[Introducing] 'Reverse Penny Drop': Let your users self-verify bank account details using the power of UPI   Know more


Unlock predictable revenue by automating your

recurring payments


repeat payments

easily with the most advanced

recurring payments solution

. Convert and retain more customers through higher success rates on mandate creation and auto-debit.


Offer the right payment mode for every customer

UPI AutoPay

Collect recurring payments

upto ₹15,000 instantly through UPI AutoPay. On-board your customer or borrowers within 30 seconds. Reduce loss of revenue with 30% higher success rates on mandate creation.

UPI intent flow supported on:

bhim upi bhim upi bhim upi bhim upi bhim upi & more
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Enable same-day mandate creation for upto ₹10 Lakhs via e-NACH or e-Mandate. Guarantee faster, superior checkout experience to your customers on netbanking or debit card based authentication.

50+ banks supported

bhim upi bhim upi bhim upi bhim upi bhim upi
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Debit card

Expand your subscription business to 90+ crore debit card users in India by allowing recurring payment set up via debit card.

Credit card

Easily enable repeat purchases and subscriptions by accepting recurring payments on credit cards and deliver uninterrupted service.

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Physical NACH

Provide the convenience of auto-debit to customers who do not have access to digital banking. Set up easy loan recollection with just a one-time signature approval from your borrowers via Physical NACH.

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Cashfree's Subscriptions is built for

Ed-tech startups


NBFCs & Digital Lending apps


Investment firms


Insurance providers


OTT platforms


Ecommerce companies

Recurring payment

collection models tailored for every business
An end-to-end solution for all

recurring payment


Integrate the ready-to-use

Subscriptions API

with your mobile app or website and deliver a seamless, branded checkout experience to your customers with no redirects. Know more

You can also use our Dashboard to create subscription plans, add customers and share payment links via Email or SMS.

Prevent loss of revenue due to failed payments with our payment retry APIs. Know more

Why wait for T+2 days when you can receive all your subscription payments on the same day, even on bank holidays. Know more

Automate your vendor payouts by splitting payments on every transaction. Deduct your commissions, auto-credit payments to the partners or re-sellers' account based on the chosen settlements cycle. Know more

Compliance made easy with our complete solution for digital lending

NBFCs and Fintechs use Cashfree to collect repayments, disburse credit, and co-lend - all compliant with RBI's Digital Lending Guidelines.

Collect repayments with ease across methods

Best-in-class success rates for automated debits across payment methods and irrevocable mandates on UPI PSPs to cover > 95% of users

UPI Autopay



Disburse loans from multiple accounts

Connect multiple existing current or escrow accounts and switch between them and our multi-bank support helps you avoid downtimes






& More

Secure yourself from fraud with account verification

Automate bank account verification for e-KYC and validation before disbursing credit, and track collections from designated accounts

API-based verification for:

Bank Account




Is integration taking a lot of tech effort? Don't worry! We've developer friendly APIs and integrations
Product guide arrow-img


Simple and transparent pricing

₹ 5.00

Mandate Creation


₹ 5.00

per debit

₹ 5.00

Mandate Creation

+ Transaction Charges

*No Hidden Charges

Custom pricing designed for enterprises

  • Early access to new features

  • Dedicated account manager

  • Discounted pricing

  • Support over WhatsApp in addition to other channels

Get in touch with our sales team to explore the right product(s) for your payment needs and get custom pricing.

Contact Sales
Frequently Asked Questions

When you have a model where your customer is paying on a recurring basis for continuous usage of your product or service, it is called Subscription.

You can create a plan for the agreed duration using the charge model that is applicable for each customer and set automatic debits. The customer does not have to intervene with the payments after the initial checkout is completed.

A payment model where a customer authorizes a merchant to debit payments from their account automatically for any product or service on a recurring basis.

The customer needs to perform a one time approval to permit the merchant to directly debit their account. The payment cycle continues till the customer retracts the merchant&apos approval or the subscription expires.

Payment can be deducted at fixed (fixed amount at fixed intervals) or on-demand (variable amount, based on invoice generated by the merchant) basis. Recurring payments is most suited in the cases of repeat purchases or frequency based buying.

Credit cards provided by the popular card networks MasterCard and Visa support auto-deduction of recurring payment. For this the card holder needs to authorize the payment to the specified merchant which can be done through a normal Two-Factor Authentication or 3D Secure flow.

A card holder when authenticating the merchant to deduct recurring payments, needs to do a one-time transaction which is also the first transaction. To ensure the authenticity of the user and their account, an extra layer of security is added which involves passing the transaction request following a 2FA process.

In case of recurring payments, as the user does the 2FA, the auto-deduction is enabled.

UPI, Credit card, Debit cards and Nach or E-Mandate are the widely used instruments for recurring payments.

UPI: Autopay via popular UPI apps like PhonePe, Google Pay, Paytm, BHIM UPI, Amazon Pay and more.

Credit cards : MasterCard and Visa network cards-issued by any bank in India.

Debit cards: Mastercard and Visa network cards-issued by ICICI Bank, Kotak Mahindra Bank, Citibank and Canara Bank.

Nach or E mandate : A paperless authentication feature introduced by NPCI to debit from the Bank Account.

Yes, you can cancel a plan or subscription. However once canceled, it can't be restored, you need to create a new plan or subscription

Yes, using Cashfree's Recurring Payments solution you can generate a subscription and through your internal system tag as many users as you wish to the subscription. Given the payment address will be single, Cashfree will process the billing for that address.


The maximum amount per debit set for e-NACH mandate is ₹10,00,000.

The maximum amount per debit set for UPI AutoPay is ₹15,000.

A few banks charge the end-customer for the creation of the mandate. This charge, however, is not imposed by Cashfree Payments.

1.SBI -58/-

2.BOB -116/-

Have more questions?

Visit our support page
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Easy Split

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Split vendor commissions and manage marketplace settlements.

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Make payouts to any bank account / UPI ID / card/ AmazonPay / Paytm instantly even on a bank holiday.

Learn More

Ready to get started?

Collect customer payments, make payouts, manage international payments and so much more! Create your account or contact our experts to explore custom solutions.

  • Easy onboarding

  • Dedicated account manager

  • API access

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