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UPI Payment Gateway

Collect UPI Payment

s easily from your customers
Accept payments from any UPI app. Choose from a range of

UPI integration

for the desired payment flow and achieve highest

UPI success rates

.
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Supported UPI Apps
PhonePe
Google Pay
Paytm
Bhim
Amazon Pay
Whatsapp
TATA NEU
And more
Believe it or not, we have the lowest prices!
300000
Merchants
40
Processed annually
200
Bank accounts served

Unified Payments Interface (UPI) is fast, easy and secure. UPI has become the most preferred means by consumers in India for merchant payments with a massive 56% share among all payment modes.

Offer multiple checkout options with

UPI Payment Gateway

Simplify

UPI payments

for your customer by automatically opening UPI apps installed in customer’s mobile for faster checkout.
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Generate QR code

on your website checkout page and let customers scan and pay using any UPI app.
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Generate UPI link

and share with customers over WhatsApp and get paid instantly.
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Send a payment collect request to the customer’s phone number or UPI ID and accept payments via UPI.
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UPI Intent flow
Simplify

UPI payments

for your customer by automatically opening UPI apps installed in customer’s mobile for faster checkout.
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UPI Dynamic QR code

Generate QR code

on your website checkout page and let customers scan and pay using any UPI app.
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Whatsapp UPI Links

Generate UPI link

and share with customers over WhatsApp and get paid instantly.
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Collect UPI flow
Send a payment collect request to the customer’s phone number or UPI ID and accept payments via UPI.
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Hear from our CUSTOMERS
Indian businesses trust us with their

UPI payment

 needs
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Amritansu Nanda
“As a service that prioritises convenience, our association with Cashfree Payments enables a seamless UPI payment experience for our customers.”
Zepto
Amritansu Nanda
Chief Marketing Officer, Zepto

UPI Payment Gateway

suite tailor-made for your business needs

  • APIs that are easy to integrate

  • Embed links on your website or mobile app

  • Allow your users to pay without entering the amount

Check documentation

  • Generate and display dynamic QR code on your website or softPOS app

  • Use our APIs and make it easy for your customers to pay

Check documentation
Manage your offline payments collection easily by generating QR code from your desktop or your softPOS app.
Learn more

  • Create unique virtual UPI IDs assigned to every payer

  • Automatically reconcile all the UPI payments received from different customers

  • Allow your users to pay without entering the amount

Learn more
Automate recurring payments collection upto ₹15,000 with one time UPI mandate authorization and grow your subscription business.
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Hold customer payments via one-time mandate pre-authorizationfrom any UPI app. Without manual intervention, you can auto-debit from your customer’s accounts on the authorized date.

UPI Payment Links API

  • APIs that are easy to integrate

  • Embed links on your website or mobile app

  • Allow your users to pay without entering the amount

Check documentation
Dynamic QR code

  • Generate and display dynamic QR code on your website or softPOS app

  • Use our APIs and make it easy for your customers to pay

Check documentation
Static QR code
Manage your offline payments collection easily by generating QR code from your desktop or your softPOS app.
Learn more

Virtual UPI ID

for B2B Payments

  • Create unique virtual UPI IDs assigned to every payer

  • Automatically reconcile all the UPI payments received from different customers

  • Allow your users to pay without entering the amount

Learn more
UPI AutoPay
Automate recurring payments collection upto ₹15,000 with one time UPI mandate authorization and grow your subscription business.
Learn more
UPI one-time mandate
Hold customer payments via one-time mandate pre-authorizationfrom any UPI app. Without manual intervention, you can auto-debit from your customer’s accounts on the authorized date.
UPI glossary
UPI
UPI

Unified Payments Interface (UPI) is real-time, secure payment system developed by National Payments Corporation of India (NPCI). It helps in immediate money transfer easily through mobile device 24*7 and 365 days.

UPI ID
UPI ID

UPI ID is a unique identifier to each UPI linked bank account and are used to facilitate payments between customers and merchants. It provides a Virtual Payments Address (UPI VPA) to enter when transferring money to the account linked to a UPI ID.

UPI PIN
UPI PIN

UPI PIN is a unique 4 or 6 digit pin that the user has to set to authenticate every payment made via UPI apps.

Frequently Asked Questions

UPI or Unified Payment Interface is the payment technology developed by National Payments Corporation of India (NPCI), using the IMPS infrastructure. An individual or business having a mobile number linked to a bank account can generate a UPI VPA and make payments to another UPI ID or bank account.

BHIM was the first UPI app launched. Later, other payment players like Google Pay, PhonePe, Paytm entered the market and allowed UPI payments directly to a registered mobile number or UPI VPA, and also by scanning a QR code using a smartphone.

When you sign up with Cashfree Payments, you get access to an entire suite of UPI payments infrastructure for all your payment collection and reconciliation needs.

The UPI transaction limit is ₹ 1 lakh per transaction, as set by NPCI. The UPI transaction limit per day varies from bank to bank since NPCI has not issued any regulation on this aspect. For example: at SBI, the limit per day is ₹ 1000, while at Bank of Baroda, it is ₹ 50,000.

Additionally, for peer to peer, the UPI payment limit is 10 transactions, but this is not applicable for peer to merchant UPI payments.

Government of India has clearly issued a norm to not levy any charges on UPI transactions for both the merchants and the customers. UPI transactions are zero charges and can be processed without any TDR deductions.

As a merchant, you don’t have to integrate with different UPI apps separately. All you have to do is integrate Cashfree Payments UPI Payment Gateway with your website or mobile app to offer 20+ UPI apps to your customers. We’ve built direct integrations with PhonePe, Google Pay, Paytm, BHIM, Amazon Pay and other popular UPI apps.

Have more questions?

Visit our support page

Ready to get started?

With Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or Contact Sales to explore custom solutions.

  • Easy onboarding

  • Dedicated Account Manager

  • API access

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