Integration - Verify Bank Account
Bank account verification is a sub-service of Cashfree payouts that allows a merchant to verify their end customer’s bank details. This section provides details on how to integrate bank account verification from scratch.
Steps
- Setup
- Initiatlization and Authorization
- Verify bank account
Check out our Libraries and Samples section for the integration code hosted on GitHub.
Step 1: Setup
Get your corresponding clientId and clientSecret from your payout dashboard and ensure that your IP is whitelisted as well. Check our development quickstart here.
Host URL: Use the following URL for PROD and TEST, respectively:
For the production environment: https://payout-api.cashfree.com For the test environment: https://payout-gamma.cashfree.com
Step 2: Initialization and Authorisation
Call the authenticate API to Cashfree’s system/server to obtain an Authorization Bearer token. All other API calls must have this token as Authorization header in the format ‘Bearer <token>’ (without quotes) for them to be processed.
Sample Response
Step 3: Verify Bank Account
Verify a bank account by passing a name, phone number, bank account, and ifsc. Verification will be done on the bank account and ifsc combination.
The operation returns a success response in two cases:
- The bank account or IFSC code or both are invalid.
- The bank account and IFSC combination are verified.
Sample Response
You now have a complete bank account validation integration for payouts. When testing your integration with your test API key, you can use the details available here to ensure that it works correctly.
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