account_status
It displays the status of the bank account.| STATUS | DESCRIPTION |
|---|---|
VALID | The account is successfully verified. |
INVALID | The account is invalid. |
RECEIVED | The transaction request has been successfully received and awaits processing or verification. |
FAILED | The transaction failed due to an error or issue on the bank’s side. |
REJECTED | The transaction was rejected, typically due to issues such as insufficient funds. |
APPROVAL_PENDING | This status indicates that the verification process is awaiting merchant approval of the submitted files to proceed further. |
PARTIALLY_APPROVED | This status indicates that some of the submitted data or files have been approved for verification. |
IN_PROCESS | This status indicates that the request is currently under validation, and the verification process is actively ongoing. |
CANCELLED | This status indicates that the request was terminated by the user and will not proceed further. |
PROCESSING | This status indicates that the request is being actively handled, and the system is working on completing the verification or transaction. |
MANUALLY_REJECTED | This status indicates that the request was explicitly reviewed and rejected by a user. |
account_status_code
| STATUS | DESCRIPTION |
|---|---|
ACCOUNT_IS_VALID | Bank account has been successfully verified. |
FRAUD_ACCOUNT | Fraudulent activity has been detected involving the bank account and IFSC. As a precautionary measure, both the account and IFSC have been blocked to prevent future transactions. To request unblocking, please contact your account manager or fill out the Support Form. |
FAILED_AT_BANK | The transaction failed due to an error or issue at the bank’s end. |
NPCI_UNAVAILABLE | The transaction could not be processed because the NPCI (National Payments Corporation of India) service is currently unavailable. |
CONNECTION_TIMEOUT | The transaction failed due to a timeout while trying to establish a connection with the bank. |
SOURCE_BANK_DECLINED | The transaction was declined by the source bank due to issues at their end. |
BENE_BANK_DECLINED | The transaction was declined by the bene bank due to issues at their end. |
IMPS_MODE_FAIL | The transaction failed because it could not be processed through the IMPS mode. |
BENEFICIARY_BANK_OFFLINE | The transaction could not be processed because the beneficiary’s bank is currently offline or unreachable. |
VALIDATION_IN_PROGRESS | The transaction is currently being validated and is awaiting confirmation. |
INVALID_ACCOUNT_FAIL | The transaction failed because the provided account details are invalid. |
INVALID_IFSC_FAIL | The transaction failed because the provided IFSC code is invalid or incorrect. |
VERIFICATION_ALREADY_UNDER_PROCESS | The verification is already in progress, and another verification request cannot be processed at this time. |
NRE_ACCOUNT_FAIL | The transaction failed because the account is a Non-Resident External (NRE) account, which is not supported for this transaction type. |
ACCOUNT_BLOCKED | The transaction failed because the account is blocked and cannot process transactions. |
INSUFFICIENT_BALANCE | The transaction failed due to insufficient funds in the merchant account for processing the transaction. |
name_match_result
It displays the result of the name match verification. Name match verification is done against the name provided in the request and the name associated with the bank account.| STATUS | DESCRIPTION |
|---|---|
DIRECT_MATCH | Indicates that the name provided in the request matches exactly with the name associated with the bank account. |
GOOD_PARTIAL_MATCH | Indicates a strong similarity between the provided name and the name associated with the bank account, with minor differences. |
MODERATE_PARTIAL_MATCH | Indicates a noticeable similarity between the provided name and the name associated with the bank account, but with more significant variations or missing details. |
POOR_PARTIAL_MATCH | Indicates a weak similarity between the provided name and the name associated with the bank account, suggesting a potential mismatch but with some common elements. |
NO_MATCH | Indicates that there is no recognisable similarity between the provided name and the name associated with the bank account, or the names are entirely different. |
| Given name | Name at bank | Match score | Match result | Account number |
|---|---|---|---|---|
| JOHN DOE | john doe | 100.00 | DIRECT_MATCH | 026291800001191 |
| JOHN DOE | john d | 85.00 | GOOD_PARTIAL_MATCH | 026291800001191 |
| JOHN DOE | j doe | 70.00 | MODERATE_PARTIAL_MATCH | 026291800001191 |
| JOHN DOE | jane d | 38.00 | POOR_PARTIAL_MATCH | 026291800001191 |
| TOM WELLS | tom wells | 100.00 | DIRECT_MATCH | 1233943142 |
| TOM WELLS | tom w | 85.00 | GOOD_PARTIAL_MATCH | 1233943142 |
| TOM WELLS | t wells | 70.00 | MODERATE_PARTIAL_MATCH | 1233943142 |
| TOM WELLS | tim lee | 38.00 | POOR_PARTIAL_MATCH | 1233943142 |
| BOB HOPE | bob hope | 100.00 | DIRECT_MATCH | 388108022658 |
| BOB HOPE | bob h | 85.00 | GOOD_PARTIAL_MATCH | 388108022658 |
| BOB HOPE | b hope | 70.00 | MODERATE_PARTIAL_MATCH | 388108022658 |
| BOB HOPE | bane hue | 38.00 | POOR_PARTIAL_MATCH | 388108022658 |