This guide provides comprehensive data and sample inputs for testing various scenarios in your APIs.

Schedule Options Supported

IDDescription
1T+1 settlement at 11:00 AM.
2T+2 settlement at 11:00 AM.
3All transactions from 4:45 PM T-1 to 10:45 AM T+0 settled at 11:15AM T+0, and, 10:45 AM T+0 to 4:45PM T+0 at 5:15PM T+0.
4All transactions from 2:00 PM T-1 to 2:00 PM T+0 settled at 3:00 PM T+0.
5All transactions till 5.30 PM at 6:00 PM.
6Instant settlement every hour between 7:00 AM and 5:00 PM on working days.
7Instant settlement every 3 hours between 8:00 AM and 5:00 PM on working days.
8Instant settlement every hour 24*7.
9Instant settlement every 3 hours 24*7.
11Weekly every 1st working day.
12Monthly every 1st working day.
13T+1 settlement at 09:00 AM.
14Instant settlement every 15 minutes 24*7.
15T+3 settlement at 11:00 AM.
16T+7 settlement at 11:00 AM.

List of business types

Business Types
B2B
Digital Goods
E-commerce
Education
Financial Services
Food and Beverages
Gaming
Government
Grocery
Health care
Insurance
Jewellery
NBFCs/Organizations into Lending
Logistics
Miscellaneous
Mutual funds/Broking
Non Profit/NGO
Online Gaming
Open and Semi Open Wallet
Pan shop
Pharmacy
Readymade
Real Estate, Housing, Rentals
Retail and Shopping
SaaS
Social Media and Entertainment
Society/Trust/Club/Association
Telecom
Travel and Hospitality
Utilities
Chit Funds
Web host/Domain seller
Professional Services (Doctors, Lawyers, Architects, CAs, and other Professionals)

List of account types

Account Types
Govt Authority/ULBs/Municipalities
Individual
LLP
Private Ltd or Public Ltd
Proprietorship
Society/Trust/Clubs/NGO/Association

Sample bank account numbers, UPI and VPA

Bank Numbers

For banks, the primary parameters for transfer would be the bank account and IFSC number included while adding the vendor. Sample details shared below are to simulate different vendor settlement situations.

NameAccount NumberIFSCRemarks
John Doe026291800001191YESB0000262Success
John Doe00011020001772HDFC0000001Success
John Doe000890289871772SCBL0036078Success
John Doe000100289877623SBIN0008752Failed at bank
John Doe2640101002729CNRR0002640Failure – Invaid IFSC code
John Doe026291800001190YESB0000262Failure – Invalid Account number
John Doe02014457596969CITI0000001Success (later to Reversed)
Jon D026291800001191YESB0000262Failure - Account holder name matching failed

UPI

For UPI, the primary parameter for transfer would be the UPI VPA included while adding the vendor. Use these UPI VPA to test transfers to the vendor account.

VPARemarks
success@upiSuccessful UPI transfer
incorrect@upi and invalid@upiFailed UPI transfer

Test details

GSTIN Details

GSTINRemarks
29AAICP2912R1ZRValid
27ABCFGH5678D1ZValid
36JKLPQR9012E2YValid
45XYZLMN2345G3WValid
12PQRST6789A4BCValid
39ABCDE0987F6GHValid
23UVWXYZ5678H5DValid
05BBICP2912R1ZRValid
29AAIZP2912R1ZRInvalid
05BBICA2912R1ZRInvalid

PAN Details

PANRemarks
Individual PAN - ABCPV1234DValid
Individual PAN - XYZP4321WValid
Individual PAN - AZJPG7110RValid
Business PAN - ABCCD8000TValid
Business PAN - XYZH2000LValid
Business PAN - AAAHU4383CValid
Business PAN - AMJCL2021NValid
Individual PAN - DEFPV0126DInvalid
Individual PAN - TUVP5678WInvalid
Business PAN - LMNCD8010TInvalid
Business PAN - EFGH2020LInvalid

Watch this video to learn how to add a new vendor via API