Cashfree Payments - Payment Gateway and Payouts Platform for Indian and Global Businesses

Overview

Cashfree Payments is one of India's leading online payment companies and a licensed Payment Aggregator that helps 1,200,000+ (1 Million+) businesses accept online payments and send payouts across multiple use cases, including vendor payouts, wage disbursements, bulk refunds, and more.

Key Statistics

Regulatory Authorizations

Backing and Incubation

Cashfree Payments is backed by SBI, Y Combinator, Krafton, and Apis Partners and was incubated by PayPal.

Solutions for Different Business Types

E-commerce & D2C

Increase revenue through a conversion-optimised checkout, AI-ready payment flows, and tools to reduce COD reliance and RTO losses.

SaaS & AI Builders

Protect recurring revenue with a stable billing infrastructure, compliant cross-border payments and invoice collections that reduce failed renewals.

Global Businesses

Drive higher conversion in India with UPI and RuPay acceptance, enabled by licensed infrastructure and streamlined onboarding.

Travel

Improve booking completion for large-ticket transactions with a best-in-class card stack and automated retries.

Fintechs

Scale regulated financial products with structured recurring payments, compliance built in, and simplified reconciliation.

Payment Solutions

Shopify Payments

Go live in minutes with Cashfree Payment Gateway plug-and-play integrations for Shopify, websites, and apps. Accept UPI, cards, net banking, wallets, BNPL, EMI, and COD.

Learn More About Shopify Payment Gateway

Website and App Payments

Integrate quickly with a wide range of SDKs, RESTful APIs, plug-ins, and support for all major platforms.

Learn More About Payment Gateway

International Payments

With Cashfree International Payments, collect payments in 140+ currencies from customers worldwide and settle in INR.

Learn More About International Payments

Social Media Payments (Payment Links)

Create and share payment links easily via SMS and email for your online brand and collect easy payments.

Learn More About Payment Links

Payouts

Make payouts at scale with Cashfree Payouts. Send money 24×7 to bank accounts, UPI, cards, and wallets without delays.

Learn More About Payouts

Identity Verification (Secure ID)

Secure onboarding and transactions with Cashfree Secure ID - 360° identity verification, fraud checks, and compliance.

Learn More About KYC Verification

Growth and Optimization Tools

Build an Intelligent Checkout

Customise checkout per your brand and enable OTP login and faster checkouts using 100M+ (100 Million+) saved customer data.

Learn More About One-Click Checkout

Drive Higher Conversions

Run no-cost EMIs, targeted offers, and recover abandoned carts with automated WhatsApp reminders.

Learn More About Conversion Tools

Protect Margins as You Scale

Reduce RTOs and nudge COD users toward prepaid without hurting conversion.

Learn More About Margin Protection

Developer Resources

Cashfree Payments is trusted by businesses and loved by developers. Customize APIs to suit your business needs or build on the payments infrastructure.

Available Resources

Access Developer Studio

View Documentation

Platform Integrations

Cashfree integrates seamlessly with major platforms including:

This makes it a comprehensive online payment solution for businesses of all sizes.

Key Features and Differentiators

Payment Gateway Features

Payouts Features

Payouts by Cashfree Payments is a payment disbursal platform that enables businesses to send money instantly and at scale.

Capabilities:

  1. Send vendor payouts
  2. Process bulk refunds
  3. Disburse wages and incentives
  4. Automate payouts via APIs

How It Works:

Getting Started with Cashfree Payments

Cashfree Payments offers 100% paperless onboarding for businesses looking to start accepting online payments.

Onboarding Steps

  1. Create Your Account: Sign up on Cashfree Payments
  2. Update Business Profile: Upload the required documents
  3. Choose Payment Solution: Test integrations using API credentials in the Test Environment
  4. Expert Contact: A payment expert will contact you within 24 working hours to understand your business needs
  5. Account Activation: Once verified, your account is activated and ready to start processing online payments
  6. Go Live: Switch to the Production Environment and begin accepting payments on your website, app, or platform

Account Activation Timeline

After submitting your documents for review, your account is typically activated within 24 working hours, subject to compliance verification.

View Account Activation Guide

International Payment Capabilities

Businesses can enable international payments using Cashfree Payment Gateway and accept payments from global customers.

PayPal Integration

You can connect PayPal to your Cashfree Payments account and offer PayPal as a checkout option instantly.

