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POST
/
orders
/
pay
/
authenticate
/
{cf_payment_id}
Submit or Resend OTP
curl --request POST \
  --url https://sandbox.cashfree.com/pg/orders/pay/authenticate/{cf_payment_id} \
  --header 'Content-Type: application/json' \
  --header 'x-api-version: <x-api-version>' \
  --data '
{
  "otp": "111000",
  "action": "SUBMIT_OTP"
}
'
{
  "action": "SUBMIT_OTP",
  "authenticate_status": "SUCCESS",
  "cf_payment_id": "3991872901",
  "payment_message": "payment successful"
}
Refer to the sample responses below:
Submit OTP Success and Transaction Successful – 200 OK
{
  "action": "SUBMIT_OTP",
  "authenticate_status": "SUCCESS",
  "cf_payment_id": "3991872901",
  "payment_message": "payment successful"
}
Submit OTP Success but Invalid OTP – 200 OK
{
  "action": "SUBMIT_OTP",
  "authenticate_status": "FAILED",
  "cf_payment_id": "5114916442998",
  "payment_message": "otp is invalid"
}
Max OTP Submit Limit Exceeded – 400 Bad Request
{
  "message": "Exceeded retry attempts. Check latest errors and resolution from Merchant Dashboard API logs: https://bit.ly/4glEd0W Help Document: https://bit.ly/4eeZYO9",
  "code": "request_invalid",
  "type": "invalid_request_error"
}
Transaction Already Completed – 400 Bad Request
{
  "message": "Transaction is already processed. Check latest errors and resolution from Merchant Dashboard API logs: https://bit.ly/4glEd0W Help Document: https://bit.ly/4eeZYO9",
  "code": "request_invalid",
  "type": "invalid_request_error"
}
Invalid Request – 404 Not Found
{
  "message": "transaction not found. Check latest errors and resolution from Merchant Dashboard API logs: https://bit.ly/4glEd0W Help Document: https://bit.ly/4eeZYO9",
  "code": "payment_not_found",
  "type": "invalid_request_error"
}
Submit OTP Success but Transaction Failed – 502 Bad Gateway
{
  "message": "transaction failed",
  "code": "bank_processing_failure",
  "type": "api_error"
}
Submit OTP Success but Transaction Pending – 502 Bad Gateway
{
  "message": "transaction incomplete",
  "code": "bank_processing_failure",
  "type": "api_error"
}
Resend OTP Success – 200 OK
{
  "action": "RESEND_OTP",
  "authenticate_status": "SUCCESS",
  "cf_payment_id": "5114916574918",
  "payment_message": "otp sent successfully"
}

Headers

​
x-api-version
string
default:2025-01-01
required

API version to be used

​
x-request-id
string

Request ID for the API call. Can be used to resolve tech issues. Communicate this in your tech related queries to Cashfree.

​
x-idempotency-key
string<UUID>

An idempotency key is a unique identifier you include with your API call. If the request fails or times out, you can safely retry it using the same key to avoid duplicate actions.

Path Parameters

​
cf_payment_id
string
required

The Cashfree payment or transaction ID.

Body

application/json

Request body to submit or resend OTP in Native OTP flow.

To use this API, Native OTP needs to be enabled for your account.

​
action
enum<string>
required

Action intended for this request - can be SUBMIT_OTP or RESEND_OTP.

Available options:
SUBMIT_OTP,
RESEND_OTP
​
otp
string

OTP collected from the customer. Mandatory only when action is SUBMIT_OTP.

Response

Success response for submitting or resending OTP.

Success response for submitting or resending OTP.

​
cf_payment_id
string

Cashfree payment ID for which this request was sent.

​
action
enum<string>

The action that was requested.

Available options:
SUBMIT_OTP,
RESEND_OTP
​
authenticate_status
enum<string>

Status of this action - will be either success or failed. If the action is success, you should still call payment status API to verify the final payment status.

Available options:
FAILED,
SUCCESS
​
payment_message
string

Human readable message which describes the status in more detail.