-border payment routing, currency conversion, subscription flows, and multi-factor bank authentication loops.View USD and international scenario cards
View USD and international scenario cards
Test netbanking
To test netbanking integrations, use the default test bank identifier below.Test UPI Virtual Payment Addresses (VPAs)
Pass the following test VPAs in your payment request payload to simulate specific transaction outcomes and error states.View UPI test VPAs and simulated responses
View UPI test VPAs and simulated responses
Third-Party Verification (TPV)
Test TPV netbanking
Third-Party Verification (TPV) ensures that the funding bank account matches your database records. Use these parameters to simulate a validated netbanking setup.Test TPV UPI
Use these parameters to test account authorisation over the UPI rails.View TPV UPI configurations and parameter testing values
View TPV UPI configurations and parameter testing values
Tokenisation and instalment programs
Token Vault test cards
To build a test card number for Token Vault API configurations, append any random 10-digit sequence to the card BINs below. Expiry can be any future date and CVV any 3-digit number.View Token Vault supported card BIN groups
View Token Vault supported card BIN groups
Credit card EMI test cards
Use the following credit cards to validate EMI calculations and processing endpoints. Expiry can be any future date and CVV any 3-digit number.View credit card EMI identifiers and testing credentials
View credit card EMI identifiers and testing credentials
Debit card EMI test cards
Use this configuration to test debit card EMI processing.Alternative financing options
Paylater integration details
To test standard Paylater partner platforms, use the registered mobile number below.Cardless EMI integration details
Use the following mobile number to simulate user registration states for Cardless EMI options.Complete all integration testing in the sandbox environment before deploying to production. For broader recommendations on building reliable integrations, see API best practices.