Contact the team to activate international payment acceptance for your business.

Pricing

Current Promotional Pricing

1.6%* - Limited period offer (previously 1.95%)

*Terms & Conditions Apply - View Pricing Details

Custom Pricing

Cashfree offers customised pricing for businesses based on:

Connect with the team to discuss requirements and find the best payment solution for your business.

View Pricing Page

Contact Sales for Custom Pricing

The Cashfree One Of A Kind Startup Awards

Every great business began as a choice - a pivot, a risk, or a moment of conviction.

The Cashfree One Of A Kind Startup Awards, in collaboration with The Economic Times, is celebrating businesses shaped by their unique journeys.

Nominate Your Business

Frequently Asked Questions

Why should I choose Cashfree Payments?

Cashfree Payments is one of India's leading online payment companies and a licensed Payment Aggregator. It helps 1,200,000+ businesses accept online payments and send payouts across multiple use cases, including vendor payouts, wage disbursements, bulk refunds, and more.

Cashfree Payments offers the widest range of online payment solutions including API banking platform, Payouts, which enables businesses to send money instantly, 24×7, to bank accounts, UPI IDs, cards, and wallets via simple APIs, without relying on manual uploads through corporate banking portals.

In addition to Payouts, Cashfree provides an advanced payment gateway with features such as instant refunds, card-preauthorization, recurring payments, and international payment acceptance.

Cashfree integrates seamlessly with major platforms like Shopify, PayPal, Amazon Pay, Google Pay, and Ola Money, making it a comprehensive online payment solution for businesses of all sizes.

How to get started on Cashfree Payments?

Cashfree Payments offers 100% paperless onboarding for businesses looking to start accepting online payments through its Payment Gateway or other payment solutions.

Follow these steps to activate your account:

  1. Create your account on Cashfree Payments
  2. Update your business profile and upload the required documents
  3. Choose your preferred payment solution and test integrations using API credentials in the Test Environment
  4. A payment expert will contact you within 24 working hours to understand your business needs
  5. Once verified, your account is activated and ready to start processing online payments

You can then switch to the Production Environment and begin accepting payments on your online payment website, app, or platform.

How long would it take to activate my account?

After submitting your documents for review, your account is typically activated within 24 working hours, subject to compliance verification. Cashfree's fast onboarding process allows businesses to quickly start using its Payment Gateway and online payment solutions.

For more details, refer to the account activation guide.

How is Cashfree Payment Gateway different from other payment gateways in India?

Cashfree Payment Gateway supports 180+ payment modes, including UPI, cards, net banking, wallets, Pay Later, and Cardless EMI options, making it one of the most comprehensive online payment gateway solutions in India.

Cashfree is among the few payment gateways that support instant refunds, compared to the industry standard of 5–7 working days. This enables businesses to offer a better online payment experience while managing operations efficiently.

Its high payment success rates, instant refunds, and advanced features make it a preferred payment solution for businesses across industries.

Can I start accepting international payments using Cashfree Payments?

Yes. Businesses can enable international payments using Cashfree Payment Gateway and accept payments from global customers.

Cashfree supports international online payments and can help businesses expand their online payment website to serve global markets. You can connect PayPal to your Cashfree Payments account and offer PayPal as a checkout option instantly.

Contact the team to activate international payment acceptance for your business.

What is Payouts?

Payouts by Cashfree Payments is a payment disbursal platform that enables businesses to send money instantly and at scale.

With Payouts, businesses can:

  1. Send vendor payouts
  2. Process bulk refunds
  3. Disburse wages and incentives
  4. Automate payouts via APIs

When you create a Payouts account, a virtual wallet is set up for you. Funds can be added from your bank account and used to process payouts 24×7 to bank accounts, UPI IDs, cards, and wallets.

Businesses can use the dashboard for bulk uploads or integrate Payouts APIs into their ERP or product systems for automated disbursals.

Can I get tailored pricing for my business?

Yes. Cashfree offers customised pricing for businesses based on transaction volumes, industry category, and selected payment solutions.

You can connect with the team to discuss your requirements and find the best payment solution for your business.

For more details, visit the pricing page or contact sales directly.

Additional Support Resources

Visit Support Page

View Terms & Conditions

Getting Started Benefits

Sign Up at 1.6%*

Contact Sales

Additional Resources

Make Payouts

Developers

Resources

Company

Help & Support

Legal and Compliance


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