- Voter ID Verification
- Driving Licence Verification
- Vehicle RC Verification
- Passport Verification
- Udyam Verification
- Udyam with PAN
Use cases
Here are some common use cases for each OVD verification type across different industries:| Document | Sector | Use cases |
|---|---|---|
| Voter ID | Banking and Fintech | Verify customer identity and address when opening new accounts or applying for loans. |
| Travel and Hospitality | Used as an alternative to Aadhaar to verify customer identity and address. | |
| Driving Licence (DL) | Ride-hailing, Car Rental, Gig Platforms | Verify that drivers are licensed. |
| Banking and Insurance | Used in KYC processes, particularly for auto insurance, where licence status and driving history are crucial for risk assessment. | |
| Vehicle Registration Certificate (RC) | Financial Institutions | Used for insurance and vehicle loans to verify ownership and vehicle details. |
| Transport and Logistics | Confirm legitimacy of fleet vehicles and ensure compliance with regulations. | |
| Passport | Airlines and Hotels | Identity confirmation during booking and check-in. |
| Banking and Financial Institutions | Highest level of KYC, especially for non-residents or high-value international transactions. |
Best practices
Follow these recommendations to optimise your OVD verification implementation and ensure reliable document authentication:General verification practices
- Document quality: For Smart OCR verification, ensure clear, well-lit images without shadows, glare, or distortion for optimal accuracy and data extraction.
- Format validation: Verify document number formats before making API calls to reduce unnecessary verification attempts and improve success rates.
- Error handling: Build robust error handling for invalid document numbers, network issues, service unavailability, or temporary government system downtime.
- Data privacy: Implement appropriate data retention policies and secure storage for verification records following GDPR and local data protection regulations.
- Batch processing: Use batch verification APIs for multiple records to improve efficiency, reduce processing costs, and optimise API rate limits.
- Cross-verification: Validate extracted data against user-provided information for additional security layers and fraud prevention.
- Cache management: Store verification results appropriately while respecting data privacy regulations and implementing proper cache expiry policies.
- Alternative verification: Maintain backup verification methods when primary document verification fails or provides incomplete data.
- Fallback mechanisms: Implement alternative identity verification pathways when OVD verification is insufficient for your use case requirements.
Document-specific considerations
- Voter ID: Monitor for changes in EPIC format or verification requirements from Election Commission updates and regional variations.
- Driving Licence: Validate licence number format based on state-specific RTO patterns and check licence validity dates for active status.
- Vehicle RC: Cross-verify vehicle registration details with insurance records and ensure compliance with regional transport authority requirements.
- Passport: Implement MRZ validation for enhanced security and verify passport validity dates for international travel compliance.
Security and compliance
- API security: Store API credentials securely using environment variables and implement proper authentication mechanisms for all verification endpoints.
- Audit trails: Maintain comprehensive verification logs for compliance requirements and regulatory audits with proper data anonymisation.
- Rate limit management: Implement appropriate throttling and retry mechanisms to handle API rate limits effectively during peak usage.
- Real-time monitoring: Set up monitoring and alerting for verification success rates, response times, and system availability to ensure service reliability.