Cashfree Payouts helps businesses send money instantly, 24x7 - even on bank holidays. Pay your vendors, make customer refunds, disburse loans etc. with an industry-best success rate of 99.98%.
Cashfree Payouts is India's Largest Payments Disbursal Platform, enabling businesses to add multiple Payout Fund Sources and pay vendors, partners, employees, or customers into the destination payment mode of their choice.
Cashfree Payouts supports multiple fund sources for maximum flexibility:
Choose from a range of destination payment modes:
Send money to your customer's bank account via IMPS, NEFT, or RTGS instantly. No cool off period for beneficiary addition!
Initiate disbursals to customers UPI ID directly or add funds to their Paytm and Amazon Pay wallets.
Transfer money to any tokenised credit and debit cards instantly.
Cashfree Payouts works with multiple banking partners to ensure high success rates and reliability.
Cashfree Payouts provides a comprehensive solution with the following capabilities:
Problem Solved: Do delayed payouts affect your customer satisfaction?
Solution: Maximise your operations 24x7 regardless of banking hours, cooling periods, traditional processes.
Problem Solved: Tired of manual intensive bulk payouts?
Solution: Add beneficiaries and make up to 10,000 bulk payouts in one go, with simple excel file upload. Track transfer status in real-time.
Problem Solved: Want more control over instant beneficiary payouts?
Solution: Choose the fund source you want to disburse money from. Gain control of your payouts with our Maker-Checker feature.
Problem Solved: Vendor Payout security becoming a challenge?
Solution: Verify vendor identity during onboarding or before making payouts, and do away with reversals and failed transfers.
Problem Solved: Delayed payouts due to bank downtimes affecting your success rate?
Solution: Get industry leading success rates at 99.98%, using smart routing via multiple gateways.
Problem Solved: Complex finance tracking taking a toll on your operations?
Solution: Gain financial control via our intuitive dashboard and detailed reports with valuable insights into success rates, and turnaround times for Payout transfers.
High success rates, uptime is guaranteed through smart routing among multiple banks, for improved and successful payouts.
Daily transaction limits, fraud detection, along with multiple security checks at API and dashboard levels to help reduce risky transactions.
Real-time tracking of unscheduled bank downtimes for seamless bulk transfers. Stay ahead with our industry-leading solution.
Automated solution that reconciles transfers, failures, reversals, and reporting across various transfer modes and destination banks.
Settle all invoices - vendors, salary, bills etc. and automate reconciliations within Tally ERP instantly.
Features:
Cashgram is a payout links generation solution that helps businesses pay vendors, partners, customers or others instantly when only their mobile number or email address is known.
Developer friendly, easy-to-integrate Payouts API trusted by enterprises and loved by developers.
Key Features:
Supported Languages:
Sample Code (Node JS):
const cfSdk = require('cashfree-sdk');
const {Transfers} = cfSdk.Payouts;
const response = await Transfers.RequestBatchTransfer(
{batchTransferId : 'PAY_14APRIL_2021',
batchFormat : 'BANK_ACCOUNT',
deleteBene : 1,
batch : [
{ transferId : 'VENDOR_512623_PAY_14APRIL',
amount: '1023.4',
phone : '9999999999',
bankAccount : '1007766300076281',
ifsc : 'HDFC0001007',
email : '[email protected]',
name: 'John' }
]
}
);
Use Case: Instant payout to credit cards
Credit card bill payment platform CRED uses Payouts to send money to the bank account linked to card while making credit card repayment easier for customers.
Use Case: Instant ecommerce refunds
Nykaa is winning customer trust and loyalty by making Instant Refunds to customer accounts upon refund requests: enhancing the overall shopping experience.
Use Case: On-demand payouts
Porter uses Cashfree Payouts to make On-demand Payouts to its driver-partners after at the end of every trip, thereby encouraging digital transactions and convenience.
Send money to vendors, make customer refunds or automate loan disbursals. Solve your business payouts challenges with our powerful Payouts APIs.
| Transaction Amount | NEFT | RTGS | IMPS/UPI/Amazon Pay | Pay to Phone/Pay to Phone + CC |
|---|---|---|---|---|
| Up to ₹1,000 | ₹3.00 | ₹4.00 | ₹6.00 | ₹7.00 |
| ₹1,000 to ₹25,000 | ₹5.00 | ₹6.00 | ₹8.00 | ₹9.00 |
| Above ₹25,000 | ₹8.00 | ₹10.00 | ₹15.00 | ₹18.00 |
| Card Type | Up to ₹1,000 | Above ₹1,000 |
|---|---|---|
| Visa | ₹15.00 | ₹20.00 |
| Mastercard | ₹15.00 | ₹20.00 |
Note: Above mentioned prices are exclusive of bank charges and GST.
