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UPI Payment Gateway

Collect UPI Payment

s easily from your customers
Accept payments from any UPI app. Choose from a range of

UPI integration

for the desired payment flow and achieve highest

UPI success rates

Supported UPI Apps
Google Pay
Amazon Pay
And more
Believe it or not, we have the lowest prices!
Processed annually
Bank accounts served

Unified Payments Interface (UPI) is fast, easy and secure. UPI has become the most preferred means by consumers in India for merchant payments with a massive 56% share among all payment modes.

Offer multiple checkout options with

UPI Payment Gateway

Hear from our CUSTOMERS
Indian businesses trust us with their

UPI payment

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Amritansu Nanda
As a service that prioritises convenience, our association with Cashfree Payments enables a seamless UPI payment experience for our customers.
Amritansu Nanda
Chief Marketing Officer, Zepto

UPI Payment Gateway

suite tailor-made for your business needs
UPI glossary

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.


UPI ID is a unique identifier to each UPI linked bank account and are used to facilitate payments between customers and merchants. It provides a Virtual Payments Address (UPI VPA) to enter when transferring money to the account linked to a UPI ID.


UPI PIN is a unique 4 or 6 digit pin that the user has to set to authenticate every payment made via UPI apps.

Frequently Asked Questions

UPI or Unified Payment Interface is the payment technology developed by National Payments Corporation of India (NPCI), using the IMPS infrastructure. An individual or business having a mobile number linked to a bank account can generate a UPI VPA and make payments to another UPI ID or bank account.

BHIM was the first UPI app launched. Later, other payment players like Google Pay, PhonePe, Paytm entered the market and allowed UPI payments directly to a registered mobile number or UPI VPA, and also by scanning a QR code using a smartphone.

When you sign up with Cashfree Payments, you get access to an entire suite of UPI payments infrastructure for all your payment collection and reconciliation needs.

The UPI transaction limit is ₹ 1 lakh per transaction, as set by NPCI. The UPI transaction limit per day varies from bank to bank since NPCI has not issued any regulation on this aspect. For example: at SBI, the limit per day is ₹ 1000, while at Bank of Baroda, it is ₹ 50,000.

Additionally, for peer to peer, the UPI payment limit is 10 transactions, but this is not applicable for peer to merchant UPI payments.

Government of India has clearly issued a norm to not levy any charges on UPI transactions for both the merchants and the customers. UPI transactions are zero charges and can be processed without any TDR deductions.

As a merchant, you don’t have to integrate with different UPI apps separately. All you have to do is integrate Cashfree Payments UPI Payment Gateway with your website or mobile app to offer 20+ UPI apps to your customers. We’ve built direct integrations with PhonePe, Google Pay, Paytm, BHIM, Amazon Pay and other popular UPI apps.

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With Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or Contact Sales to explore custom solutions.

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  • Dedicated Account Manager

  • API access

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