Payout Protect Overview | Cashfree Payments

Security features

Anomaly detection

Uses machine learning to identify patterns that deviate from expected behaviour in real-time.

Set velocity-based rules on the maximum number of transfers and cumulative amounts to manage risk.

Flagged transfers are held for manual investigation, allowing you to approve or block them.

Why Payout Protect

Payout Protect helps you mitigate the following risks in your Payouts account:

Risk	Description
Dangerous entities	Prevents transfers to known fraudulent entities using a blacklist database.
Money laundering	Blocks unusual transfers to other aggregators that may indicate money laundering schemes.
Account takeover	Detects and prevents unauthorised access when suspicious personnel gain control of an account and attempt payouts using API credentials.
Excessive payouts	Uses smart limits to manage payout volume and address surges caused by system bugs or operational errors.
Custom blacklist	Allows you to block transfers to accounts you identify as suspicious or fraudulent.
Anomaly detection	Monitors for unusual transfer patterns, high volumes, transfers to unfamiliar destinations, and sudden spikes during non-business hours.