Features:
Get in touch with our sales team to explore the right product(s) for your payment needs and get custom pricing.
"The partnership with Cashfree Payments has allowed us to render fast, secure and user-friendly settlements, thereby enhancing the overall customer journey. Also, from the automation and scalable point, Cashgram, payout links, have been phenomenal. The time saved, in turn, has allowed us to interact more with the customers in devising more effective and innovative procedures, thus creating a better value proposition."
"Finding a payments partner is not difficult. But finding one with exceptional support – that's a game-changer. Cashfree Payments has been exactly that for us. The value of their support cannot be overstated. They are there with us every step of the way, ready to help, advise, and guide. They are always quick to pass on real-time information, supporting us in a way that makes them more than just a service provider. They are a partner in the truest sense."
"We are delighted to partner with Cashfree Payments to process payouts for our valuable delivery partners. Integration of Cashfree Payments' solution 'Payouts' has made payments for our drivers instantaneous and highly convenient. While we offered payout integration to 200 drivers initially, the benefits propagated fast, as more drivers started approaching us asking for the service. We are elated to solve a critical payments discrepancy for our drivers, using Cashfree Payments' offering, and will further work towards strengthening our relationship with them and contribute to their healthy growth."
"Cashfree Payments effectively managed all three parties involved – us [Pocketly], our NBFC, and the beneficiaries. Cashfree Payments' solution enabled us to regain efficiency within the prescribed guidelines of direct loan disbursals from the NBFC to our beneficiaries. The overall reliability of the services provided by Cashfree Payments helped Pocketly maintain its promise to its customers, instilling confidence in the service and enhancing loyalty, while helping us scale our business with a smooth transition, high success rate, and a quick turnaround time."
Payouts is a powerful and secure disbursement solution that empowers businesses to effortlessly transfer funds to multiple recipients. Whether you need to disburse payments to individuals, vendors, partners, or employees, Payouts simplify the process, saving you time and effort.
With Cashfree Payouts, you can automate your bulk payments, ensuring direct, timely and instant payouts. You can connect your bank accounts, and make direct payouts! You can use the Payouts dashboard to do single or bulk payouts via Excel upload or integrate Payouts APIs with your product or ERP to automate bulk payouts. It eliminates the complexities of manual disbursements by streamlining your payment workflow, ultimately boosting your operational efficiency.
You can use Cashfree Payouts for a wide range of business use cases. Here is how some of the leading businesses in India are using Payouts:
For faster Payouts account activation, signup here. Once logged in, click on activate Payouts and add your business details and upload copies of your business documents. Follow the steps to complete your account activation.
In case of any queries or if you are looking for a customized solution, get in touch with our sales team here. Our team will connect with you in 24 working hours. Meanwhile, you can also explore the product in test environment and use test API credentials to try out the integration before going live.
Yes, Payouts can be used only by registered businesses. If you are not yet registered as a business but plan to start soon, you can signup and explore the product in test environment. We can also set up an account with limits on payout volume after understanding your business and future needs.
Transfers to bank accounts happen instantly. Transfers for amounts in excess of ₹2,00,000 are restricted by banking hours and can take longer. Payouts to other modes like Paytm, AmazonPay wallet, cards, UPI ID happen instantly.
Yes, it is possible to make payouts even on Sundays and bank holidays.
Yes, you can make payouts to any active savings or current bank account in India. However, NRE and NRO bank accounts are not supported.
Cashfree Payouts offers the industry-best success rate at 99.98%. We have implemented various features and mechanisms to ensure that your transfers are successful at all times. With smart routing and queuing across multiple banks, we guarantee higher uptime and a higher success rate. In addition, our system intelligently re-routes failed transfers, increasing the likelihood of successful payouts.
Bulk payouts via bank accounts happen by manually adding every beneficiary before transferring or by uploading a spreadsheet on the banking portal. Cashfree automates bulk payouts fully via APIs and offers a much simpler alternative.
