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PAN

Identity Suite

PAN Verification

Verify PAN card of users while onboarding

and before making payouts

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Did you Know?


Under Section 272B of the Income Tax Act 1961, the Income Tax department can impose a penalty of ₹10,000 if anyone is found to have given an incorrect PAN number.


Save your business from penalties by verifying the PAN details of your vendors and users with the help of PAN Verification by Cashfree Payments!


Instant PAN Verification


With Cashfree Payments, verify if the PAN is valid, identify the registered name of the card holder along with the nature of the card holder - individual or business.


Onboard users and partners with KYC in real-time and ensure payments are going to intended beneficiaries only.




Right from NSDL database

Right from NSDL database

Check PAN validity and PAN holder details against the latest updated NSDL database, and know the status as Valid or Invalid in real-time, 24x7.

Know the nature of card holder

Know the nature of card holder

Just enter PAN and know the nature of card holder - Individual, HUF, Company, Firm, Partnership, Trust, Society, Business, Government, etc.

Bulk PAN verification

Bulk PAN verification

Do a single PAN verification or 10,000+ PAN verifications in one go, via simple excel upload or APIs.

Inbuilt approval flow and beneficiary name verification

Inbuilt approval flow and beneficiary name verification

Assign maker and checker role to reduce human errors and match PAN card holder name with NSDL records for higher accuracy

Who can use PAN Verification by Cashfree Payments

Lending platforms

Lending platforms

Payments and fintech companies

Payments and fintech companies

Insurance providers

Insurance providers

Large corporations with 1000+ headcount

Large corporations with 1000+ headcount

Securities and equity investment platforms

Securities and equity investment platforms

Marketplaces

Marketplaces

Business and Individual Tax filing platforms

Business and Individual Tax filing platforms

Wallet service providers

Wallet service providers

Recruitment and Identification Verification companies

Recruitment and Identification Verification companies

Simple integration

PAN card verification API

    Integrate powerful PAN card Verification API with your product using only a few lines of code and automate the onboarding process, ensuring payouts to intended beneficiaries with Cashfree Payments.


  • Highly reliable and secure APIs

  • Use the official Cashfree Payments libraries for different programming languages to integrate with your product and automate PAN verification flow

  • With webhooks, get notified on single or bulk PAN verification status in real-time

View API documentation

curl --location --request POST ' https://gamma.cashfree.com/verification/pan/bulk ' \

--header 'x-client-id;'\

--header 'x-client-id;'\

--header 'x-client-id;'\

--header 'content-type : application/json'\

--data-row '{

   "bulk_verification_id": "dfs2f3sad2a231sd21sa12",

   "entries":[

    {

"name": "test",

"pan": "CDEPJ2456D"

    }

]

}'

No code solutions

  • Do single PAN verification or do upto 10,000 PAN verification using simple excel upload

  • Just enter the PAN number and get an instant response.

Complete Identity Suite

Activate PAN Verification along with our complete Identity Suite to ensure all your transactions are verified and risk-free!

Verify beneficiary accounts for 600+ banks including public, private, rural, and cooperative banks

Learn more

Enter UPI ID and know if it exists. You will receive a customer name at the bank in the response for valid UPIs.

Learn more

Check against the most exhaustive list of IFSC codes updated weekly.

Learn more

Check Identity Suite

Simple integration

Here is how Businesses are using Identity APIs by Cashfree Payments

ZOMATO
BOOK MY FOREX
ZILRA
SIGNZY
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Seamless delivery partner onboarding for ZomatoZomato ensures quick and correct onboarding of riders using Cashfree Payments’ API.

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Instant verification of money exchangers for BookmyforexThe foreign currency exchange platform uses Cashfree Payments for instant bank verification of money exchangers. As a platform facilitating 1600 crores+ currency exchange transactions, accuracy and speed while verifying accounts is a business prerequisite.

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No cheque bank a/c verification for ZilraCross-border payments processor Zilra needs no scanned copies of cancelled cheques anymore. It now uses Cashfree Payments to verify the account details in a paperless manner for onboarding freelancer partners.

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Reliable E-KYC for SignzySignzy trusts Cashfree Payments for reliable and real-time verification of bank account numbers as a part of its KYC suite.

Transparent and friendly pricing

₹2.50per verification

Verification Suite

Verify bank account details, UPI IDs or branch IFSC in real-time

Create Account
Enterprises

Custom pricing designed for enterprises

  • Early access to new features
  • Dedicated account manager
  • Discounted pricing
  • Support over WhatsApp in addition to other channels

If you are a financial service business or want to enable PAN Verification into your product flow, contact us to get custom pricing

Contact Sales

Frequently Asked Questions

Have more questions?

Visit our support page

Online PAN verification enables merchants to verify their users’ PAN card details, get the status of the PAN card, and check whether it belongs to a business or an individual

The PAN verification feature can be used to identify the person/businesses during onboarding as well as before initiating the transaction. Businesses can use it for various purposes, such as:

  • Onboarding vendors
  • Onboarding employees
  • Transferring funds or process payments
  • KYC verification

Following business categories can use PAN verification to speed up their onboarding and payment process.

  • Lending platforms
  • Insurance providers and platforms
  • Investment portals
  • Wallets
  • EMI/installments providers
  • Any form of credit providers
  • Large corporations for onboarding employees
  • Payments and fintech companies

Yes, you will be charged a nominal amount of ₹2.50 per PAN card verification.

There is an option to pay either way - before or after completing your PAN verification.

Yes, the following documents are required to activate the PAN Verification

  • Business proof (mandatory)
  • Company PAN (mandatory)
  • The latest bank statement (optional)
  • Authorised signatory (ID and Address proof) (optional)

You can just enter your PAN number and get the response.

No, to verify a PAN, it is mandatory to enter the PAN number.

Will return whether the PAN is valid or not along with the following details (if valid):

  • PAN number
  • Name provided
  • Verification ID
  • PAN type
  • Name registered

Cashfree is giving merchants the option to do a single verification or a bulk verification.

Single Verification: Manually input the PAN number and get all the details like Name registered, Date of birth or date of issue, PAN type, etc.

Bulk Verification: Verify upto 10,000 pans via Excel upload or API

Yes, you can verify upto 10,000 PANs via API

No, there is no limit to the number of PAN cards that can be verified in a day. In a batch, you can verify upto 10,000 PANs via API

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Ready to get started?

With Cashfree Payments, collect payments, make payouts, manage international payments and more. Start now by creating your account or Contact Sales to explore custom solutions.

  • Easy onboarding

  • Dedicated Account Manager

  • API access

  • 24x7 support