This API will be retired soon. Please plan to migrate to the latest version, Transfers V2.
Once you trigger the requestTransfer API, the transfer to the beneficiary account will be attempted immediately and the bank’s reference number will be returned in the API response. The median time for the response is 2 to 5 seconds.Please use this Authorization token in headers to call any payout API (Refresh this page if the token is expired)
Click to view the response codes.
Sub code
Status
Message
Next action
200
SUCCESS
Transfer completed successfully.
-
201
SUCCESS
Transfer Scheduled for next working day.
-
201
PENDING
Awaiting confirmation from beneficiary bank.
-
201
PENDING
Transfer request pending at the bank.
-
201
ERROR
Transfer request triggered. No response from bank.
-
202
PENDING
Request received. Please check status after some time.
-
400
ERROR
Mode Not valid for Beneficiary.
Enter a different transfer mode for the beneficiary.
400
ERROR
Transfer Id already exists.
Enter a different transfer ID.
400
ERROR
Not enough available balance in the account.
Retry with sufficient balance in the account.
400
ERROR
Please wait 30 minutes after adding the beneficiary.
-
400
ERROR
Transfer amount is less than minimum amount of Rs. 100.
Enter a transfer amount that is equal to or more than Rs. 100.
400
ERROR
Transfer amount is greater than the maximum amount of Rs.100000.
Enter a transfer amount that is equal to or less than Rs. 100000.
400
ERROR
Transfer request to paytm wallet failed.
Retry the request with a different transfer mode.
400
ERROR
Transfer attempt failed at the bank.
400
ERROR
Transfer to this beneficiary not allowed.
Enter a different beneficiary ID.
400
ERROR
Transfer amount is less than minimum amount of Rs.1
Enter a transfer amount that is equal to or more than Rs. 1.
400
ERROR
Transfer limit for your account exceeded.
400
ERROR
Transfer mode not enabled for the account.
400
ERROR
Specified paymentInstrumentId not available.
Enter a valid payment instrument ID.
400
ERROR
Specified paymentInstrumentId not valid for this payment mode.
Enter a valid payment instrument ID.
400
ERROR
Multiple PaymentInstruments available for this payment mode.
400
ERROR
Transfer limit for beneficiary exceeded.
403
ERROR
Token is not valid
Verify the generated token.
403
ERROR
IP not whitelisted
Whitelist the IP address.
404
ERROR
Beneficiary does not exist.
Enter a valid beneficiary ID.
412
ERROR
Please provide a valid transferId.
Enter a valid transfer ID.
422
ERROR
Please provide a valid beneId.
Enter a valid beneficiary ID.
422
ERROR
Invalid bank account number or IFSC provided.
Enter a valid bank account number and IFSC.
422
ERROR
Invalid IFSC code provided for bank account.
Enter a valid IFSC.
422
ERROR
Invalid Amount Passed. Only 2 decimal places are allowed.
422
ERROR
Please provide a valid transferId.
Enter a valid transfer ID.
422
ERROR
Remarks is invalid.
Enter any remarks of a maximum of 70 alphanumeric characters and white spaces.
Partner-facing references for the accepted transfer, including the Cashfree reference ID, bank or network UTR when issued, and partner acknowledgement.
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This is an async transfer request.","href":"/api-reference/payouts/v1/standard-transfer-async"},{"openapi":"get /payout/v1.1/getTransferStatus","title":"Get Transfer Status","description":"Use these details to get details of a particular transfer. You can pass referenceId or transferId to fetch the details.","href":"/api-reference/payouts/v1/get-transfer-status"},{"openapi":"post /payout/v1/requestTransfer","title":"Standard Transfer Sync","description":"Use this API to initiate an amount transfer request at Cashfree by providing beneficiary id, amount, and transfer id. This is a sync transfer request.","href":"/api-reference/payouts/v1/standard-transfer-sync"},{"openapi":"post /payout/v1/requestBatchTransfer","title":"Batch Transfer","description":"Use this API to create multiple transfers to multiple beneficiaries. This API accepts an array of transfer objects under the batch field.","href":"/api-reference/payouts/v1/batch-transfer"},{"openapi":"post /payout/v1/directTransfer","title":"Direct Transfer","description":"Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. You can add the beneficiary details in the same API request.","href":"/api-reference/payouts/v1/direct-transfer"},{"openapi":"post /payout/v1/cardpay","title":"CardPay","description":"Use this API to transfer money to beneficiary cards. Provide details such as beneficiary name, card type, network type, and transfer ID.\n\nYou need to pass the tokenised card number or card token for this transfer.","href":"/api-reference/payouts/v1/cardpay"},{"openapi":"post /payout/v1/lend","title":"Lend","description":"Use this API to send requests for loan disbursement to the beneficiary. The service charges are pooled for the respective party and disbursed at the end of day. Disbursement amount = (Amount - total service charges).","href":"/api-reference/payouts/v1/lend"}]},{"group":"Transfers V1.2","pages":[{"title":"Overview","sidebarTitle":"Overview","description":"Use the Payouts Transfers v1.2 API to disburse funds to beneficiaries through bank accounts, UPI, IMPS, NEFT, Paytm, and Amazon Pay wallets.","href":"/api-reference/payouts/v1/transfer-v12"},{"openapi":"post /payout/v1.2/requestTransfer","title":"Standard Transfer Sync v1.2","href":"/api-reference/payouts/v1/standard-transfer-sync-v12"},{"openapi":"get /payout/v1.2/getBatchTransferStatus","title":"Get Batch Transfer Status V1.2","description":"Use this API to get the status of the Batch Transfer.","href":"/api-reference/payouts/v1/get-batch-transfer-status-v12"},{"openapi":"post /payout/v1.2/requestAsyncTransfer","title":"Standard Transfer Async v1.2","description":"Use this API to initiate an amount transfer request at Cashfree by providing beneficiary id, amount, and transfer id. 