Unlike banks, where a single error in a payout file can block all the bulk payouts, using Cashfree, even if there are invalid records in a file, valid transfers go through. Reconciliation for failed and invalid transfers is automated so you always know which transfer failed out of hundreds of payouts, and why. At Cashfree, new beneficiary addition and activation is instant.
Cashfree also allows you to send money to any Paytm Wallet, Amazon Pay Wallet, UPI ID or native wallets in addition to bank accounts, even on holidays. Lastly, all of this can be automated and built into your product or internal systems using our powerful Payouts APIs.
Using bulk file uploads or manual transfers requires no technical expertise and is the quickest way to get started. However, if you want to automate the payouts from your product or ERP, APIs should be used. Integrating the API can take a day or two depending on the complexity of integration. Many businesses start by using the bulk file upload or manual transfer option, and gradually automate operations by integrating the API.
Yes, it is possible to send bulk payouts to beneficiaries in India from another country using Global Payouts. The funds can be added by the businesses in USD, EUR and other freely convertible currencies. The purpose of the payment must be known while setting up the account.
An Indian business can also send a payout to other countries. However, there are restrictions around the volume of payments and the purpose of payments. Get in touch with us to learn more.
Yes, you, as an admin, can create aliases and assign different access to play specific roles. You can assign the created aliases as Approver and Initiator roles for direct and batch transfers. Once the Initiator requests a transfer, the request gets listed in the 'Approve' tab of the 'Transfers' screen. The Approver can view the details and approve or reject the request. This will help distribute responsibility and ensures accountability with respect to transfers.
When you make a Payout to your party, there are various states that the transfers may go through before the amount reaches the beneficiary account.
When the transfer status is yet to be confirmed, the payout is in the Pending state. At this point, the partner bank could be processing the payout and no further action is required from your end.
The Pending state can transition into:
When the payout request fails, the payout is in the Failed state. Failed is a final state and does not allow transitioning to any other state. You can reinitiate the transfers which have failed.
For failed transfers, if any amount is debited, it will be reversed to you by the remitter bank within 24 hours.
A payout can indicate a Failed state due to various reasons, such as:
When the remitter's bank has completed the transfer, the payout is in the Success state.
The Success state can transition into the Reversed state if the beneficiary bank reverses the transfer.
A payout can be in the Reversed state due to various reasons, such as:
Reversed is a final state and does not allow transitioning to any other state. Cashfree credits the original amount to your Payouts account.
Transfers to incorrect account details fail instantly. For certain banks, it may take up to 24 hours to receive a confirmation of failure. To ensure that account details are correct, you can activate Cashfree Bank Account Verification and verify the beneficiary account validity and beneficiary name at the bank.
Yes. If you are a payouts account holder, you can request to recall funds transferred to a party if there was a mistake in the transfer made. For example, incorrect beneficiary account details entered the wrong amount specified, or any other valid reason.
To raise a recall request:
It is ideal to raise the request within 45 days from the date of transfer. The recall process timeline depends on the payment mode.
Note: There is no surety or confirmation guaranteed on recall requests. Most of the cases require the end beneficiary's consent. At times, the bank requests an indemnity letter from the beneficiary.
Yes, with Webhooks.
Webhooks are events that notify you about the payment status. All Payout integrations should establish a webhook to listen to payout events, like status changes on payments.
Webhooks help you receive automatic updates and are significant for completing the integration with Cashfree Payments. Webhooks are triggered with a request from your side, for example, when a transfer fails or when a daily report is available. Requests get processed both synchronously and asynchronously. In rare scenarios, for some payment methods, the outcome may take a longer duration to confirm. Cashfree Payments notify you once we get updates from the bank about the payment status.
Yes. You can set your preferences to receive daily email updates about:
Add multiple fund sources and make payouts directly.
Add funds in USD, EUR and other currencies and send money to your sellers, service providers or freelancers in India directly to their local bank account in India.
Use complete verification suite for e-KYC and verify beneficiary bank account or UPI ID before sending money. IFSC verification API is now available [Free].
Accept domestic and international payments for your website or app.
Certificate of Authorisation No. 266/2025
Certificate of Authorisation No. 209/2024
Cashfree Payments enables 1 Million+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more. Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis partners and was incubated by PayPal.
Ready to get started? Collect customer payments, make payouts, manage international payments and so much more. Create your account or contact our experts to explore custom solutions.
Benefits: