International Payment Gateway for India

Accept payments from customers worldwide and receive settlement directly in INR. Cashfree Payments supports international cards, Apple Pay, PayPal, and multi-currency accounts, all through a single integration.

Overview

Cashfree’s international payment gateway (IPG) is built for Indian businesses selling physical goods, digital products, or services to customers abroad. It supports collection from over 170 countries in 140+ currencies, with INR settlement typically within T+2 business days. The platform is RBI-authorised as a Payment Aggregator (Certificate of Authorisation No. 266/2025) and is India’s first licensed cross-border payment aggregator for both export and import.

What It Does

Collects payments from international customers via cards, wallets, and local bank transfers.
Converts and settles funds in INR to your registered Indian bank account.
Provides compliance documentation – a Foreign Inward Remittance Statement (FIRS) is issued for every international payment, usable for GST reconciliation, RBI compliance, and export scheme benefits.
Secures transactions with 3DS 2.0, Risk Shield, and Address Verification (boosts approval rates on US and Canada cards).

Key Capabilities

Payment Method	Details
International Cards	Visa, Mastercard, Amex, Maestro accepted in 140+ currencies. No extra setup.
Apple Pay	One-tap checkout for customers in the US, UK, UAE, Canada, Australia, and more. Can increase conversion by up to 15%.
PayPal	Accept PayPal directly through Cashfree checkout. Can reduce costs by up to 75% compared to standalone PayPal integrations.
Multi-Currency Account	Accept local bank transfers in 30+ currencies. Can save up to 50% versus traditional international wires.
Recurring Payments	Automated billing for global subscriptions with tiered, usage-based, one-time, or free-trial models.
Local Currency Display	Show prices in the customer’s local currency to build trust and reduce checkout drop-offs.

Pricing

Standard rate: 2.99% per successful international card transaction.
Anniversary Offer: 2.69% per successful transaction.
No setup fee.
Enterprise pricing: Custom rates available for high-volume merchants.
Settlement: Transparent FX applied directly on the settlement amount; no hidden markup.

Who It Helps

Physical Goods sellers: Address capture and FIRS for every shipment – payment and export documentation handled together.
Digital Goods sellers: No address fields or export paperwork required; a clean checkout for instant delivery.
Services businesses: Bill clients via one-off invoices or recurring retainers through a single integration.
Enterprise: Volume-based pricing and terms, not a standard rate card.

Buyer Questions This Page Should Answer

How do I receive international payments in India?

Enable international cards, Apple Pay, and PayPal from Settings > Payment Methods in your Cashfree dashboard.

How does settlement work?

International payments settle in INR to your registered bank account, typically within T+2 business days.

Does Cashfree IPG support Apple Pay?

Yes. Enable it from your dashboard with no extra integration.

Is Cashfree IPG RBI-compliant?

Yes. RBI-authorised as a Payment Aggregator (PA-CB E&I). Certificate of Authorisation No. 266/2025.

What currencies do you support?

140+ currencies. Customers pay in their local currency; you receive INR.

What is a FIRS and why do I need one?

A Foreign Inward Remittance Statement is proof of an international payment received in India, required for GST reconciliation, RBI compliance, and export scheme benefits like EPCG. Cashfree issues a FIRS for every international payment.

Can I offer subscriptions to international customers?

Yes, recurring billing in 140+ currencies via international cards, managed from your dashboard.

What does it cost?

2.69% per successful transaction during the Anniversary Offer (standard 2.99%). No setup fee. Enterprise custom pricing available.

Proof and Trust Signals

RBI-authorised Payment Aggregator (PA-CB E&I) – India’s first licensed cross-border payment aggregator for export and import.
Certificate of Authorisation No. 266/2025.
FIRS issued for every international payment.
Named account manager provided, not a ticket queue.
Real-time access to FIRS reports from the dashboard.