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To enable advanced details for your account, contact your account manager or fill in the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\u0026raise_issue=1).\n","href":"/api-reference/payouts/v1/validate-payout-v1"},{"openapi":"post /payout/v1/directTransfer","sidebarTitle":"Direct Transfer V1","title":"Direct Transfer","description":"Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. You can add the beneficiary details in the same API request.","href":"/api-reference/payouts/v1/verify-and-pay-direct-transfer-v1"},{"openapi":"post /payout/v1.2/validatePayout","title":"Validate Payout V1.2","description":"Validates either a Virtual Payment Address (VPA) on UPI or a phone number, and returns a single-use transfer token valid for one hour. Pass this token to the [Process Validated Payout API](/api-reference/payouts/v1/verify-and-pay-direct-transfer-v1-2) to initiate the payout.\n\nIn the request body, pass the value for exactly one of `vpa` or `phone`, not both.\n\nThe response contains either basic or advanced VPA details. Advanced details include Indian Financial System Code (IFSC) branch information. To enable advanced details for your account, contact your account manager or fill in the [Support Form](https://merchant.cashfree.com/merchants/landing?env=prod\u0026raise_issue=1).\n","href":"/api-reference/payouts/v1/validate-payout-v1-2"},{"openapi":"post /payout/v1.2/directTransfer","sidebarTitle":"Direct Transfer V1.2","title":"Direct Transfer V1.2","description":"Use this API to initiate amount transfers directly to the beneficiary account via a bank transfer or UPI. You can add the beneficiary details in the same API request.","href":"/api-reference/payouts/v1/verify-and-pay-direct-transfer-v1-2"}]},{"title":"Webhook Version V1","sidebarTitle":"Webhook Version V1","description":"Configure Cashfree Payouts v1 webhooks to receive HTTP callbacks for transfer events, set the webhook URL in the dashboard, and verify signatures.","icon":"webhook","href":"/api-reference/payouts/v2/webhooks/webhooks-v1"}]},{"group":"One Escrow","pages":[{"openapi":"post /fundsources/connected/virtual-account","title":"Create Virtual Account","description":"Use this API to create a virtual account that helps streamline the management of funds, enhance tracking capabilities, and simplify the financial process.","href":"/api-reference/payouts/v1/oneescrow/create-virtual-account"},{"openapi":"post /v1.2/internalTransfer","title":"Transfer Funds Between VAs","description":"Use this API to transfer funds between virtual accounts (VAs).","href":"/api-reference/payouts/v1/oneescrow/transfer-funds-between-vas"},{"openapi":"get /v1/accountStatement","title":"Get Account Statement","description":"Use this API to fetch the account statement of the virtual account in a paginated format using cursor-based pagination.","href":"/api-reference/payouts/v1/oneescrow/get-account-statement"},{"openapi":"post /v1/connected-wallet/recharge","title":"Allocate Funds to Virtual Account","description":"Use this API to recharge the OneEscrow account (notional credit) using a payment instrument.","href":"/api-reference/payouts/v1/oneescrow/recharge-oneescrow-account"},{"openapi":"get /v1/fundsources/{paymentInstrumentId}","title":"Get Fund Source Details","description":"Use this API to get the details of the fund source.","href":"/api-reference/payouts/v1/oneescrow/get-fund-source-details"},{"openapi":"post /v1/whitelisted-bank-accounts","title":"Add Registered Recharge Account(Whitelist Bank Account)","description":null,"href":"/api-reference/payouts/v1/oneescrow/add-registered-recharge-accountwhitelist-bank-account"},{"openapi":"post /payout/v1/connected-wallet/debit","title":"Debit Connected Wallet","description":null,"href":"/api-reference/payouts/v1/oneescrow/debit-connected-wallet"}]},{"group":"Cashgram","pages":[{"title":"End Points","sidebarTitle":"End Points","description":"Find the production and sandbox base URLs for Cashfree Payouts v1 APIs, plus the credentials verification endpoint you use to validate your AppId and SecretKey.","href":"/api-reference/payouts/v1/end-points"},{"title":"Postman Collection","sidebarTitle":"Postman Collection","description":"Download the Cashfree Cashgram Postman collection, import it into Postman, and start trying Cashgram API requests against sandbox without writing code.","href":"/api-reference/payouts/v1/cashgram-postman-collection"},{"title":"Webhooks","sidebarTitle":"Webhooks","description":"Configure Cashgram webhooks to receive real-time HTTP callbacks for redeemed, reversed, and expired events, and learn how Cashfree polls bank status updates.","icon":"webhook","href":"/api-reference/payouts/v1/webhooks"},{"openapi":"post /payout/v1/createCashgram","title":"Create Cashgram","description":"Use this API to create a Cashgram.","href":"/api-reference/payouts/v1/create-cashgram"},{"openapi":"post /payout/v1/deactivateCashgram","title":"Deactivate Cashgram","description":"","href":"/api-reference/payouts/v1/deactivate-cashgram"},{"openapi":"get /payout/v1/getCashgramStatus","title":"Get Cashgram Status","description":"Use this API to get the status of the Cashgram created.","href":"/api-reference/payouts/v1/get-cashgram-status"},{"title":"Response Codes","sidebarTitle":"Response Codes","description":"Look up Cashfree Payouts v1 response codes for Cashgram, beneficiary, and transfer APIs, with HTTP status, error codes, messages, and recommended next 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